Should I invest in Baroda BNP Paribas Money Market Fund?

We don't give personal investment advice. Baroda BNP Paribas Money Market Fund- Direct Plan - Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.2%. 5-year CAGR: 6.33%.

Baroda BNP Paribas

Baroda BNP Paribas Money Market Fund- Direct Plan - Growth

Latest NAV

₹1,495.4163

As of

17 Jul 2026

1,714 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.06%	+0.05%	+0.00	3 / 29	Q1
1W	+0.09%	+0.08%	+0.00	9 / 29	Q2
2W	+0.08%	+0.08%	+0.00	10 / 29	Q2
1M	+0.65%	+0.64%	+0.01	21 / 29	Q3
3M	+1.55%	+1.52%	+0.02	17 / 29	Q3
6M	+3.35%	+3.26%	+0.09	11 / 29	Q2
YTD	+3.41%	+3.42%	-0.01	20 / 28	Q3
1Y	+6.29%	+6.20%	+0.08	11 / 27	Q2
2Y	+7.22%	+7.16%	+0.07	15 / 25	Q3
3Y	+7.21%	+7.30%	-0.09	19 / 24	Q4
4Y	+7.03%	+7.17%	-0.13	19 / 22	Q4
5Y	+6.33%	+6.51%	-0.18	19 / 20	Q4
7Y	+5.79%	+6.28%	-0.49	17 / 17	Q4
10Y	—	—	—	—	—
Inception	+5.84%	+6.66%	-0.81	27 / 29	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.41%	+3.44%	-0.03	20 / 27
2025	+7.52%	+7.47%	+0.06	13 / 24
2024	+7.48%	+7.65%	-0.17	22 / 24
2023	+7.08%	+7.34%	-0.26	21 / 23
2022	+4.41%	+4.77%	-0.36	17 / 20
2021	+3.19%	+3.78%	-0.58	18 / 18
2020	+4.23%	+5.90%	-1.67	17 / 18
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.70%

75 windows

min 3.1% · max 8.2%

100% positive

3-Year rolling

+5.69%

50 windows

min 3.9% · max 7.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+5.66%

26 windows

min 5.2% · max 6.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+5.80%

2 windows

min 5.8% · max 5.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.52%

3-year · annualised

Sharpe ratio

0.94

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.12%

May 2026 → May 2026

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Money Market Fund

Scheme	Fund house	NAV	As of
HDFC Money Market Fund - Growth Option - Direct Plan	HDFC	₹6,234.1150	17 Jul 2026
Nippon India Money Market Fund - Direct Plan Growth Plan - Bonus Option	Nippon India	₹2,643.5232	17 Jul 2026
SBI SAVINGS FUND - DIRECT PLAN - GROWTH	SBI	₹47.4913	17 Jul 2026
ICICI Prudential Money Market Fund Option - Direct Plan - Growth	ICICI Prudential	₹410.5996	17 Jul 2026
Invesco India Money Market Fund - Direct Plan - Growth	Invesco	₹3,365.9897	17 Jul 2026
Bandhan Money Market Fund -Direct Plan-Growth	Bandhan	₹46.7104	17 Jul 2026
Aditya Birla Sun Life Money Manager Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹400.7744	17 Jul 2026
Franklin India Money Market Fund - Direct - Growth	Franklin India	₹55.4232	17 Jul 2026
Mirae Asset Money Market Fund Direct Growth	Mirae Asset	₹1,365.2024	17 Jul 2026
Kotak Money Market Fund - (Growth) - Direct	Kotak	₹4,847.4755	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹1,495.4163
16 Jul 2026	₹1,494.5896
15 Jul 2026	₹1,494.0293
14 Jul 2026	₹1,493.7545
13 Jul 2026	₹1,494.5751
10 Jul 2026	₹1,494.1375
9 Jul 2026	₹1,493.8937
8 Jul 2026	₹1,493.1298
7 Jul 2026	₹1,493.8311
6 Jul 2026	₹1,494.6534

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Baroda BNP Paribas Money Market Fund- Direct Plan - Growth is ₹1,495.4163. It's a Money Market Fund from Baroda BNP Paribas, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Baroda BNP Paribas Money Market Fund- Direct Plan - Growth has NAV history starting from 20 Jun 2019, a track record of about 7 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Baroda BNP Paribas Money Market Fund- Direct Plan - Growth is managed by Baroda BNP Paribas. It's classified by AMFI under the 'Money Market Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Baroda BNP Paribas Money Market Fund- Direct Plan - Growth has delivered a absolute return of 6.29% — +0.08 pp ahead of the Money Market Fund category average of 6.20%. The fund ranks #11 of 27 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Baroda BNP Paribas Money Market Fund- Direct Plan - Growth has delivered a CAGR of 7.21% — -0.09 pp behind the Money Market Fund category average of 7.30%. The fund ranks #19 of 24 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Baroda BNP Paribas Money Market Fund- Direct Plan - Growth has delivered a CAGR of 6.33% — -0.18 pp behind the Money Market Fund category average of 6.51%. The fund ranks #19 of 20 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Baroda BNP Paribas Money Market Fund- Direct Plan - Growth exactly 5 years ago would be worth approximately ₹135,894 today — a multiplier of 1.36×, based on the 5-year CAGR of 6.33%. The category average over the same window would have grown ₹1 lakh to ₹137,076.

A ₹10,000 monthly SIP in Baroda BNP Paribas Money Market Fund- Direct Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹714,933 today. That's an XIRR (money-weighted annualised return) of 6.94%.

Baroda BNP Paribas Money Market Fund- Direct Plan - Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,053,535 — XIRR 6.37%.

On a 5-year basis, Baroda BNP Paribas Money Market Fund- Direct Plan - Growth ranks #19 out of 20 funds in the Money Market Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 6.51%; this fund delivered 6.33%.

The worst peak-to-trough decline Baroda BNP Paribas Money Market Fund- Direct Plan - Growth has experienced over the last 5-year window is 0.21% — its NAV fell from a high on 02 May 2022 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Baroda BNP Paribas Money Market Fund- Direct Plan - Growth averaged 5.66% (best 6.33%, worst 5.21%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.57 — negative risk-adjusted performance.

In calendar year 2025, Baroda BNP Paribas Money Market Fund- Direct Plan - Growth returned 7.52% — beating the Money Market Fund category average of 7.47% by 0.06 pp. It ranked #13 of 24 in its category that year.

Baroda BNP Paribas Money Market Fund- Direct Plan - Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Baroda BNP Paribas Money Market Fund- Direct Plan - Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.2%. 5-year CAGR: 6.33%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Baroda BNP Paribas Money Market Fund- Direct Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Money Market Fund

Recent NAVs

Frequently asked questions

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