Should I invest in BARODA BNP PARIBAS India Consumption Fund?

We don't give personal investment advice. BARODA BNP PARIBAS India Consumption Fund - Direct Plan - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Baroda BNP Paribas

BARODA BNP PARIBAS India Consumption Fund - Direct Plan - Growth Option

Latest NAV

₹33.7871

As of

17 Jul 2026

1,069 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.22%	-0.05%	+0.26	100 / 258	Q2
1W	-0.41%	-0.18%	-0.23	172 / 258	Q3
2W	-0.59%	-0.17%	-0.42	207 / 259	Q4
1M	+1.79%	+1.63%	+0.16	143 / 259	Q3
3M	+2.02%	+4.83%	-2.81	189 / 259	Q3
6M	-2.48%	+4.61%	-7.09	217 / 250	Q4
YTD	-5.62%	+2.98%	-8.60	228 / 247	Q4
1Y	-3.29%	+5.46%	-8.74	206 / 235	Q4
2Y	-1.03%	+4.09%	-5.12	149 / 187	Q4
3Y	+11.00%	+15.93%	-4.93	122 / 148	Q4
4Y	+13.55%	+17.58%	-4.03	97 / 121	Q4
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+13.85%	+12.07%	+1.77	124 / 259	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-5.62%	+3.40%	-9.02	226 / 244
2025	+1.59%	+4.41%	-2.82	127 / 208
2024	+24.43%	+23.18%	+1.25	60 / 155
2023	+30.78%	+33.51%	-2.73	71 / 127
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.93%

41 windows

min -5.0% · max 49.6%

83% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+17.14%

17 windows

min 11.0% · max 22.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.35%

3-year · annualised

Sharpe ratio

0.36

vs risk-free 6.5%

Sortino ratio

0.56

Downside-only deviation

Max drawdown

-21.45%

Sep 2024 → Mar 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option - Direct Plan	HDFC	₹19.7420	17 Jul 2026
Nippon India Active Momentum Fund-Direct Plan - Growth Option	Nippon India	₹13.0154	17 Jul 2026
SBI Automotive Opportunities Fund - Direct Plan - Growth	SBI	₹12.5868	17 Jul 2026
ICICI Prudential Active Momentum Fund - Direct Plan - Growth	ICICI Prudential	₹10.8700	17 Jul 2026
Invesco India Business Cycle Fund - Direct Plan - Growth	Invesco	₹14.5000	17 Jul 2026
Bandhan Business Cycle Fund - Direct Plan - Growth	Bandhan	₹10.1960	17 Jul 2026
quant BFSI Fund - Growth Option - Direct Plan	Quant	₹22.0723	17 Jul 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - DIRECT PLAN - GROWTH OPTION	Quantum	₹24.7900	17 Jul 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹72.8200	17 Jul 2026
Motilal Oswal Active Momentum Fund- Direct-Growth	Motilal Oswal	₹13.5242	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹33.7871
16 Jul 2026	₹33.7135
15 Jul 2026	₹33.6576
14 Jul 2026	₹33.5672
13 Jul 2026	₹33.8181
10 Jul 2026	₹33.9254
9 Jul 2026	₹33.7753
8 Jul 2026	₹33.5825
7 Jul 2026	₹34.1575
6 Jul 2026	₹34.2620

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of BARODA BNP PARIBAS India Consumption Fund - Direct Plan - Growth Option is ₹33.7871. It's a Sectoral/Thematic Fund from Baroda BNP Paribas, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

BARODA BNP PARIBAS India Consumption Fund - Direct Plan - Growth Option has NAV history starting from 14 Mar 2022, a track record of about 4 years 4 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

BARODA BNP PARIBAS India Consumption Fund - Direct Plan - Growth Option is managed by Baroda BNP Paribas. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BARODA BNP PARIBAS India Consumption Fund - Direct Plan - Growth Option has delivered a absolute return of -3.29% — -8.74 pp behind the Sectoral/Thematic Fund category average of 5.46%. The fund ranks #206 of 235 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, BARODA BNP PARIBAS India Consumption Fund - Direct Plan - Growth Option has delivered a CAGR of 11.00% — -4.93 pp behind the Sectoral/Thematic Fund category average of 15.93%. The fund ranks #122 of 148 in its category — the bottom (Q4) quartile.

BARODA BNP PARIBAS India Consumption Fund - Direct Plan - Growth Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in BARODA BNP PARIBAS India Consumption Fund - Direct Plan - Growth Option exactly 3 years ago would be worth approximately ₹136,747 today — a multiplier of 1.37×, based on the 3-year CAGR of 11.00%. The category average over the same window would have grown ₹1 lakh to ₹155,796.

A ₹10,000 monthly SIP in BARODA BNP PARIBAS India Consumption Fund - Direct Plan - Growth Option over the last 3 years — total invested ₹360,000 — would be worth ₹382,608 today. That's an XIRR (money-weighted annualised return) of 3.99%.

BARODA BNP PARIBAS India Consumption Fund - Direct Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹382,608 — XIRR 3.99%.

On a 3-year basis, BARODA BNP PARIBAS India Consumption Fund - Direct Plan - Growth Option ranks #122 out of 148 funds in the Sectoral/Thematic Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 15.93%; this fund delivered 11.00%.

The worst peak-to-trough decline BARODA BNP PARIBAS India Consumption Fund - Direct Plan - Growth Option has experienced over the last 3-year window is 21.45% — its NAV fell from a high on 23 Sep 2024 to a low on 23 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, BARODA BNP PARIBAS India Consumption Fund - Direct Plan - Growth Option averaged 17.14% (best 22.00%, worst 11.00%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.36 — weak risk-adjusted performance.

In calendar year 2025, BARODA BNP PARIBAS India Consumption Fund - Direct Plan - Growth Option returned 1.59% — lagging the Sectoral/Thematic Fund category average of 4.41% by 2.82 pp. It ranked #127 of 208 in its category that year.

BARODA BNP PARIBAS India Consumption Fund - Direct Plan - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. BARODA BNP PARIBAS India Consumption Fund - Direct Plan - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.