Should I invest in BANK OF INDIA Manufacturing & Infrastructure Fund?

We don't give personal investment advice. BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.2%. 5-year CAGR: 22.29%.

Bank of India

BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth

Latest NAV

₹74.4600

As of

3 Jun 2026

3,300 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.17%	+0.27%	-0.44	206 / 258	Q4
1W	-1.81%	-1.34%	-0.47	160 / 258	Q3
2W	+0.20%	+0.04%	+0.17	122 / 259	Q2
1M	-1.15%	-0.39%	-0.77	154 / 259	Q3
3M	+10.12%	+2.19%	+7.92	27 / 257	Q1
6M	+8.61%	-1.09%	+9.70	27 / 247	Q1
YTD	+5.48%	-1.30%	+6.78	51 / 247	Q1
1Y	+16.73%	+5.02%	+11.71	17 / 230	Q1
2Y	+9.34%	+5.50%	+3.84	35 / 182	Q1
3Y	+26.01%	+16.94%	+9.08	14 / 139	Q1
4Y	+25.76%	+16.57%	+9.19	9 / 119	Q1
5Y	+22.29%	+13.73%	+8.56	10 / 109	Q1
7Y	+22.92%	+16.42%	+6.50	6 / 91	Q1
10Y	+19.82%	+15.07%	+4.74	4 / 76	Q1
Inception	+17.48%	+10.45%	+7.04	53 / 259	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+5.48%	-0.94%	+6.42	50 / 244
2025	+8.80%	+4.41%	+4.39	58 / 208
2024	+27.20%	+23.18%	+4.02	48 / 155
2023	+45.11%	+33.51%	+11.60	22 / 127
2022	+4.74%	+4.32%	+0.41	61 / 116
2021	+53.40%	+34.43%	+18.97	14 / 104
2020	+29.13%	+21.19%	+7.93	22 / 94
2019	+3.29%	+9.30%	-6.01	62 / 85
2018	-22.05%	-5.36%	-16.70	74 / 77
2017	+57.17%	+35.61%	+21.56	5 / 76
2016	+1.60%	+4.98%	-3.39	49 / 76

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+22.35%

152 windows

min -26.0% · max 86.4%

82% positive

3-Year rolling

+19.10%

128 windows

min -5.4% · max 37.3%

97% positive

5-Year rolling

+18.49%

103 windows

min 0.0% · max 34.2%

99% positive

7-Year rolling

+17.25%

79 windows

min 8.7% · max 24.6%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.74%

3-year · annualised

Sharpe ratio

1.05

vs risk-free 6.5%

Sortino ratio

1.98

Downside-only deviation

Max drawdown

-24.19%

Sep 2024 → Mar 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option - Direct Plan	HDFC	₹18.0340	3 Jun 2026
Nippon India Active Momentum Fund-Direct Plan - Growth Option	Nippon India	₹12.1791	3 Jun 2026
SBI Automotive Opportunities Fund - Direct Plan - Growth	SBI	₹11.7563	3 Jun 2026
ICICI Prudential Active Momentum Fund - Direct Plan - Growth	ICICI Prudential	₹10.6800	3 Jun 2026
Invesco India Business Cycle Fund - Direct Plan - Growth	Invesco	₹13.3000	3 Jun 2026
Bandhan Business Cycle Fund - Direct Plan - Growth	Bandhan	₹9.6290	3 Jun 2026
quant BFSI Fund - Growth Option - Direct Plan	Quant	₹20.2506	3 Jun 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - DIRECT PLAN - GROWTH OPTION	Quantum	₹23.5100	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹66.7400	3 Jun 2026
Motilal Oswal Active Momentum Fund- Direct-Growth	Motilal Oswal	₹13.3284	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹74.4600
2 Jun 2026	₹74.5900
1 Jun 2026	₹74.8300
29 May 2026	₹75.3700
27 May 2026	₹75.8300
26 May 2026	₹75.7900
25 May 2026	₹75.3800
22 May 2026	₹74.7400
21 May 2026	₹74.8400
20 May 2026	₹74.3100

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth is ₹74.4600. It's a Sectoral/Thematic Fund from Bank of India, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth is managed by Bank of India. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth has delivered a absolute return of 16.73% — +11.71 pp ahead of the Sectoral/Thematic Fund category average of 5.02%. The fund ranks #17 of 230 in its category — the top (Q1) quartile.

Over the trailing 3-year window, BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth has delivered a CAGR of 26.01% — +9.08 pp ahead of the Sectoral/Thematic Fund category average of 16.94%. The fund ranks #14 of 139 in its category — the top (Q1) quartile.

Over the trailing 5-year window, BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth has delivered a CAGR of 22.29% — +8.56 pp ahead of the Sectoral/Thematic Fund category average of 13.73%. The fund ranks #10 of 109 in its category — the top (Q1) quartile.

₹1 lakh invested in BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth exactly 10 years ago would be worth approximately ₹609,826 today — a multiplier of 6.10×, based on the 10-year CAGR of 19.82%. The category average over the same window would have grown ₹1 lakh to ₹407,181.

A ₹10,000 monthly SIP in BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹1,024,676 today. That's an XIRR (money-weighted annualised return) of 21.53%.

A ₹10,000 monthly SIP for 10 years in BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth = ₹1,200,000 invested. It would currently be worth ₹3,746,078 (multiplier 3.12×). XIRR: 21.55%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth ranks #10 out of 109 funds in the Sectoral/Thematic Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 13.73%; this fund delivered 22.29%.

The worst peak-to-trough decline BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth has experienced over the last 5-year window is 24.19% — its NAV fell from a high on 27 Sep 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth averaged 18.49% (best 34.19%, worst -0.05%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.91 — reasonable risk-adjusted performance.

In calendar year 2025, BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth returned 8.80% — beating the Sectoral/Thematic Fund category average of 4.41% by 4.39 pp. It ranked #58 of 208 in its category that year.

BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.2%. 5-year CAGR: 22.29%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.