Should I invest in BANDHAN ULTRA SHORT DURATION FUND GROWTH?

We don't give personal investment advice. BANDHAN ULTRA SHORT DURATION FUND - REGULAR PLAN GROWTH is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.3%. 5-year CAGR: 6.00%.

Bandhan

BANDHAN ULTRA SHORT DURATION FUND - REGULAR PLAN GROWTH

Latest NAV

₹16.0457

As of

3 Jun 2026

1,910 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	+0.02%	+0.01	1 / 13	Q1
1W	+0.22%	+0.19%	+0.03	2 / 13	Q1
2W	+0.17%	+0.18%	-0.01	7 / 13	Q3
1M	+0.27%	+0.28%	-0.01	9 / 13	Q3
3M	+1.39%	+1.34%	+0.05	7 / 13	Q3
6M	+2.72%	+2.56%	+0.15	5 / 13	Q2
YTD	+2.26%	+2.05%	+0.20	5 / 13	Q2
1Y	+5.87%	+5.48%	+0.39	4 / 13	Q2
2Y	+6.71%	+6.29%	+0.42	4 / 13	Q2
3Y	+6.86%	+6.62%	+0.24	5 / 13	Q2
4Y	+6.71%	+6.45%	+0.27	5 / 13	Q2
5Y	+6.00%	+5.79%	+0.21	5 / 13	Q2
7Y	+5.89%	+5.49%	+0.40	2 / 7	Q2
10Y	—	—	—	—	—
Inception	+6.18%	+5.75%	+0.43	4 / 13	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.26%	+2.21%	+0.05	5 / 12
2025	+6.91%	+6.58%	+0.33	4 / 12
2024	+7.37%	+7.04%	+0.33	4 / 12
2023	+7.03%	+6.60%	+0.43	3 / 12
2022	+4.40%	+3.92%	+0.48	4 / 13
2021	+3.27%	+3.28%	0.00	7 / 12
2020	+5.60%	+4.97%	+0.63	3 / 10
2019	+7.98%	+8.40%	-0.43	2 / 6
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.08%

84 windows

min 3.1% · max 8.6%

100% positive

3-Year rolling

+5.68%

60 windows

min 4.4% · max 7.2%

100% positive

5-Year rolling

+5.68%

36 windows

min 5.5% · max 6.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+6.08%

11 windows

min 5.9% · max 6.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.32%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.10%

May 2026 → May 2026

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Ultra Short Duration Fund

Scheme	Fund house	NAV	As of
Invesco India Ultra Short Duration Fund - Regular Plan - Growth	Invesco	₹2,839.8271	3 Jun 2026
Motilal Oswal Ultra Short Term Fund (MOFUSTF)-Regular Plan- Growth	Motilal Oswal	₹17.2295	3 Jun 2026
Mirae Asset Ultra Short Duration Fund Regular Growth	Mirae Asset	₹1,380.8494	3 Jun 2026
HSBC Ultra Short Duration Fund - Regular Growth	HSBC	₹1,428.3776	3 Jun 2026
Baroda BNP Paribas Ultra Short Duration Fund - Regular Plan - Growth	Baroda BNP Paribas	₹1,627.5671	3 Jun 2026
Axis Ultra Short Duration Fund - Regular Plan Growth	Axis	₹15.4712	3 Jun 2026
ITI Ultra Short Duration Fund - Regular Plan - Growth Option	ITI	₹1,297.5221	3 Jun 2026
LIC MF Ultra Short Duration Fund-Regular Plan-Growth	LIC	₹1,387.5299	3 Jun 2026
Mahindra Manulife Ultra Short Duration Fund - Regular Plan - Growth	Mahindra Manulife	₹1,449.9287	3 Jun 2026
Tata Ultra Short Term Fund-Regular Plan-Growth	Tata	₹14.9109	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹16.0457
2 Jun 2026	₹16.0432
1 Jun 2026	₹16.0378
31 May 2026	₹16.0308
29 May 2026	₹16.0248
27 May 2026	₹16.0124
26 May 2026	₹16.0079
25 May 2026	₹16.0082
22 May 2026	₹16.0004
21 May 2026	₹16.0012

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of BANDHAN ULTRA SHORT DURATION FUND - REGULAR PLAN GROWTH is ₹16.0457. It's a Ultra Short Duration Fund from Bandhan, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

BANDHAN ULTRA SHORT DURATION FUND - REGULAR PLAN GROWTH has NAV history starting from 19 Jul 2018, a track record of about 7 years 10 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

BANDHAN ULTRA SHORT DURATION FUND - REGULAR PLAN GROWTH is managed by Bandhan. It's classified by AMFI under the 'Ultra Short Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANDHAN ULTRA SHORT DURATION FUND - REGULAR PLAN GROWTH has delivered a absolute return of 5.87% — +0.39 pp ahead of the Ultra Short Duration Fund category average of 5.48%. The fund ranks #4 of 13 in its category — the second (Q2) quartile.

Over the trailing 3-year window, BANDHAN ULTRA SHORT DURATION FUND - REGULAR PLAN GROWTH has delivered a CAGR of 6.86% — +0.24 pp ahead of the Ultra Short Duration Fund category average of 6.62%. The fund ranks #5 of 13 in its category — the second (Q2) quartile.

Over the trailing 5-year window, BANDHAN ULTRA SHORT DURATION FUND - REGULAR PLAN GROWTH has delivered a CAGR of 6.00% — +0.21 pp ahead of the Ultra Short Duration Fund category average of 5.79%. The fund ranks #5 of 13 in its category — the second (Q2) quartile.

₹1 lakh invested in BANDHAN ULTRA SHORT DURATION FUND - REGULAR PLAN GROWTH exactly 5 years ago would be worth approximately ₹133,806 today — a multiplier of 1.34×, based on the 5-year CAGR of 6.00%. The category average over the same window would have grown ₹1 lakh to ₹132,482.

A ₹10,000 monthly SIP in BANDHAN ULTRA SHORT DURATION FUND - REGULAR PLAN GROWTH over the last 5 years — total invested ₹600,000 — would be worth ₹708,012 today. That's an XIRR (money-weighted annualised return) of 6.55%.

BANDHAN ULTRA SHORT DURATION FUND - REGULAR PLAN GROWTH doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,044,982 — XIRR 6.14%.

On a 5-year basis, BANDHAN ULTRA SHORT DURATION FUND - REGULAR PLAN GROWTH ranks #5 out of 13 funds in the Ultra Short Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 5.79%; this fund delivered 6.00%.

The worst peak-to-trough decline BANDHAN ULTRA SHORT DURATION FUND - REGULAR PLAN GROWTH has experienced over the last 5-year window is 0.27% — its NAV fell from a high on 02 May 2022 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, BANDHAN ULTRA SHORT DURATION FUND - REGULAR PLAN GROWTH averaged 5.68% (best 6.00%, worst 5.49%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -1.26 — negative risk-adjusted performance.

In calendar year 2025, BANDHAN ULTRA SHORT DURATION FUND - REGULAR PLAN GROWTH returned 6.91% — beating the Ultra Short Duration Fund category average of 6.58% by 0.33 pp. It ranked #4 of 12 in its category that year.

BANDHAN ULTRA SHORT DURATION FUND - REGULAR PLAN GROWTH is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. BANDHAN ULTRA SHORT DURATION FUND - REGULAR PLAN GROWTH is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.3%. 5-year CAGR: 6.00%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

BANDHAN ULTRA SHORT DURATION FUND - REGULAR PLAN GROWTH

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Ultra Short Duration Fund

Recent NAVs

Frequently asked questions

More from Bandhan