Should I invest in BANK OF INDIA Large & Mid Cap Fund Eco Plan-Bonus?

We don't give personal investment advice. BANK OF INDIA Large & Mid Cap Fund Eco Plan-Bonus is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.4%. 5-year CAGR: 12.42%.

Bharti AXA

BANK OF INDIA Large & Mid Cap Fund Eco Plan-Bonus

Latest NAV

₹101.2600

As of

24 Jul 2026

4,361 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.15%	-0.17%	+0.32	4 / 34	Q1
1W	-1.33%	-1.58%	+0.24	8 / 34	Q1
2W	-1.57%	-1.78%	+0.22	14 / 34	Q2
1M	-0.78%	-0.60%	-0.18	22 / 34	Q3
3M	+2.86%	+2.72%	+0.14	12 / 32	Q2
6M	+4.86%	+3.11%	+1.75	10 / 32	Q2
YTD	-0.56%	-2.55%	+1.99	10 / 32	Q2
1Y	+5.15%	-1.22%	+6.37	3 / 32	Q1
2Y	+1.74%	-0.09%	+1.83	13 / 32	Q2
3Y	+14.55%	+12.08%	+2.47	12 / 32	Q2
4Y	+15.70%	+13.64%	+2.06	13 / 32	Q2
5Y	+12.42%	+11.55%	+0.87	16 / 32	Q2
7Y	+16.89%	+14.58%	+2.31	11 / 32	Q2
10Y	+13.09%	+11.20%	+1.89	13 / 32	Q2
Inception	+14.21%	+8.73%	+5.48	2 / 31	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.56%	-2.55%	+1.99	10 / 32
2025	+6.96%	+2.91%	+4.05	8 / 32
2024	+17.22%	+19.92%	-2.70	24 / 32
2023	+29.53%	+27.73%	+1.81	13 / 32
2022	+2.32%	+2.49%	-0.17	17 / 32
2021	+33.64%	+32.49%	+1.16	14 / 32
2020	+18.17%	+13.97%	+4.20	6 / 32
2019	+9.21%	+4.84%	+4.38	8 / 32
2018	-14.24%	-10.87%	-3.37	20 / 32
2017	+42.58%	+31.34%	+11.24	3 / 32
2016	+1.54%	+2.52%	-0.98	19 / 32

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+15.01%

204 windows

min -19.1% · max 96.4%

75% positive

3-Year rolling

+12.98%

180 windows

min -3.1% · max 26.1%

95% positive

5-Year rolling

+13.10%

156 windows

min -0.2% · max 25.6%

99% positive

7-Year rolling

+12.22%

131 windows

min 6.6% · max 17.3%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.97%

3-year · annualised

Sharpe ratio

0.62

vs risk-free 6.5%

Sortino ratio

1.00

Downside-only deviation

Max drawdown

-21.36%

Aug 2024 → Mar 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large & Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large and Mid Cap Fund - Growth Option	HDFC	₹340.3490	24 Jul 2026
SBI Large & Midcap Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹290.0170	24 Jul 2026
ICICI Prudential Large & Mid Cap Fund - Growth	ICICI Prudential	₹1,021.4400	24 Jul 2026
Franklin India Large & Mid Cap Fund - Growth Plan	Franklin Templeton	₹187.6270	24 Jul 2026
Kotak Large & Midcap Fund - Growth-Regular	Kotak Mahindra	₹347.8510	24 Jul 2026
CANARA ROBECO LARGE AND MID CAP FUND - REGULAR PLAN - GROWTH OPTION	Canara Robeco	₹252.2700	24 Jul 2026
UTI Large & Mid Cap Fund - Regular Plan - Growth Option	UTI	₹182.4704	24 Jul 2026
Aditya Birla Sun Life Large & Mid Cap Fund - Regular Growth	Birla Sun Life	₹925.2300	24 Jul 2026
Bandhan Large & Mid Cap Fund - Regular Plan - Growth	IDFC	₹137.6310	24 Jul 2026
BANK OF INDIA Large & Mid Cap Fund Eco Plan- Growth	Bharti AXA	₹101.2500	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹101.2600
23 Jul 2026	₹101.1100
22 Jul 2026	₹101.7500
21 Jul 2026	₹102.9500
20 Jul 2026	₹102.9600
17 Jul 2026	₹102.6300
16 Jul 2026	₹102.4700
15 Jul 2026	₹102.4700
14 Jul 2026	₹102.1300
13 Jul 2026	₹102.8700

