Bank of India

BANK OF INDIA Manufacturing & Infrastructure Fund-Regular IDCW

Latest NAV

₹39.9900

As of

3 Jun 2026

3,999 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.20%	+0.26%	-0.46	135 / 168	Q4
1W	-1.84%	-1.38%	-0.46	104 / 168	Q3
2W	+0.13%	-0.76%	+0.88	85 / 170	Q2
1M	-1.28%	-1.31%	+0.02	101 / 170	Q3
3M	+9.65%	+0.23%	+9.42	20 / 168	Q1
6M	+7.73%	-4.26%	+11.99	12 / 160	Q1
YTD	+4.77%	-4.32%	+9.09	24 / 160	Q1
1Y	+14.88%	+0.77%	+14.11	8 / 146	Q1
2Y	+7.65%	+0.22%	+7.43	13 / 104	Q1
3Y	+24.17%	+9.45%	+14.71	4 / 69	Q1
4Y	+23.97%	+8.63%	+15.35	3 / 56	Q1
5Y	+20.02%	+4.66%	+15.36	2 / 46	Q1
7Y	+20.03%	+11.96%	+8.07	1 / 32	Q1
10Y	+13.00%	+11.40%	+1.60	10 / 23	Q2
Inception	+8.73%	+5.31%	+3.41	76 / 170	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+4.77%	-3.11%	+7.88	24 / 158
2025	+7.12%	-0.40%	+7.52	27 / 129
2024	+25.34%	+19.58%	+5.76	26 / 84
2023	+43.38%	+28.75%	+14.63	7 / 62
2022	+3.37%	+0.21%	+3.16	22 / 54
2021	+47.91%	+28.31%	+19.60	6 / 43
2020	+27.38%	+22.29%	+5.09	12 / 34
2019	-11.31%	+7.10%	-18.41	29 / 29
2018	-37.77%	-10.71%	-27.06	23 / 23
2017	+43.81%	+33.65%	+10.16	7 / 23
2016	+0.16%	+5.47%	-5.30	16 / 23

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.22%

186 windows

min -40.9% · max 83.9%

63% positive

3-Year rolling

+11.05%

162 windows

min -16.9% · max 34.5%

73% positive

5-Year rolling

+10.34%

137 windows

min -9.5% · max 31.8%

87% positive

7-Year rolling

+8.25%

113 windows

min 1.1% · max 21.5%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.73%

3-year · annualised

Sharpe ratio

0.97

vs risk-free 6.5%

Sortino ratio

1.78

Downside-only deviation

Max drawdown

-24.69%

Sep 2024 → Mar 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC INNOVATION FUND - IDCW - REGULAR PLAN	HDFC	₹10.4050	3 Jun 2026
Nippon India Active Momentum Fund- Regular Plan- IDCW Option	Nippon India	₹12.0306	3 Jun 2026
SBI Automotive Opportunities Fund - Regular Plan - Income Distribution Cum Capital Withdrawal Option	SBI	₹11.4968	3 Jun 2026
Invesco India Business Cycle Fund - Regular Plan - IDCW	Invesco	₹13.0300	3 Jun 2026
Bandhan Business Cycle Fund - Regular Plan - IDCW	Bandhan	₹9.3840	3 Jun 2026
quant BFSI Fund - IDCW Option - Regular Plan	Quant	₹19.3086	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - REGULAR - IDCW	Aditya Birla Sun Life	₹21.5800	3 Jun 2026
Motilal Oswal Active Momentum Fund - Regular- IDCW	Motilal Oswal	₹13.3125	3 Jun 2026
Mirae Asset Banking and Financial Services Fund Regular IDCW	Mirae Asset	₹20.1370	3 Jun 2026
Kotak Active Momentum Fund - Regular Plan - IDCW - Payout & Reinvestment	Kotak	₹10.2820	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹39.9900
2 Jun 2026	₹40.0700
1 Jun 2026	₹40.1900
29 May 2026	₹40.4900
27 May 2026	₹40.7400
26 May 2026	₹40.7200
25 May 2026	₹40.5000
22 May 2026	₹40.1600
21 May 2026	₹40.2200
20 May 2026	₹39.9400

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of BANK OF INDIA Manufacturing & Infrastructure Fund-Regular IDCW is ₹39.9900. It's a Sectoral/Thematic Fund from Bank of India, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

BANK OF INDIA Manufacturing & Infrastructure Fund-Regular IDCW has NAV history starting from 10 Mar 2010, a track record of about 16 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

BANK OF INDIA Manufacturing & Infrastructure Fund-Regular IDCW is managed by Bank of India. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANK OF INDIA Manufacturing & Infrastructure Fund-Regular IDCW has delivered a absolute return of 14.88% — +14.11 pp ahead of the Sectoral/Thematic Fund category average of 0.77%. The fund ranks #8 of 146 in its category — the top (Q1) quartile.

Over the trailing 3-year window, BANK OF INDIA Manufacturing & Infrastructure Fund-Regular IDCW has delivered a CAGR of 24.17% — +14.71 pp ahead of the Sectoral/Thematic Fund category average of 9.45%. The fund ranks #4 of 69 in its category — the top (Q1) quartile.

Over the trailing 5-year window, BANK OF INDIA Manufacturing & Infrastructure Fund-Regular IDCW has delivered a CAGR of 20.02% — +15.36 pp ahead of the Sectoral/Thematic Fund category average of 4.66%. The fund ranks #2 of 46 in its category — the top (Q1) quartile.

₹1 lakh invested in BANK OF INDIA Manufacturing & Infrastructure Fund-Regular IDCW exactly 10 years ago would be worth approximately ₹339,475 today — a multiplier of 3.39×, based on the 10-year CAGR of 13.00%. The category average over the same window would have grown ₹1 lakh to ₹294,429.

A ₹10,000 monthly SIP in BANK OF INDIA Manufacturing & Infrastructure Fund-Regular IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹979,909 today. That's an XIRR (money-weighted annualised return) of 19.69%.

A ₹10,000 monthly SIP for 10 years in BANK OF INDIA Manufacturing & Infrastructure Fund-Regular IDCW = ₹1,200,000 invested. It would currently be worth ₹2,983,324 (multiplier 2.49×). XIRR: 17.33%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, BANK OF INDIA Manufacturing & Infrastructure Fund-Regular IDCW ranks #2 out of 46 funds in the Sectoral/Thematic Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 4.66%; this fund delivered 20.02%.

The worst peak-to-trough decline BANK OF INDIA Manufacturing & Infrastructure Fund-Regular IDCW has experienced over the last 5-year window is 24.69% — its NAV fell from a high on 27 Sep 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, BANK OF INDIA Manufacturing & Infrastructure Fund-Regular IDCW averaged 10.34% (best 31.84%, worst -9.47%). 87% of rolling windows ended positive. The 5-year Sharpe ratio is 0.80 — reasonable risk-adjusted performance.

In calendar year 2025, BANK OF INDIA Manufacturing & Infrastructure Fund-Regular IDCW returned 7.12% — beating the Sectoral/Thematic Fund category average of -0.40% by 7.52 pp. It ranked #27 of 129 in its category that year.

BANK OF INDIA Manufacturing & Infrastructure Fund-Regular IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. BANK OF INDIA Manufacturing & Infrastructure Fund-Regular IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.7%. 5-year CAGR: 20.02%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.