Should I invest in Canara Robeco Liquid-Retail-Fortnightly Div Reinvest?

We don't give personal investment advice. Canara Robeco Liquid-Retail-Fortnightly Div Reinvest is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

Canara Robeco

Canara Robeco Liquid-Retail-Fortnightly Div Reinvest

Unit split applied to historical metrics

This scheme had a 100× unit consolidation on 21 Aug 2011. Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.01%	-0.01	23 / 29	Q4
1W	+0.00%	+0.01%	-0.01	14 / 29	Q2
2W	+0.00%	+0.07%	-0.07	15 / 29	Q3
1M	+0.00%	+0.15%	-0.15	18 / 29	Q3
3M	-0.18%	+0.39%	-0.57	29 / 29	Q4
6M	-0.05%	+0.88%	-0.93	27 / 29	Q4
YTD	+0.00%	+0.97%	-0.97	17 / 29	Q3
1Y	-0.57%	+1.77%	-2.34	29 / 29	Q4
2Y	-0.27%	+1.77%	-2.05	26 / 26	Q4
3Y	-0.18%	+1.81%	-1.99	24 / 25	Q4
4Y	-0.20%	+1.76%	-1.95	26 / 26	Q4
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	-0.09%	+1.80%	-1.89	27 / 27	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2013 YTD	+0.00%	+2.10%	-2.10	15 / 20
2012	-0.80%	+2.03%	-2.83	26 / 26
2011	+0.05%	+1.81%	-1.76	9 / 28
2010	+0.21%	+1.35%	-1.14	11 / 27
2009	-0.09%	+1.09%	-1.18	22 / 25
2008	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

-0.15%

42 windows

min -0.8% · max 0.3%

52% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

-0.08%

18 windows

min -0.2% · max 0.1%

22% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.51%

3-year · annualised

Sharpe ratio

-13.19

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.85%

Jan 2012 → Mar 2012

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
1 Feb 2013	₹1,000.0000
31 Jan 2013	₹1,000.0000
30 Jan 2013	₹1,000.0000
29 Jan 2013	₹1,000.0000
28 Jan 2013	₹1,000.0000
27 Jan 2013	₹1,000.0000
26 Jan 2013	₹1,000.0000
25 Jan 2013	₹1,000.0000
24 Jan 2013	₹1,000.0000
23 Jan 2013	₹1,000.0000

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Canara Robeco Liquid-Retail-Fortnightly Div Reinvest is a Liquid from Canara Robeco (Retail plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Canara Robeco Liquid-Retail-Fortnightly Div Reinvest has NAV history starting from 27 Aug 2008, a track record of about 17 years 9 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Canara Robeco Liquid-Retail-Fortnightly Div Reinvest is managed by Canara Robeco. It's classified by AMFI under the 'Liquid' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Canara Robeco Liquid-Retail-Fortnightly Div Reinvest has delivered a absolute return of -0.57% — -2.34 pp behind the Liquid category average of 1.77%. The fund ranks #29 of 29 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Canara Robeco Liquid-Retail-Fortnightly Div Reinvest has delivered a CAGR of -0.18% — -1.99 pp behind the Liquid category average of 1.81%. The fund ranks #24 of 25 in its category — the bottom (Q4) quartile.

Canara Robeco Liquid-Retail-Fortnightly Div Reinvest doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Canara Robeco Liquid-Retail-Fortnightly Div Reinvest exactly 3 years ago would be worth approximately ₹99,460 today — a multiplier of 0.99×, based on the 3-year CAGR of -0.18%. The category average over the same window would have grown ₹1 lakh to ₹105,537.

A ₹10,000 monthly SIP in Canara Robeco Liquid-Retail-Fortnightly Div Reinvest over the last 3 years — total invested ₹360,000 — would be worth ₹358,194 today. That's an XIRR (money-weighted annualised return) of -0.32%.

Canara Robeco Liquid-Retail-Fortnightly Div Reinvest doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹358,194 — XIRR -0.32%.

On a 3-year basis, Canara Robeco Liquid-Retail-Fortnightly Div Reinvest ranks #24 out of 25 funds in the Liquid category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 1.81%; this fund delivered -0.18%.

The worst peak-to-trough decline Canara Robeco Liquid-Retail-Fortnightly Div Reinvest has experienced over the last 3-year window is 0.85% — its NAV fell from a high on 31 Jan 2012 to a low on 06 Mar 2012. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Canara Robeco Liquid-Retail-Fortnightly Div Reinvest averaged -0.08% (best 0.12%, worst -0.21%). 22% of rolling windows ended positive. The 3-year Sharpe ratio is -13.19 — negative risk-adjusted performance.

In calendar year 2012, Canara Robeco Liquid-Retail-Fortnightly Div Reinvest returned -0.80% — lagging the Liquid category average of 2.03% by 2.83 pp. It ranked #26 of 26 in its category that year.

Canara Robeco Liquid-Retail-Fortnightly Div Reinvest is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Canara Robeco Liquid-Retail-Fortnightly Div Reinvest is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.