Should I invest in Baroda Pioneer Treasury Advantage Fund- Weekly Dividend Option?

We don't give personal investment advice. Baroda Pioneer Treasury Advantage Fund- Institutional Plan- Weekly Dividend Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 49.2%. 5-year CAGR: -6.34%.

Baroda Pioneer

Baroda Pioneer Treasury Advantage Fund- Institutional Plan- Weekly Dividend Option

Unit split applied to historical metrics

This scheme had a 100× unit consolidation on 7 Feb 2011. Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	+6.99%	-6.97	98 / 763	Q1
1W	+0.04%	+6.38%	-6.34	232 / 722	Q2
2W	+0.02%	+6.63%	-6.61	261 / 725	Q2
1M	+0.21%	+6.29%	-6.08	263 / 752	Q2
3M	+0.66%	+7.87%	-7.20	322 / 728	Q2
6M	+1.23%	+9.67%	-8.44	376 / 642	Q3
YTD	+0.54%	+8.47%	-7.93	362 / 666	Q3
1Y	+3.74%	+13.70%	-9.96	336 / 591	Q3
2Y	+14.48%	-5.03%	+19.51	5 / 197	Q1
3Y	-9.78%	-3.09%	-6.69	129 / 140	Q4
4Y	-7.40%	+1.62%	-9.02	116 / 119	Q4
5Y	-6.34%	-0.16%	-6.18	98 / 102	Q4
7Y	-4.61%	+2.05%	-6.65	62 / 64	Q4
10Y	-3.04%	+1.80%	-4.84	17 / 17	Q4
Inception	-2.40%	-3.28%	+0.88	731 / 797	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2022 YTD	+0.54%	+1.75%	-1.21	5 / 7
2021	+3.95%	+1.83%	+2.12	3 / 9
2020	-11.18%	-0.53%	-10.65	10 / 11
2019	-20.80%	-5.77%	-15.03	13 / 13
2018	-0.10%	+1.72%	-1.83	15 / 15
2017	-1.70%	+0.74%	-2.44	22 / 23
2016	+0.01%	+195.67%	-195.66	24 / 38
2015	-0.46%	+2.23%	-2.68	58 / 65
2014	-0.35%	+2.77%	-3.12	80 / 82
2013	+2.51%	+1.77%	+0.74	35 / 101
2012	-0.14%	-0.30%	+0.17	95 / 113

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

-1.92%

137 windows

min -47.3% · max 36.3%

43% positive

3-Year rolling

-3.14%

115 windows

min -19.9% · max 0.9%

40% positive

5-Year rolling

-2.51%

90 windows

min -12.6% · max 0.5%

47% positive

7-Year rolling

-2.48%

65 windows

min -8.9% · max 0.4%

25% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

25.10%

3-year · annualised

Sharpe ratio

-0.53

vs risk-free 6.5%

Sortino ratio

-0.66

Downside-only deviation

Max drawdown

-47.93%

Mar 2019 → May 2020

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
13 Mar 2022	₹735.8541
11 Mar 2022	₹735.7172
10 Mar 2022	₹735.6263
9 Mar 2022	₹735.5241
8 Mar 2022	₹735.5244
7 Mar 2022	₹735.5561
4 Mar 2022	₹735.6506
3 Mar 2022	₹735.6726
2 Mar 2022	₹735.5695
28 Feb 2022	₹735.7199

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Baroda Pioneer Treasury Advantage Fund- Institutional Plan- Weekly Dividend Option is a Income from Baroda Pioneer (Institutional plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Baroda Pioneer Treasury Advantage Fund- Institutional Plan- Weekly Dividend Option has NAV history starting from 24 Jul 2009, a track record of about 16 years 10 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Baroda Pioneer Treasury Advantage Fund- Institutional Plan- Weekly Dividend Option is managed by Baroda Pioneer. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Baroda Pioneer Treasury Advantage Fund- Institutional Plan- Weekly Dividend Option has delivered a absolute return of 3.74% — -9.96 pp behind the Income category average of 13.70%. The fund ranks #336 of 591 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Baroda Pioneer Treasury Advantage Fund- Institutional Plan- Weekly Dividend Option has delivered a CAGR of -9.78% — -6.69 pp behind the Income category average of -3.09%. The fund ranks #129 of 140 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Baroda Pioneer Treasury Advantage Fund- Institutional Plan- Weekly Dividend Option has delivered a CAGR of -6.34% — -6.18 pp behind the Income category average of -0.16%. The fund ranks #98 of 102 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Baroda Pioneer Treasury Advantage Fund- Institutional Plan- Weekly Dividend Option exactly 10 years ago would be worth approximately ₹73,418 today — a multiplier of 0.73×, based on the 10-year CAGR of -3.04%. The category average over the same window would have grown ₹1 lakh to ₹119,538.

A ₹10,000 monthly SIP in Baroda Pioneer Treasury Advantage Fund- Institutional Plan- Weekly Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹543,022 today. That's an XIRR (money-weighted annualised return) of -3.91%.

A ₹10,000 monthly SIP for 10 years in Baroda Pioneer Treasury Advantage Fund- Institutional Plan- Weekly Dividend Option = ₹1,190,000 invested. It would currently be worth ₹970,149 (multiplier 0.82×). XIRR: -4.14%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Baroda Pioneer Treasury Advantage Fund- Institutional Plan- Weekly Dividend Option ranks #98 out of 102 funds in the Income category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is -0.16%; this fund delivered -6.34%.

The worst peak-to-trough decline Baroda Pioneer Treasury Advantage Fund- Institutional Plan- Weekly Dividend Option has experienced over the last 5-year window is 49.22% — its NAV fell from a high on 24 Jul 2017 to a low on 19 May 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Baroda Pioneer Treasury Advantage Fund- Institutional Plan- Weekly Dividend Option averaged -2.51% (best 0.51%, worst -12.56%). 47% of rolling windows ended positive. The 5-year Sharpe ratio is -0.56 — negative risk-adjusted performance.

In calendar year 2021, Baroda Pioneer Treasury Advantage Fund- Institutional Plan- Weekly Dividend Option returned 3.95% — beating the Income category average of 1.83% by 2.12 pp. It ranked #3 of 9 in its category that year.

Baroda Pioneer Treasury Advantage Fund- Institutional Plan- Weekly Dividend Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Baroda Pioneer Treasury Advantage Fund- Institutional Plan- Weekly Dividend Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 49.2%. 5-year CAGR: -6.34%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.