Should I invest in Canara Robeco Liquid- INSTITUTIONAL?

We don't give personal investment advice. Canara Robeco Liquid- INSTITUTIONAL-Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.2%. 5-year CAGR: 8.38%.

Canara Robeco

Canara Robeco Liquid- INSTITUTIONAL-Growth

Unit split applied to historical metrics

This scheme had a 100× unit consolidation on 21 Aug 2011. Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	+0.34%	-0.32	39 / 110	Q2
1W	+0.12%	+0.31%	-0.18	26 / 107	Q1
2W	+0.25%	+0.36%	-0.12	26 / 106	Q1
1M	+0.53%	+0.37%	+0.16	21 / 106	Q1
3M	+1.62%	+0.70%	+0.92	21 / 105	Q1
6M	+3.33%	-0.73%	+4.06	18 / 105	Q1
YTD	+0.46%	-1.59%	+2.04	29 / 102	Q2
1Y	+7.41%	-0.61%	+8.02	15 / 100	Q1
2Y	+7.77%	-0.86%	+8.63	15 / 96	Q1
3Y	+8.04%	-1.06%	+9.10	10 / 89	Q1
4Y	+8.20%	-1.39%	+9.59	10 / 86	Q1
5Y	+8.38%	+0.08%	+8.30	6 / 76	Q1
7Y	+8.01%	-1.37%	+9.38	5 / 53	Q1
10Y	+7.78%	+3.10%	+4.67	1 / 16	Q1
Inception	+7.71%	-1.26%	+8.97	8 / 110	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2017 YTD	+0.46%	+1.55%	-1.09	6 / 17
2016	+7.49%	+1.80%	+5.69	4 / 33
2015	+8.17%	+2.35%	+5.82	6 / 38
2014	+8.57%	+2.71%	+5.86	8 / 47
2013	+8.64%	+0.78%	+7.86	11 / 64
2012	+9.18%	+155.04%	-145.86	12 / 65
2011	+8.57%	-0.45%	+9.02	14 / 67
2010	+5.14%	-1.24%	+6.38	12 / 73
2009	+4.87%	+0.17%	+4.70	16 / 75
2008	+9.36%	+2.60%	+6.77	1 / 61
2007	+7.78%	+0.04%	+7.75	8 / 48

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.80%

120 windows

min 4.1% · max 9.4%

100% positive

3-Year rolling

+7.74%

96 windows

min 6.2% · max 8.9%

100% positive

5-Year rolling

+7.75%

72 windows

min 6.9% · max 8.7%

100% positive

7-Year rolling

+7.70%

47 windows

min 7.5% · max 8.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.20%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.00%

Peak to trough

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
27 Jan 2017	₹2,853.2956
26 Jan 2017	₹2,852.7967
25 Jan 2017	₹2,852.2979
24 Jan 2017	₹2,851.7913
23 Jan 2017	₹2,851.2920
22 Jan 2017	₹2,850.7796
21 Jan 2017	₹2,850.2827
20 Jan 2017	₹2,849.7859
19 Jan 2017	₹2,849.2733
18 Jan 2017	₹2,848.7504

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Canara Robeco Liquid- INSTITUTIONAL-Growth is a Liquid from Canara Robeco (Institutional plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Canara Robeco Liquid- INSTITUTIONAL-Growth has NAV history starting from 01 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Canara Robeco Liquid- INSTITUTIONAL-Growth is managed by Canara Robeco. It's classified by AMFI under the 'Liquid' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Canara Robeco Liquid- INSTITUTIONAL-Growth has delivered a absolute return of 7.41% — +8.02 pp ahead of the Liquid category average of -0.61%. The fund ranks #15 of 100 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Canara Robeco Liquid- INSTITUTIONAL-Growth has delivered a CAGR of 8.04% — +9.1 pp ahead of the Liquid category average of -1.06%. The fund ranks #10 of 89 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Canara Robeco Liquid- INSTITUTIONAL-Growth has delivered a CAGR of 8.38% — +8.3 pp ahead of the Liquid category average of 0.08%. The fund ranks #6 of 76 in its category — the top (Q1) quartile.

₹1 lakh invested in Canara Robeco Liquid- INSTITUTIONAL-Growth exactly 10 years ago would be worth approximately ₹211,474 today — a multiplier of 2.11×, based on the 10-year CAGR of 7.78%. The category average over the same window would have grown ₹1 lakh to ₹135,735.

A ₹10,000 monthly SIP in Canara Robeco Liquid- INSTITUTIONAL-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹735,707 today. That's an XIRR (money-weighted annualised return) of 8.07%.

A ₹10,000 monthly SIP for 10 years in Canara Robeco Liquid- INSTITUTIONAL-Growth = ₹1,200,000 invested. It would currently be worth ₹1,807,355 (multiplier 1.51×). XIRR: 7.93%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Canara Robeco Liquid- INSTITUTIONAL-Growth ranks #6 out of 76 funds in the Liquid category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 0.08%; this fund delivered 8.38%.

The worst peak-to-trough decline Canara Robeco Liquid- INSTITUTIONAL-Growth has experienced over the last 5-year window is 0.18% — its NAV fell from a high on 15 Jul 2013 to a low on 16 Jul 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Canara Robeco Liquid- INSTITUTIONAL-Growth averaged 7.75% (best 8.66%, worst 6.85%). 100% of rolling windows ended positive.

In calendar year 2016, Canara Robeco Liquid- INSTITUTIONAL-Growth returned 7.49% — beating the Liquid category average of 1.80% by 5.69 pp. It ranked #4 of 33 in its category that year.

Canara Robeco Liquid- INSTITUTIONAL-Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Canara Robeco Liquid- INSTITUTIONAL-Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.2%. 5-year CAGR: 8.38%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Canara Robeco Liquid- INSTITUTIONAL-Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Recent NAVs

Frequently asked questions

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