Bank of India

BANK OF INDIA Manufacturing & Infrastructure Fund-Regular IDCW

Latest NAV

₹42.2800

As of

17 Jul 2026

4,030 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.26%	-0.06%	-0.20	115 / 168	Q3
1W	-0.31%	-0.22%	-0.09	100 / 168	Q3
2W	+0.33%	-0.98%	+1.31	76 / 170	Q2
1M	+2.42%	+0.82%	+1.60	80 / 170	Q2
3M	+7.72%	+3.83%	+3.89	53 / 170	Q2
6M	+13.96%	+1.86%	+12.10	17 / 162	Q1
YTD	+10.77%	-0.06%	+10.83	19 / 160	Q1
1Y	+13.66%	+1.21%	+12.44	12 / 150	Q1
2Y	+6.84%	-0.78%	+7.62	20 / 109	Q1
3Y	+23.71%	+9.09%	+14.63	4 / 76	Q1
4Y	+25.34%	+9.79%	+15.55	3 / 58	Q1
5Y	+19.93%	+5.30%	+14.63	2 / 48	Q1
7Y	+23.59%	+13.56%	+10.03	1 / 32	Q1
10Y	+13.01%	+11.31%	+1.70	9 / 23	Q2
Inception	+9.03%	+7.30%	+1.74	80 / 170	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+10.77%	+1.20%	+9.57	19 / 158
2025	+7.12%	-0.40%	+7.52	27 / 129
2024	+25.34%	+19.58%	+5.76	26 / 84
2023	+43.38%	+28.75%	+14.63	7 / 62
2022	+3.37%	+0.21%	+3.16	22 / 54
2021	+47.91%	+28.31%	+19.60	6 / 43
2020	+27.38%	+22.29%	+5.09	12 / 34
2019	-11.31%	+7.10%	-18.41	29 / 29
2018	-37.77%	-10.71%	-27.06	23 / 23
2017	+43.81%	+33.65%	+10.16	7 / 23
2016	+0.16%	+5.47%	-5.30	16 / 23

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.29%

188 windows

min -41.9% · max 80.4%

63% positive

3-Year rolling

+11.44%

163 windows

min -15.9% · max 35.5%

73% positive

5-Year rolling

+10.56%

139 windows

min -7.7% · max 34.6%

87% positive

7-Year rolling

+8.48%

115 windows

min 0.8% · max 23.6%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.61%

3-year · annualised

Sharpe ratio

0.98

vs risk-free 6.5%

Sortino ratio

1.64

Downside-only deviation

Max drawdown

-24.69%

Sep 2024 → Mar 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC INNOVATION FUND - IDCW - REGULAR PLAN	HDFC	₹11.1190	17 Jul 2026
Nippon India Active Momentum Fund- Regular Plan- IDCW Option	Nippon India	₹12.8415	17 Jul 2026
SBI Automotive Opportunities Fund - Regular Plan - Income Distribution Cum Capital Withdrawal Option	SBI	₹12.2938	17 Jul 2026
Invesco India Business Cycle Fund - Regular Plan - IDCW	Invesco	₹14.1900	17 Jul 2026
Bandhan Business Cycle Fund - Regular Plan - IDCW	Bandhan	₹9.9190	17 Jul 2026
quant BFSI Fund - IDCW Option - Regular Plan	Quant	₹21.0055	17 Jul 2026
Aditya Birla Sun Life Banking and Financial Services Fund - REGULAR - IDCW	Aditya Birla Sun Life	₹23.5200	17 Jul 2026
Motilal Oswal Active Momentum Fund - Regular- IDCW	Motilal Oswal	₹13.5064	17 Jul 2026
Mirae Asset Banking and Financial Services Fund Regular IDCW	Mirae Asset	₹21.9730	17 Jul 2026
Kotak Active Momentum Fund - Regular Plan - IDCW - Payout & Reinvestment	Kotak	₹10.6840	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹42.2800
16 Jul 2026	₹42.3900
15 Jul 2026	₹42.3400
14 Jul 2026	₹42.2400
13 Jul 2026	₹42.4200
10 Jul 2026	₹42.4100
9 Jul 2026	₹42.0300
8 Jul 2026	₹41.6000
7 Jul 2026	₹42.1700
6 Jul 2026	₹42.5700

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of BANK OF INDIA Manufacturing & Infrastructure Fund-Regular IDCW is ₹42.2800. It's a Sectoral/Thematic Fund from Bank of India, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

BANK OF INDIA Manufacturing & Infrastructure Fund-Regular IDCW has NAV history starting from 10 Mar 2010, a track record of about 16 years 4 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

BANK OF INDIA Manufacturing & Infrastructure Fund-Regular IDCW is managed by Bank of India. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANK OF INDIA Manufacturing & Infrastructure Fund-Regular IDCW has delivered a absolute return of 13.66% — +12.44 pp ahead of the Sectoral/Thematic Fund category average of 1.21%. The fund ranks #12 of 150 in its category — the top (Q1) quartile.

Over the trailing 3-year window, BANK OF INDIA Manufacturing & Infrastructure Fund-Regular IDCW has delivered a CAGR of 23.71% — +14.63 pp ahead of the Sectoral/Thematic Fund category average of 9.09%. The fund ranks #4 of 76 in its category — the top (Q1) quartile.

Over the trailing 5-year window, BANK OF INDIA Manufacturing & Infrastructure Fund-Regular IDCW has delivered a CAGR of 19.93% — +14.63 pp ahead of the Sectoral/Thematic Fund category average of 5.30%. The fund ranks #2 of 48 in its category — the top (Q1) quartile.

₹1 lakh invested in BANK OF INDIA Manufacturing & Infrastructure Fund-Regular IDCW exactly 10 years ago would be worth approximately ₹339,872 today — a multiplier of 3.40×, based on the 10-year CAGR of 13.01%. The category average over the same window would have grown ₹1 lakh to ₹291,949.

A ₹10,000 monthly SIP in BANK OF INDIA Manufacturing & Infrastructure Fund-Regular IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹1,014,914 today. That's an XIRR (money-weighted annualised return) of 21.15%.

A ₹10,000 monthly SIP for 10 years in BANK OF INDIA Manufacturing & Infrastructure Fund-Regular IDCW = ₹1,200,000 invested. It would currently be worth ₹3,115,042 (multiplier 2.60×). XIRR: 18.14%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, BANK OF INDIA Manufacturing & Infrastructure Fund-Regular IDCW ranks #2 out of 48 funds in the Sectoral/Thematic Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 5.30%; this fund delivered 19.93%.

The worst peak-to-trough decline BANK OF INDIA Manufacturing & Infrastructure Fund-Regular IDCW has experienced over the last 5-year window is 24.69% — its NAV fell from a high on 27 Sep 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, BANK OF INDIA Manufacturing & Infrastructure Fund-Regular IDCW averaged 10.56% (best 34.63%, worst -7.68%). 87% of rolling windows ended positive. The 5-year Sharpe ratio is 0.78 — reasonable risk-adjusted performance.

In calendar year 2025, BANK OF INDIA Manufacturing & Infrastructure Fund-Regular IDCW returned 7.12% — beating the Sectoral/Thematic Fund category average of -0.40% by 7.52 pp. It ranked #27 of 129 in its category that year.

BANK OF INDIA Manufacturing & Infrastructure Fund-Regular IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. BANK OF INDIA Manufacturing & Infrastructure Fund-Regular IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.7%. 5-year CAGR: 19.93%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.