Should I invest in BANK OF INDIA Manufacturing & Infrastructure Fund?

We don't give personal investment advice. BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.2%. 5-year CAGR: 22.21%.

Bank of India

BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth

Latest NAV

₹78.8700

As of

17 Jul 2026

3,331 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.27%	-0.05%	-0.22	179 / 258	Q3
1W	-0.28%	-0.18%	-0.10	159 / 258	Q3
2W	+0.39%	-0.17%	+0.57	104 / 259	Q2
1M	+2.55%	+1.63%	+0.92	104 / 259	Q2
3M	+8.16%	+4.83%	+3.33	63 / 259	Q1
6M	+14.87%	+4.61%	+10.26	31 / 250	Q1
YTD	+11.73%	+2.98%	+8.75	34 / 247	Q1
1Y	+15.51%	+5.46%	+10.05	23 / 235	Q1
2Y	+8.53%	+4.09%	+4.44	49 / 187	Q2
3Y	+25.56%	+15.93%	+9.64	8 / 148	Q1
4Y	+27.17%	+17.58%	+9.58	8 / 121	Q1
5Y	+22.21%	+13.72%	+8.49	9 / 110	Q1
7Y	+25.71%	+17.79%	+7.91	4 / 91	Q1
10Y	+19.82%	+14.89%	+4.93	2 / 76	Q1
Inception	+17.82%	+12.07%	+5.74	58 / 259	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+11.73%	+3.40%	+8.33	34 / 244
2025	+8.80%	+4.41%	+4.39	58 / 208
2024	+27.20%	+23.18%	+4.02	48 / 155
2023	+45.11%	+33.51%	+11.60	22 / 127
2022	+4.74%	+4.32%	+0.41	61 / 116
2021	+53.40%	+34.43%	+18.97	14 / 104
2020	+29.13%	+21.19%	+7.93	22 / 94
2019	+3.29%	+9.30%	-6.01	62 / 85
2018	-22.05%	-5.36%	-16.70	74 / 77
2017	+57.17%	+35.61%	+21.56	5 / 76
2016	+1.60%	+4.98%	-3.39	49 / 76

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+22.66%

153 windows

min -27.3% · max 82.5%

82% positive

3-Year rolling

+19.59%

129 windows

min -3.8% · max 38.3%

97% positive

5-Year rolling

+18.73%

105 windows

min 1.9% · max 37.1%

100% positive

7-Year rolling

+17.59%

80 windows

min 8.4% · max 25.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.61%

3-year · annualised

Sharpe ratio

1.07

vs risk-free 6.5%

Sortino ratio

1.82

Downside-only deviation

Max drawdown

-24.19%

Sep 2024 → Mar 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option - Direct Plan	HDFC	₹19.7420	17 Jul 2026
Nippon India Active Momentum Fund-Direct Plan - Growth Option	Nippon India	₹13.0154	17 Jul 2026
SBI Automotive Opportunities Fund - Direct Plan - Growth	SBI	₹12.5868	17 Jul 2026
ICICI Prudential Active Momentum Fund - Direct Plan - Growth	ICICI Prudential	₹10.8700	17 Jul 2026
Invesco India Business Cycle Fund - Direct Plan - Growth	Invesco	₹14.5000	17 Jul 2026
Bandhan Business Cycle Fund - Direct Plan - Growth	Bandhan	₹10.1960	17 Jul 2026
quant BFSI Fund - Growth Option - Direct Plan	Quant	₹22.0723	17 Jul 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - DIRECT PLAN - GROWTH OPTION	Quantum	₹24.7900	17 Jul 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹72.8200	17 Jul 2026
Motilal Oswal Active Momentum Fund- Direct-Growth	Motilal Oswal	₹13.5242	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹78.8700
16 Jul 2026	₹79.0800
15 Jul 2026	₹78.9800
14 Jul 2026	₹78.7900
13 Jul 2026	₹79.1200
10 Jul 2026	₹79.0900
9 Jul 2026	₹78.3900
8 Jul 2026	₹77.5700
7 Jul 2026	₹78.6300
6 Jul 2026	₹79.3800

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth is ₹78.8700. It's a Sectoral/Thematic Fund from Bank of India, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth is managed by Bank of India. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth has delivered a absolute return of 15.51% — +10.05 pp ahead of the Sectoral/Thematic Fund category average of 5.46%. The fund ranks #23 of 235 in its category — the top (Q1) quartile.

Over the trailing 3-year window, BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth has delivered a CAGR of 25.56% — +9.64 pp ahead of the Sectoral/Thematic Fund category average of 15.93%. The fund ranks #8 of 148 in its category — the top (Q1) quartile.

Over the trailing 5-year window, BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth has delivered a CAGR of 22.21% — +8.49 pp ahead of the Sectoral/Thematic Fund category average of 13.72%. The fund ranks #9 of 110 in its category — the top (Q1) quartile.

₹1 lakh invested in BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth exactly 10 years ago would be worth approximately ₹609,979 today — a multiplier of 6.10×, based on the 10-year CAGR of 19.82%. The category average over the same window would have grown ₹1 lakh to ₹400,745.

A ₹10,000 monthly SIP in BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹1,060,793 today. That's an XIRR (money-weighted annualised return) of 22.98%.

A ₹10,000 monthly SIP for 10 years in BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth = ₹1,200,000 invested. It would currently be worth ₹3,894,181 (multiplier 3.25×). XIRR: 22.27%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth ranks #9 out of 110 funds in the Sectoral/Thematic Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 13.72%; this fund delivered 22.21%.

The worst peak-to-trough decline BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth has experienced over the last 5-year window is 24.19% — its NAV fell from a high on 27 Sep 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth averaged 18.73% (best 37.05%, worst 1.93%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.90 — reasonable risk-adjusted performance.

In calendar year 2025, BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth returned 8.80% — beating the Sectoral/Thematic Fund category average of 4.41% by 4.39 pp. It ranked #58 of 208 in its category that year.

BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.2%. 5-year CAGR: 22.21%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.