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of BANK OF INDIA Large & Mid Cap Fund Eco Plan-Bonus is ₹101.2600. It's a Large & Mid Cap Fund from Bharti AXA, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

BANK OF INDIA Large & Mid Cap Fund Eco Plan-Bonus has NAV history starting from 29 Oct 2008, a track record of about 17 years 8 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

BANK OF INDIA Large & Mid Cap Fund Eco Plan-Bonus is managed by Bharti AXA. It's classified by AMFI under the 'Large & Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANK OF INDIA Large & Mid Cap Fund Eco Plan-Bonus has delivered a absolute return of 5.15% — +6.37 pp ahead of the Large & Mid Cap Fund category average of -1.22%. The fund ranks #3 of 32 in its category — the top (Q1) quartile.

Over the trailing 3-year window, BANK OF INDIA Large & Mid Cap Fund Eco Plan-Bonus has delivered a CAGR of 14.55% — +2.47 pp ahead of the Large & Mid Cap Fund category average of 12.08%. The fund ranks #12 of 32 in its category — the second (Q2) quartile.

Over the trailing 5-year window, BANK OF INDIA Large & Mid Cap Fund Eco Plan-Bonus has delivered a CAGR of 12.42% — +0.87 pp ahead of the Large & Mid Cap Fund category average of 11.55%. The fund ranks #16 of 32 in its category — the second (Q2) quartile.

₹1 lakh invested in BANK OF INDIA Large & Mid Cap Fund Eco Plan-Bonus exactly 10 years ago would be worth approximately ₹342,209 today — a multiplier of 3.42×, based on the 10-year CAGR of 13.09%. The category average over the same window would have grown ₹1 lakh to ₹289,063.

A ₹10,000 monthly SIP in BANK OF INDIA Large & Mid Cap Fund Eco Plan-Bonus over the last 5 years — total invested ₹600,000 — would be worth ₹823,842 today. That's an XIRR (money-weighted annualised return) of 12.63%.

A ₹10,000 monthly SIP for 10 years in BANK OF INDIA Large & Mid Cap Fund Eco Plan-Bonus = ₹1,200,000 invested. It would currently be worth ₹2,524,345 (multiplier 2.10×). XIRR: 14.23%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, BANK OF INDIA Large & Mid Cap Fund Eco Plan-Bonus ranks #16 out of 32 funds in the Large & Mid Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 11.55%; this fund delivered 12.42%.

The worst peak-to-trough decline BANK OF INDIA Large & Mid Cap Fund Eco Plan-Bonus has experienced over the last 5-year window is 21.36% — its NAV fell from a high on 30 Aug 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, BANK OF INDIA Large & Mid Cap Fund Eco Plan-Bonus averaged 13.10% (best 25.61%, worst -0.18%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.46 — weak risk-adjusted performance.

In calendar year 2025, BANK OF INDIA Large & Mid Cap Fund Eco Plan-Bonus returned 6.96% — beating the Large & Mid Cap Fund category average of 2.91% by 4.05 pp. It ranked #8 of 32 in its category that year.

BANK OF INDIA Large & Mid Cap Fund Eco Plan-Bonus is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. BANK OF INDIA Large & Mid Cap Fund Eco Plan-Bonus is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.4%. 5-year CAGR: 12.42%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.