Should I invest in Bandhan Multi-Asset Passive FOF?

We don't give personal investment advice. Bandhan Multi-Asset Passive FOF - Regular Plan - IDCW is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 14.6%. 5-year CAGR: 2.26%.

Bandhan

Bandhan Multi-Asset Passive FOF - Regular Plan - IDCW

Latest NAV

₹20.2476

As of

3 Jun 2026

3,940 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.28%	-3.73%	+4.00	43 / 100	Q2
1W	-0.76%	-4.70%	+3.94	55 / 100	Q3
2W	-0.27%	-4.26%	+3.98	63 / 100	Q3
1M	-0.10%	-2.40%	+2.30	73 / 100	Q3
3M	-9.29%	-4.89%	-4.40	93 / 97	Q4
6M	-7.96%	+3.08%	-11.04	79 / 89	Q4
YTD	-6.65%	-1.15%	-5.50	77 / 90	Q4
1Y	-6.78%	+22.24%	-29.02	69 / 77	Q4
2Y	-2.29%	+18.69%	-20.97	48 / 50	Q4
3Y	+2.57%	+15.32%	-12.74	35 / 41	Q4
4Y	+3.23%	+11.96%	-8.74	28 / 35	Q4
5Y	+2.26%	+8.32%	-6.06	20 / 27	Q3
7Y	+3.01%	+10.07%	-7.06	13 / 18	Q3
10Y	+3.42%	+8.25%	-4.83	12 / 17	Q3
Inception	+4.43%	+11.30%	-6.87	60 / 100	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.65%	+3.46%	-10.11	76 / 85
2025	-0.09%	+34.91%	-35.00	49 / 55
2024	+6.96%	+12.37%	-5.41	34 / 42
2023	+11.20%	+13.03%	-1.84	18 / 41
2022	-4.42%	+2.29%	-6.71	26 / 29
2021	+10.35%	+7.04%	+3.31	8 / 28
2020	+3.37%	+12.72%	-9.35	17 / 19
2019	+5.07%	+9.51%	-4.44	13 / 18
2018	-1.15%	+1.67%	-2.82	15 / 18
2017	+8.39%	+7.26%	+1.13	6 / 17
2016	+2.01%	+6.52%	-4.51	14 / 17

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+4.93%

187 windows

min -13.8% · max 23.2%

79% positive

3-Year rolling

+4.88%

163 windows

min -3.3% · max 9.7%

97% positive

5-Year rolling

+4.68%

138 windows

min -0.9% · max 7.7%

99% positive

7-Year rolling

+4.44%

114 windows

min 1.8% · max 6.2%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

9.02%

3-year · annualised

Sharpe ratio

-0.39

vs risk-free 6.5%

Sortino ratio

-0.47

Downside-only deviation

Max drawdown

-14.57%

Sep 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Fund of Funds - Domestic

Scheme	Fund house	NAV	As of
Aditya Birla Sun Life Multi Asset Omni FoF-REGULAR - IDCW	Aditya Birla Sun Life	₹67.4444	2 Jun 2026
Edelweiss Multi Asset Omni Fund of Fund- Regular Plan - IDCW	Edelweiss	₹11.3850	2 Jun 2026
DSP Multi Asset Omni Fund of Funds - Regular - IDCW	DSP	₹9.8804	2 Jun 2026
Baroda BNP Paribas Multi Asset Active FOF Regular ICDW Payout	Baroda BNP Paribas	₹11.2028	3 Jun 2026
Axis Multi-Asset Active FoF - Regular Plan - IDCW	Axis	₹10.3487	2 Jun 2026
Groww Multi Asset Omni FOF Regular IDCW	Groww	₹10.0071	2 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹20.2476
2 Jun 2026	₹20.3071
1 Jun 2026	₹20.2506
31 May 2026	₹20.3364
29 May 2026	₹20.3347
27 May 2026	₹20.4364
26 May 2026	₹20.4629
25 May 2026	₹20.5213
22 May 2026	₹20.4117
21 May 2026	₹20.3933

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Bandhan Multi-Asset Passive FOF - Regular Plan - IDCW is ₹20.2476. It's a Fund of Funds - Domestic from Bandhan, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Bandhan Multi-Asset Passive FOF - Regular Plan - IDCW has NAV history starting from 15 Feb 2010, a track record of about 16 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Bandhan Multi-Asset Passive FOF - Regular Plan - IDCW is managed by Bandhan. It's classified by AMFI under the 'Fund of Funds - Domestic' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Bandhan Multi-Asset Passive FOF - Regular Plan - IDCW has delivered a absolute return of -6.78% — -29.02 pp behind the Fund of Funds - Domestic category average of 22.24%. The fund ranks #69 of 77 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Bandhan Multi-Asset Passive FOF - Regular Plan - IDCW has delivered a CAGR of 2.57% — -12.74 pp behind the Fund of Funds - Domestic category average of 15.32%. The fund ranks #35 of 41 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Bandhan Multi-Asset Passive FOF - Regular Plan - IDCW has delivered a CAGR of 2.26% — -6.06 pp behind the Fund of Funds - Domestic category average of 8.32%. The fund ranks #20 of 27 in its category — the third (Q3) quartile.

₹1 lakh invested in Bandhan Multi-Asset Passive FOF - Regular Plan - IDCW exactly 10 years ago would be worth approximately ₹139,969 today — a multiplier of 1.40×, based on the 10-year CAGR of 3.42%. The category average over the same window would have grown ₹1 lakh to ₹220,889.

A ₹10,000 monthly SIP in Bandhan Multi-Asset Passive FOF - Regular Plan - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹612,736 today. That's an XIRR (money-weighted annualised return) of 0.83%.

A ₹10,000 monthly SIP for 10 years in Bandhan Multi-Asset Passive FOF - Regular Plan - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,379,240 (multiplier 1.15×). XIRR: 2.74%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Bandhan Multi-Asset Passive FOF - Regular Plan - IDCW ranks #20 out of 27 funds in the Fund of Funds - Domestic category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 8.32%; this fund delivered 2.26%.

The worst peak-to-trough decline Bandhan Multi-Asset Passive FOF - Regular Plan - IDCW has experienced over the last 5-year window is 14.57% — its NAV fell from a high on 26 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Bandhan Multi-Asset Passive FOF - Regular Plan - IDCW averaged 4.68% (best 7.68%, worst -0.87%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is -0.45 — negative risk-adjusted performance.

In calendar year 2025, Bandhan Multi-Asset Passive FOF - Regular Plan - IDCW returned -0.09% — lagging the Fund of Funds - Domestic category average of 34.91% by 34.99 pp. It ranked #49 of 55 in its category that year.

Bandhan Multi-Asset Passive FOF - Regular Plan - IDCW doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Bandhan Multi-Asset Passive FOF - Regular Plan - IDCW is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 14.6%. 5-year CAGR: 2.26%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.