Should I invest in BANDHAN Infrastructure Fund?

We don't give personal investment advice. BANDHAN Infrastructure Fund-Direct Plan-IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 35.8%. 5-year CAGR: 13.14%.

Bandhan

BANDHAN Infrastructure Fund-Direct Plan-IDCW

Latest NAV

₹45.9500

As of

17 Jul 2026

3,336 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.38%	-0.04%	-0.34	183 / 249	Q3
1W	-1.10%	-0.15%	-0.95	232 / 249	Q4
2W	-0.71%	-0.61%	-0.10	206 / 251	Q4
1M	+0.25%	+1.14%	-0.89	201 / 251	Q4
3M	+3.80%	+3.90%	-0.09	132 / 251	Q3
6M	+1.25%	+2.59%	-1.34	135 / 243	Q3
YTD	-2.53%	+0.68%	-3.21	162 / 241	Q3
1Y	-8.52%	+2.39%	-10.91	205 / 229	Q4
2Y	-11.11%	+0.44%	-11.55	181 / 186	Q4
3Y	+14.55%	+11.53%	+3.03	62 / 151	Q2
4Y	+18.68%	+12.75%	+5.93	37 / 125	Q2
5Y	+13.14%	+9.05%	+4.09	39 / 113	Q2
7Y	+16.77%	+14.43%	+2.34	25 / 92	Q2
10Y	+14.51%	+11.87%	+2.64	25 / 77	Q2
Inception	+12.85%	+10.06%	+2.79	94 / 251	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.53%	+1.51%	-4.04	160 / 237
2025	-12.91%	+1.49%	-14.40	199 / 204
2024	+39.89%	+20.10%	+19.80	12 / 158
2023	+51.09%	+30.21%	+20.88	6 / 131
2022	-2.11%	+1.48%	-3.60	79 / 119
2021	+57.80%	+31.54%	+26.26	10 / 106
2020	+6.45%	+19.90%	-13.44	66 / 95
2019	-4.24%	+6.43%	-10.67	80 / 87
2018	-26.49%	-9.17%	-17.32	73 / 78
2017	+58.87%	+32.45%	+26.42	3 / 77
2016	+10.91%	+2.96%	+7.95	15 / 77

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+20.18%

153 windows

min -34.4% · max 107.4%

61% positive

3-Year rolling

+16.80%

129 windows

min -13.8% · max 39.0%

91% positive

5-Year rolling

+15.13%

104 windows

min -2.4% · max 38.4%

96% positive

7-Year rolling

+13.42%

80 windows

min 3.9% · max 19.1%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

19.17%

3-year · annualised

Sharpe ratio

0.47

vs risk-free 6.5%

Sortino ratio

0.73

Downside-only deviation

Max drawdown

-35.78%

Jul 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - IDCW Option - Direct Plan	HDFC	₹17.4480	17 Jul 2026
NIPPON INDIA - JAPAN EQUITY FUND - DIRECT Plan - IDCW Option	Nippon India	₹30.5463	17 Jul 2026
SBI Automotive Opportunities Fund - Direct Plan - Income Distribution Cum Capital Withdrawal Option	SBI	₹12.5864	17 Jul 2026
ICICI Prudential Banking and Financial Services Fund - Direct Plan - IDCW	ICICI Prudential	₹70.0600	17 Jul 2026
Invesco India Business Cycle Fund - Direct Plan - IDCW	Invesco	₹14.5200	17 Jul 2026
Bandhan Business Cycle Fund - Direct Plan - IDCW	Bandhan	₹10.1960	17 Jul 2026
quant BFSI Fund - IDCW Option - Direct Plan	Quant	₹22.0968	17 Jul 2026
Aditya Birla Sun Life Banking and Financial Services Fund - DIRECT - IDCW	Aditya Birla Sun Life	₹32.1000	17 Jul 2026
Motilal Oswal Active Momentum Fund- Direct-IDCW	Motilal Oswal	₹13.5239	17 Jul 2026
Franklin India Multi-Factor Fund- Direct- IDCW	Franklin India	₹9.6426	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹45.9500
16 Jul 2026	₹46.1250
15 Jul 2026	₹46.2200
14 Jul 2026	₹46.1500
13 Jul 2026	₹46.4150
10 Jul 2026	₹46.4630
9 Jul 2026	₹45.8860
8 Jul 2026	₹45.3570
7 Jul 2026	₹46.1650
6 Jul 2026	₹46.5130

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of BANDHAN Infrastructure Fund-Direct Plan-IDCW is ₹45.9500. It's a Sectoral/Thematic Fund from Bandhan, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

BANDHAN Infrastructure Fund-Direct Plan-IDCW has NAV history starting from 08 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

BANDHAN Infrastructure Fund-Direct Plan-IDCW is managed by Bandhan. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANDHAN Infrastructure Fund-Direct Plan-IDCW has delivered a absolute return of -8.52% — -10.91 pp behind the Sectoral/Thematic Fund category average of 2.39%. The fund ranks #205 of 229 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, BANDHAN Infrastructure Fund-Direct Plan-IDCW has delivered a CAGR of 14.55% — +3.03 pp ahead of the Sectoral/Thematic Fund category average of 11.53%. The fund ranks #62 of 151 in its category — the second (Q2) quartile.

Over the trailing 5-year window, BANDHAN Infrastructure Fund-Direct Plan-IDCW has delivered a CAGR of 13.14% — +4.09 pp ahead of the Sectoral/Thematic Fund category average of 9.05%. The fund ranks #39 of 113 in its category — the second (Q2) quartile.

₹1 lakh invested in BANDHAN Infrastructure Fund-Direct Plan-IDCW exactly 10 years ago would be worth approximately ₹387,540 today — a multiplier of 3.88×, based on the 10-year CAGR of 14.51%. The category average over the same window would have grown ₹1 lakh to ₹306,966.

A ₹10,000 monthly SIP in BANDHAN Infrastructure Fund-Direct Plan-IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹803,895 today. That's an XIRR (money-weighted annualised return) of 11.64%.

A ₹10,000 monthly SIP for 10 years in BANDHAN Infrastructure Fund-Direct Plan-IDCW = ₹1,200,000 invested. It would currently be worth ₹2,597,903 (multiplier 2.16×). XIRR: 14.76%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, BANDHAN Infrastructure Fund-Direct Plan-IDCW ranks #39 out of 113 funds in the Sectoral/Thematic Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 9.05%; this fund delivered 13.14%.

The worst peak-to-trough decline BANDHAN Infrastructure Fund-Direct Plan-IDCW has experienced over the last 5-year window is 35.78% — its NAV fell from a high on 31 Jul 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, BANDHAN Infrastructure Fund-Direct Plan-IDCW averaged 15.13% (best 38.42%, worst -2.36%). 96% of rolling windows ended positive. The 5-year Sharpe ratio is 0.40 — weak risk-adjusted performance.

In calendar year 2025, BANDHAN Infrastructure Fund-Direct Plan-IDCW returned -12.91% — lagging the Sectoral/Thematic Fund category average of 1.49% by 14.40 pp. It ranked #199 of 204 in its category that year.

BANDHAN Infrastructure Fund-Direct Plan-IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. BANDHAN Infrastructure Fund-Direct Plan-IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 35.8%. 5-year CAGR: 13.14%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.