Should I invest in Baroda BNP Paribas NIFTY SDL December 2028 Index Fund?

We don't give personal investment advice. Baroda BNP Paribas NIFTY SDL December 2028 Index Fund - Direct Plan - IDCW Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

Baroda BNP Paribas

Baroda BNP Paribas NIFTY SDL December 2028 Index Fund - Direct Plan - IDCW Option

Latest NAV

₹12.0855

As of

17 Jul 2026

798 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.05%	+0.08%	-0.03	132 / 296	Q2
1W	+0.19%	-0.25%	+0.44	81 / 296	Q2
2W	+0.28%	+0.03%	+0.25	99 / 296	Q2
1M	+0.79%	+0.66%	+0.12	143 / 296	Q2
3M	+2.03%	+1.92%	+0.11	113 / 296	Q2
6M	+2.98%	+0.72%	+2.25	116 / 289	Q2
YTD	+2.67%	-0.18%	+2.85	135 / 287	Q2
1Y	+4.79%	+1.67%	+3.12	108 / 276	Q2
2Y	+7.67%	+2.29%	+5.38	18 / 196	Q1
3Y	+5.31%	+9.65%	-4.34	135 / 152	Q4
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+5.86%	+7.39%	-1.53	199 / 294	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.67%	-0.15%	+2.82	134 / 282
2025	+8.62%	+5.41%	+3.20	63 / 226
2024	+1.98%	+13.06%	-11.08	152 / 159
2023	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.11%

29 windows

min 0.0% · max 11.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+5.16%

4 windows

min 4.9% · max 5.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

4.05%

3-year · annualised

Sharpe ratio

-0.31

vs risk-free 6.5%

Sortino ratio

-0.36

Downside-only deviation

Max drawdown

-6.13%

Mar 2024 → Mar 2024

% positive months

83.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
Nippon India CRISIL - IBX AAA Financial Services - Dec 2026 Index Fund - Direct Plan - IDCW Option	Nippon India	₹11.3511	17 Jul 2026
SBI CRISIL - IBX Financial Services 3-6 Months Debt Index Fund - Direct Plan - IDCW	SBI	₹10.1625	17 Jul 2026
ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund - Direct Plan - Annual IDCW	ICICI Prudential	₹10.9659	17 Jul 2026
BANDHAN CRISIL IBX 90:10 SDL PLUS GILT - NOV 2026 INDEX FUND - DIRECT IDCW	Bandhan	₹10.5575	17 Jul 2026
Aditya Birla Sun Life Crisil IBX 50:50 Gilt Plus SDL APR 2028 Index Fund-Direct IDCW	Aditya Birla Sun Life	₹13.2882	17 Jul 2026
Mirae Asset CRISIL IBX Gilt Index - April 2033 Index Fund - Direct Plan - IDCW	Mirae Asset	₹13.4843	17 Jul 2026
Kotak CRISIL - IBX AAA Bond Financial Services Index Dec 2026 Fund - Direct - IDCW	Kotak	₹11.0776	17 Jul 2026
Edelweiss CRISIL IBX 50:50 Gilt Plus SDL April 2037 Index Fund - Direct Plan - IDCW Option	Edelweiss	₹13.5205	17 Jul 2026
DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund - Direct - IDCW	DSP	₹13.1078	17 Jul 2026
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund - Direct - Payout of IDCW	HSBC	₹13.2876	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹12.0855
16 Jul 2026	₹12.0794
15 Jul 2026	₹12.0667
14 Jul 2026	₹12.0527
13 Jul 2026	₹12.0663
10 Jul 2026	₹12.0625
9 Jul 2026	₹12.0429
8 Jul 2026	₹12.0598
7 Jul 2026	₹12.0628
6 Jul 2026	₹12.0607

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Baroda BNP Paribas NIFTY SDL December 2028 Index Fund - Direct Plan - IDCW Option is ₹12.0855. It's a Index Fund from Baroda BNP Paribas, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Baroda BNP Paribas NIFTY SDL December 2028 Index Fund - Direct Plan - IDCW Option has NAV history starting from 27 Mar 2023, a track record of about 3 years 3 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Baroda BNP Paribas NIFTY SDL December 2028 Index Fund - Direct Plan - IDCW Option is managed by Baroda BNP Paribas. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Baroda BNP Paribas NIFTY SDL December 2028 Index Fund - Direct Plan - IDCW Option has delivered a absolute return of 4.79% — +3.12 pp ahead of the Index Fund category average of 1.67%. The fund ranks #108 of 276 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Baroda BNP Paribas NIFTY SDL December 2028 Index Fund - Direct Plan - IDCW Option has delivered a CAGR of 5.31% — -4.34 pp behind the Index Fund category average of 9.65%. The fund ranks #135 of 152 in its category — the bottom (Q4) quartile.

Baroda BNP Paribas NIFTY SDL December 2028 Index Fund - Direct Plan - IDCW Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Baroda BNP Paribas NIFTY SDL December 2028 Index Fund - Direct Plan - IDCW Option exactly 3 years ago would be worth approximately ₹116,776 today — a multiplier of 1.17×, based on the 3-year CAGR of 5.31%. The category average over the same window would have grown ₹1 lakh to ₹131,816.

A ₹10,000 monthly SIP in Baroda BNP Paribas NIFTY SDL December 2028 Index Fund - Direct Plan - IDCW Option over the last 3 years — total invested ₹360,000 — would be worth ₹395,324 today. That's an XIRR (money-weighted annualised return) of 6.17%.

Baroda BNP Paribas NIFTY SDL December 2028 Index Fund - Direct Plan - IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹395,324 — XIRR 6.17%.

On a 3-year basis, Baroda BNP Paribas NIFTY SDL December 2028 Index Fund - Direct Plan - IDCW Option ranks #135 out of 152 funds in the Index Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 9.65%; this fund delivered 5.31%.

The worst peak-to-trough decline Baroda BNP Paribas NIFTY SDL December 2028 Index Fund - Direct Plan - IDCW Option has experienced over the last 3-year window is 6.13% — its NAV fell from a high on 26 Mar 2024 to a low on 28 Mar 2024. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Baroda BNP Paribas NIFTY SDL December 2028 Index Fund - Direct Plan - IDCW Option averaged 5.16% (best 5.31%, worst 4.85%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is -0.31 — negative risk-adjusted performance.

In calendar year 2025, Baroda BNP Paribas NIFTY SDL December 2028 Index Fund - Direct Plan - IDCW Option returned 8.62% — beating the Index Fund category average of 5.41% by 3.20 pp. It ranked #63 of 226 in its category that year.

Baroda BNP Paribas NIFTY SDL December 2028 Index Fund - Direct Plan - IDCW Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Baroda BNP Paribas NIFTY SDL December 2028 Index Fund - Direct Plan - IDCW Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.