Baroda BNP Paribas

Baroda BNP Paribas Banking and Financial Services Fund - Direct - IDCW Option

Latest NAV

₹21.9516

As of

3 Jun 2026

3,300 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.24%	+0.27%	-0.51	209 / 249	Q4
1W	-3.33%	-1.33%	-2.00	235 / 249	Q4
2W	-0.87%	-0.44%	-0.43	177 / 251	Q3
1M	-2.42%	-0.98%	-1.44	191 / 251	Q4
3M	-15.37%	+0.91%	-16.28	247 / 249	Q4
6M	-15.46%	-3.35%	-12.11	224 / 241	Q4
YTD	-15.53%	-3.40%	-12.13	226 / 241	Q4
1Y	-10.51%	+2.11%	-12.62	202 / 225	Q4
2Y	-2.65%	+1.79%	-4.43	138 / 181	Q4
3Y	+4.20%	+12.30%	-8.11	127 / 142	Q4
4Y	+5.70%	+11.74%	-6.05	106 / 122	Q4
5Y	+2.61%	+8.93%	-6.31	104 / 111	Q4
7Y	+2.99%	+13.08%	-10.09	91 / 92	Q4
10Y	+4.02%	+12.03%	-8.01	75 / 77	Q4
Inception	+4.46%	+8.52%	-4.06	189 / 251	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-15.53%	-2.64%	-12.89	224 / 237
2025	+5.75%	+1.49%	+4.26	64 / 204
2024	+3.86%	+20.10%	-16.24	151 / 158
2023	+11.97%	+30.21%	-18.24	126 / 131
2022	+9.46%	+1.48%	+7.98	31 / 119
2021	+0.69%	+31.54%	-30.85	105 / 106
2020	-0.47%	+19.90%	-20.37	87 / 95
2019	+10.47%	+6.43%	+4.04	23 / 87
2018	-7.59%	-9.17%	+1.58	35 / 78
2017	+22.59%	+32.45%	-9.86	57 / 77
2016	+8.62%	+2.96%	+5.66	22 / 77

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.78%

152 windows

min -33.2% · max 81.9%

66% positive

3-Year rolling

+6.17%

127 windows

min -13.0% · max 23.5%

88% positive

5-Year rolling

+5.36%

103 windows

min -6.4% · max 14.1%

92% positive

7-Year rolling

+4.85%

79 windows

min 0.9% · max 12.0%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.93%

3-year · annualised

Sharpe ratio

-0.05

vs risk-free 6.5%

Sortino ratio

-0.06

Downside-only deviation

Max drawdown

-23.69%

Feb 2026 → Mar 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - IDCW Option - Direct Plan	HDFC	₹15.9390	3 Jun 2026
NIPPON INDIA - JAPAN EQUITY FUND - DIRECT Plan - IDCW Option	Nippon India	₹31.2458	3 Jun 2026
SBI Automotive Opportunities Fund - Direct Plan - Income Distribution Cum Capital Withdrawal Option	SBI	₹11.7560	3 Jun 2026
ICICI Prudential Banking and Financial Services Fund - Direct Plan - IDCW	ICICI Prudential	₹64.9400	3 Jun 2026
Invesco India Business Cycle Fund - Direct Plan - IDCW	Invesco	₹13.3100	3 Jun 2026
Bandhan Business Cycle Fund - Direct Plan - IDCW	Bandhan	₹9.6290	3 Jun 2026
quant BFSI Fund - IDCW Option - Direct Plan	Quant	₹20.2732	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - DIRECT - IDCW	Aditya Birla Sun Life	₹29.4200	3 Jun 2026
Motilal Oswal Active Momentum Fund- Direct-IDCW	Motilal Oswal	₹13.3281	3 Jun 2026
Franklin India Multi-Factor Fund- Direct- IDCW	Franklin India	₹9.3581	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹21.9516
2 Jun 2026	₹21.8885
1 Jun 2026	₹21.9418
29 May 2026	₹22.2496
27 May 2026	₹22.5337
26 May 2026	₹22.6423
25 May 2026	₹22.7002
22 May 2026	₹22.2328
21 May 2026	₹22.0688
20 May 2026	₹22.1134

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Baroda BNP Paribas Banking and Financial Services Fund - Direct - IDCW Option is ₹21.9516. It's a Sectoral/Thematic Fund from Baroda BNP Paribas, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Baroda BNP Paribas Banking and Financial Services Fund - Direct - IDCW Option has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Baroda BNP Paribas Banking and Financial Services Fund - Direct - IDCW Option is managed by Baroda BNP Paribas. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Baroda BNP Paribas Banking and Financial Services Fund - Direct - IDCW Option has delivered a absolute return of -10.51% — -12.62 pp behind the Sectoral/Thematic Fund category average of 2.11%. The fund ranks #202 of 225 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Baroda BNP Paribas Banking and Financial Services Fund - Direct - IDCW Option has delivered a CAGR of 4.20% — -8.11 pp behind the Sectoral/Thematic Fund category average of 12.30%. The fund ranks #127 of 142 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Baroda BNP Paribas Banking and Financial Services Fund - Direct - IDCW Option has delivered a CAGR of 2.61% — -6.31 pp behind the Sectoral/Thematic Fund category average of 8.93%. The fund ranks #104 of 111 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Baroda BNP Paribas Banking and Financial Services Fund - Direct - IDCW Option exactly 10 years ago would be worth approximately ₹148,297 today — a multiplier of 1.48×, based on the 10-year CAGR of 4.02%. The category average over the same window would have grown ₹1 lakh to ₹311,351.

A ₹10,000 monthly SIP in Baroda BNP Paribas Banking and Financial Services Fund - Direct - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹614,399 today. That's an XIRR (money-weighted annualised return) of 0.93%.

A ₹10,000 monthly SIP for 10 years in Baroda BNP Paribas Banking and Financial Services Fund - Direct - IDCW Option = ₹1,200,000 invested. It would currently be worth ₹1,401,021 (multiplier 1.17×). XIRR: 3.04%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Baroda BNP Paribas Banking and Financial Services Fund - Direct - IDCW Option ranks #104 out of 111 funds in the Sectoral/Thematic Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 8.93%; this fund delivered 2.61%.

The worst peak-to-trough decline Baroda BNP Paribas Banking and Financial Services Fund - Direct - IDCW Option has experienced over the last 5-year window is 26.54% — its NAV fell from a high on 26 Oct 2021 to a low on 16 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Baroda BNP Paribas Banking and Financial Services Fund - Direct - IDCW Option averaged 5.36% (best 14.08%, worst -6.38%). 92% of rolling windows ended positive. The 5-year Sharpe ratio is -0.12 — negative risk-adjusted performance.

In calendar year 2025, Baroda BNP Paribas Banking and Financial Services Fund - Direct - IDCW Option returned 5.75% — beating the Sectoral/Thematic Fund category average of 1.49% by 4.26 pp. It ranked #64 of 204 in its category that year.

Baroda BNP Paribas Banking and Financial Services Fund - Direct - IDCW Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Baroda BNP Paribas Banking and Financial Services Fund - Direct - IDCW Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 26.5%. 5-year CAGR: 2.61%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.