Baroda BNP Paribas

Baroda BNP Paribas Banking and Financial Services Fund - Regular - IDCW Option

Latest NAV

₹20.5015

As of

17 Jul 2026

3,459 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.10%	-0.06%	+1.16	5 / 168	Q1
1W	+0.15%	-0.22%	+0.37	43 / 168	Q2
2W	+1.40%	-0.98%	+2.38	18 / 170	Q1
1M	+3.23%	+0.82%	+2.41	50 / 170	Q2
3M	+3.81%	+3.83%	-0.03	92 / 170	Q3
6M	-9.47%	+1.86%	-11.34	150 / 162	Q4
YTD	-8.84%	-0.06%	-8.78	147 / 160	Q4
1Y	-5.83%	+1.21%	-7.04	128 / 150	Q4
2Y	-1.03%	-0.78%	-0.25	68 / 109	Q3
3Y	+3.74%	+9.09%	-5.34	66 / 76	Q4
4Y	+6.33%	+9.79%	-3.46	51 / 58	Q4
5Y	+3.30%	+5.30%	-2.00	41 / 48	Q4
7Y	+3.46%	+13.56%	-10.10	32 / 32	Q4
10Y	+3.02%	+11.31%	-8.29	23 / 23	Q4
Inception	+5.23%	+7.30%	-2.07	115 / 170	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-8.84%	+1.20%	-10.04	147 / 158
2025	+4.06%	-0.40%	+4.46	41 / 129
2024	+2.50%	+19.58%	-17.08	82 / 84
2023	+10.71%	+28.75%	-18.05	62 / 62
2022	+8.52%	+0.21%	+8.31	15 / 54
2021	-0.85%	+28.31%	-29.16	43 / 43
2020	-1.18%	+22.29%	-23.48	30 / 34
2019	+8.91%	+7.10%	+1.81	11 / 29
2018	-8.72%	-10.71%	+1.99	9 / 23
2017	+21.19%	+33.65%	-12.46	18 / 23
2016	+8.04%	+5.47%	+2.58	12 / 23

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.66%

160 windows

min -35.4% · max 70.4%

61% positive

3-Year rolling

+5.43%

135 windows

min -14.4% · max 22.4%

89% positive

5-Year rolling

+4.73%

111 windows

min -6.8% · max 16.5%

88% positive

7-Year rolling

+3.97%

87 windows

min -2.0% · max 11.6%

99% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.69%

3-year · annualised

Sharpe ratio

-0.12

vs risk-free 6.5%

Sortino ratio

-0.19

Downside-only deviation

Max drawdown

-23.85%

Feb 2026 → Mar 2026

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC INNOVATION FUND - IDCW - REGULAR PLAN	HDFC	₹11.1190	17 Jul 2026
Nippon India Active Momentum Fund- Regular Plan- IDCW Option	Nippon India	₹12.8415	17 Jul 2026
SBI Automotive Opportunities Fund - Regular Plan - Income Distribution Cum Capital Withdrawal Option	SBI	₹12.2938	17 Jul 2026
Invesco India Business Cycle Fund - Regular Plan - IDCW	Invesco	₹14.1900	17 Jul 2026
Bandhan Business Cycle Fund - Regular Plan - IDCW	Bandhan	₹9.9190	17 Jul 2026
quant BFSI Fund - IDCW Option - Regular Plan	Quant	₹21.0055	17 Jul 2026
Aditya Birla Sun Life Banking and Financial Services Fund - REGULAR - IDCW	Aditya Birla Sun Life	₹23.5200	17 Jul 2026
Motilal Oswal Active Momentum Fund - Regular- IDCW	Motilal Oswal	₹13.5064	17 Jul 2026
Mirae Asset Banking and Financial Services Fund Regular IDCW	Mirae Asset	₹21.9730	17 Jul 2026
Kotak Active Momentum Fund - Regular Plan - IDCW - Payout & Reinvestment	Kotak	₹10.6840	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹20.5015
16 Jul 2026	₹20.2777
15 Jul 2026	₹20.3988
14 Jul 2026	₹20.2678
13 Jul 2026	₹20.5157
10 Jul 2026	₹20.4700
9 Jul 2026	₹20.0916
8 Jul 2026	₹19.8964
7 Jul 2026	₹20.3751
6 Jul 2026	₹20.3360

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Baroda BNP Paribas Banking and Financial Services Fund - Regular - IDCW Option is ₹20.5015. It's a Sectoral/Thematic Fund from Baroda BNP Paribas, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Baroda BNP Paribas Banking and Financial Services Fund - Regular - IDCW Option has NAV history starting from 25 Jun 2012, a track record of about 14 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Baroda BNP Paribas Banking and Financial Services Fund - Regular - IDCW Option is managed by Baroda BNP Paribas. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Baroda BNP Paribas Banking and Financial Services Fund - Regular - IDCW Option has delivered a absolute return of -5.83% — -7.04 pp behind the Sectoral/Thematic Fund category average of 1.21%. The fund ranks #128 of 150 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Baroda BNP Paribas Banking and Financial Services Fund - Regular - IDCW Option has delivered a CAGR of 3.74% — -5.34 pp behind the Sectoral/Thematic Fund category average of 9.09%. The fund ranks #66 of 76 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Baroda BNP Paribas Banking and Financial Services Fund - Regular - IDCW Option has delivered a CAGR of 3.30% — -2 pp behind the Sectoral/Thematic Fund category average of 5.30%. The fund ranks #41 of 48 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Baroda BNP Paribas Banking and Financial Services Fund - Regular - IDCW Option exactly 10 years ago would be worth approximately ₹134,701 today — a multiplier of 1.35×, based on the 10-year CAGR of 3.02%. The category average over the same window would have grown ₹1 lakh to ₹291,949.

A ₹10,000 monthly SIP in Baroda BNP Paribas Banking and Financial Services Fund - Regular - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹638,435 today. That's an XIRR (money-weighted annualised return) of 2.45%.

A ₹10,000 monthly SIP for 10 years in Baroda BNP Paribas Banking and Financial Services Fund - Regular - IDCW Option = ₹1,200,000 invested. It would currently be worth ₹1,411,887 (multiplier 1.18×). XIRR: 3.19%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Baroda BNP Paribas Banking and Financial Services Fund - Regular - IDCW Option ranks #41 out of 48 funds in the Sectoral/Thematic Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 5.30%; this fund delivered 3.30%.

The worst peak-to-trough decline Baroda BNP Paribas Banking and Financial Services Fund - Regular - IDCW Option has experienced over the last 5-year window is 26.98% — its NAV fell from a high on 26 Oct 2021 to a low on 16 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Baroda BNP Paribas Banking and Financial Services Fund - Regular - IDCW Option averaged 4.73% (best 16.47%, worst -6.81%). 88% of rolling windows ended positive. The 5-year Sharpe ratio is -0.15 — negative risk-adjusted performance.

In calendar year 2025, Baroda BNP Paribas Banking and Financial Services Fund - Regular - IDCW Option returned 4.06% — beating the Sectoral/Thematic Fund category average of -0.40% by 4.46 pp. It ranked #41 of 129 in its category that year.

Baroda BNP Paribas Banking and Financial Services Fund - Regular - IDCW Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Baroda BNP Paribas Banking and Financial Services Fund - Regular - IDCW Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.0%. 5-year CAGR: 3.30%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.