Bank of India

BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Quarterly IDCW

Latest NAV

₹77.5300

As of

17 Jul 2026

2,991 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.26%	-0.04%	-0.22	173 / 249	Q3
1W	-0.27%	-0.15%	-0.12	150 / 249	Q3
2W	+0.40%	-0.61%	+1.01	102 / 251	Q2
1M	+2.55%	+1.14%	+1.41	99 / 251	Q2
3M	+8.16%	+3.90%	+4.27	62 / 251	Q1
6M	+14.86%	+2.59%	+12.27	27 / 243	Q1
YTD	+11.73%	+0.68%	+11.05	28 / 241	Q1
1Y	+15.51%	+2.39%	+13.12	19 / 229	Q1
2Y	+8.52%	+0.44%	+8.08	31 / 186	Q1
3Y	+25.57%	+11.53%	+14.04	7 / 151	Q1
4Y	+27.16%	+12.75%	+14.41	4 / 125	Q1
5Y	+22.20%	+9.05%	+13.15	3 / 113	Q1
7Y	+25.68%	+14.43%	+11.25	4 / 92	Q1
10Y	+19.73%	+11.87%	+7.86	2 / 77	Q1
Inception	+18.07%	+10.06%	+8.01	30 / 251	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+11.73%	+1.51%	+10.22	28 / 237
2025	+8.79%	+1.49%	+7.31	45 / 204
2024	+27.18%	+20.10%	+7.08	39 / 158
2023	+45.09%	+30.21%	+14.88	15 / 131
2022	+4.72%	+1.48%	+3.24	49 / 119
2021	+53.34%	+31.54%	+21.80	14 / 106
2020	+29.04%	+19.90%	+9.14	26 / 95
2019	+3.28%	+6.43%	-3.15	51 / 87
2018	-22.13%	-9.17%	-12.97	65 / 78
2017	+56.54%	+32.45%	+24.09	4 / 77
2016	+0.96%	+2.96%	-2.00	42 / 77

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+20.06%

137 windows

min -27.3% · max 82.4%

80% positive

3-Year rolling

+19.47%

112 windows

min -3.9% · max 38.3%

96% positive

5-Year rolling

+18.69%

88 windows

min 1.6% · max 37.0%

100% positive

7-Year rolling

+18.48%

64 windows

min 12.5% · max 25.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.61%

3-year · annualised

Sharpe ratio

1.07

vs risk-free 6.5%

Sortino ratio

1.82

Downside-only deviation

Max drawdown

-24.20%

Sep 2024 → Mar 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - IDCW Option - Direct Plan	HDFC	₹17.4480	17 Jul 2026
NIPPON INDIA - JAPAN EQUITY FUND - DIRECT Plan - IDCW Option	Nippon India	₹30.5463	17 Jul 2026
SBI Automotive Opportunities Fund - Direct Plan - Income Distribution Cum Capital Withdrawal Option	SBI	₹12.5864	17 Jul 2026
ICICI Prudential Banking and Financial Services Fund - Direct Plan - IDCW	ICICI Prudential	₹70.0600	17 Jul 2026
Invesco India Business Cycle Fund - Direct Plan - IDCW	Invesco	₹14.5200	17 Jul 2026
Bandhan Business Cycle Fund - Direct Plan - IDCW	Bandhan	₹10.1960	17 Jul 2026
quant BFSI Fund - IDCW Option - Direct Plan	Quant	₹22.0968	17 Jul 2026
Aditya Birla Sun Life Banking and Financial Services Fund - DIRECT - IDCW	Aditya Birla Sun Life	₹32.1000	17 Jul 2026
Motilal Oswal Active Momentum Fund- Direct-IDCW	Motilal Oswal	₹13.5239	17 Jul 2026
Franklin India Multi-Factor Fund- Direct- IDCW	Franklin India	₹9.6426	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹77.5300
16 Jul 2026	₹77.7300
15 Jul 2026	₹77.6400
14 Jul 2026	₹77.4500
13 Jul 2026	₹77.7700
10 Jul 2026	₹77.7400
9 Jul 2026	₹77.0500
8 Jul 2026	₹76.2500
7 Jul 2026	₹77.2900
6 Jul 2026	₹78.0300

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Quarterly IDCW is ₹77.5300. It's a Sectoral/Thematic Fund from Bank of India, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Quarterly IDCW has NAV history starting from 21 May 2014, a track record of about 12 years 1 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Quarterly IDCW is managed by Bank of India. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Quarterly IDCW has delivered a absolute return of 15.51% — +13.12 pp ahead of the Sectoral/Thematic Fund category average of 2.39%. The fund ranks #19 of 229 in its category — the top (Q1) quartile.

Over the trailing 3-year window, BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Quarterly IDCW has delivered a CAGR of 25.57% — +14.04 pp ahead of the Sectoral/Thematic Fund category average of 11.53%. The fund ranks #7 of 151 in its category — the top (Q1) quartile.

Over the trailing 5-year window, BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Quarterly IDCW has delivered a CAGR of 22.20% — +13.15 pp ahead of the Sectoral/Thematic Fund category average of 9.05%. The fund ranks #3 of 113 in its category — the top (Q1) quartile.

₹1 lakh invested in BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Quarterly IDCW exactly 10 years ago would be worth approximately ₹605,231 today — a multiplier of 6.05×, based on the 10-year CAGR of 19.73%. The category average over the same window would have grown ₹1 lakh to ₹306,966.

A ₹10,000 monthly SIP in BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Quarterly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹1,060,660 today. That's an XIRR (money-weighted annualised return) of 22.97%.

A ₹10,000 monthly SIP for 10 years in BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Quarterly IDCW = ₹1,200,000 invested. It would currently be worth ₹3,887,249 (multiplier 3.24×). XIRR: 22.24%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Quarterly IDCW ranks #3 out of 113 funds in the Sectoral/Thematic Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 9.05%; this fund delivered 22.20%.

The worst peak-to-trough decline BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Quarterly IDCW has experienced over the last 5-year window is 24.20% — its NAV fell from a high on 27 Sep 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Quarterly IDCW averaged 18.69% (best 37.03%, worst 1.61%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.90 — reasonable risk-adjusted performance.

In calendar year 2025, BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Quarterly IDCW returned 8.79% — beating the Sectoral/Thematic Fund category average of 1.49% by 7.30 pp. It ranked #45 of 204 in its category that year.

BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Quarterly IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Quarterly IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.2%. 5-year CAGR: 22.20%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.