Should I invest in BANDHAN Infrastructure Fund?

We don't give personal investment advice. BANDHAN Infrastructure Fund-Direct Plan-IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 35.8%. 5-year CAGR: 14.24%.

Bandhan

BANDHAN Infrastructure Fund-Direct Plan-IDCW

Latest NAV

₹44.4560

As of

3 Jun 2026

3,305 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.52%	+0.27%	+0.25	70 / 249	Q2
1W	-0.37%	-1.33%	+0.96	45 / 249	Q1
2W	+2.22%	-0.44%	+2.65	42 / 251	Q1
1M	-1.21%	-0.98%	-0.24	151 / 251	Q3
3M	-1.48%	+0.91%	-2.38	161 / 249	Q3
6M	-5.98%	-3.35%	-2.63	156 / 241	Q3
YTD	-5.41%	-3.40%	-2.01	140 / 241	Q3
1Y	-8.80%	+2.11%	-10.92	195 / 225	Q4
2Y	-8.81%	+1.79%	-10.60	177 / 181	Q4
3Y	+16.16%	+12.30%	+3.86	53 / 142	Q2
4Y	+17.88%	+11.74%	+6.14	32 / 122	Q2
5Y	+14.24%	+8.93%	+5.31	30 / 111	Q2
7Y	+14.74%	+13.08%	+1.66	33 / 92	Q2
10Y	+15.10%	+12.03%	+3.07	20 / 77	Q2
Inception	+12.72%	+8.52%	+4.20	86 / 251	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-5.41%	-2.64%	-2.77	138 / 237
2025	-12.91%	+1.49%	-14.40	199 / 204
2024	+39.89%	+20.10%	+19.80	12 / 158
2023	+51.09%	+30.21%	+20.88	6 / 131
2022	-2.11%	+1.48%	-3.60	79 / 119
2021	+57.80%	+31.54%	+26.26	10 / 106
2020	+6.45%	+19.90%	-13.44	66 / 95
2019	-4.24%	+6.43%	-10.67	80 / 87
2018	-26.49%	-9.17%	-17.32	73 / 78
2017	+58.87%	+32.45%	+26.42	3 / 77
2016	+10.91%	+2.96%	+7.95	15 / 77

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+20.09%

152 windows

min -41.2% · max 110.6%

63% positive

3-Year rolling

+16.41%

127 windows

min -15.7% · max 38.2%

91% positive

5-Year rolling

+14.98%

103 windows

min -5.3% · max 33.1%

96% positive

7-Year rolling

+13.22%

79 windows

min 3.3% · max 18.8%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

21.49%

3-year · annualised

Sharpe ratio

0.51

vs risk-free 6.5%

Sortino ratio

0.77

Downside-only deviation

Max drawdown

-35.78%

Jul 2024 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - IDCW Option - Direct Plan	HDFC	₹15.9390	3 Jun 2026
NIPPON INDIA - JAPAN EQUITY FUND - DIRECT Plan - IDCW Option	Nippon India	₹31.2458	3 Jun 2026
SBI Automotive Opportunities Fund - Direct Plan - Income Distribution Cum Capital Withdrawal Option	SBI	₹11.7560	3 Jun 2026
ICICI Prudential Banking and Financial Services Fund - Direct Plan - IDCW	ICICI Prudential	₹64.9400	3 Jun 2026
Invesco India Business Cycle Fund - Direct Plan - IDCW	Invesco	₹13.3100	3 Jun 2026
Bandhan Business Cycle Fund - Direct Plan - IDCW	Bandhan	₹9.6290	3 Jun 2026
quant BFSI Fund - IDCW Option - Direct Plan	Quant	₹20.2732	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - DIRECT - IDCW	Aditya Birla Sun Life	₹29.4200	3 Jun 2026
Motilal Oswal Active Momentum Fund- Direct-IDCW	Motilal Oswal	₹13.3281	3 Jun 2026
Franklin India Multi-Factor Fund- Direct- IDCW	Franklin India	₹9.3581	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹44.4560
2 Jun 2026	₹44.5900
1 Jun 2026	₹44.3610
31 May 2026	₹44.6970
29 May 2026	₹44.6990
27 May 2026	₹45.2340
26 May 2026	₹44.7560
25 May 2026	₹44.7070
22 May 2026	₹44.2410
21 May 2026	₹44.1850

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of BANDHAN Infrastructure Fund-Direct Plan-IDCW is ₹44.4560. It's a Sectoral/Thematic Fund from Bandhan, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

BANDHAN Infrastructure Fund-Direct Plan-IDCW has NAV history starting from 08 Jan 2013, a track record of about 13 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

BANDHAN Infrastructure Fund-Direct Plan-IDCW is managed by Bandhan. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANDHAN Infrastructure Fund-Direct Plan-IDCW has delivered a absolute return of -8.80% — -10.92 pp behind the Sectoral/Thematic Fund category average of 2.11%. The fund ranks #195 of 225 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, BANDHAN Infrastructure Fund-Direct Plan-IDCW has delivered a CAGR of 16.16% — +3.86 pp ahead of the Sectoral/Thematic Fund category average of 12.30%. The fund ranks #53 of 142 in its category — the second (Q2) quartile.

Over the trailing 5-year window, BANDHAN Infrastructure Fund-Direct Plan-IDCW has delivered a CAGR of 14.24% — +5.31 pp ahead of the Sectoral/Thematic Fund category average of 8.93%. The fund ranks #30 of 111 in its category — the second (Q2) quartile.

₹1 lakh invested in BANDHAN Infrastructure Fund-Direct Plan-IDCW exactly 10 years ago would be worth approximately ₹407,970 today — a multiplier of 4.08×, based on the 10-year CAGR of 15.10%. The category average over the same window would have grown ₹1 lakh to ₹311,351.

A ₹10,000 monthly SIP in BANDHAN Infrastructure Fund-Direct Plan-IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹796,952 today. That's an XIRR (money-weighted annualised return) of 11.29%.

A ₹10,000 monthly SIP for 10 years in BANDHAN Infrastructure Fund-Direct Plan-IDCW = ₹1,200,000 invested. It would currently be worth ₹2,563,618 (multiplier 2.14×). XIRR: 14.51%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, BANDHAN Infrastructure Fund-Direct Plan-IDCW ranks #30 out of 111 funds in the Sectoral/Thematic Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 8.93%; this fund delivered 14.24%.

The worst peak-to-trough decline BANDHAN Infrastructure Fund-Direct Plan-IDCW has experienced over the last 5-year window is 35.78% — its NAV fell from a high on 31 Jul 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, BANDHAN Infrastructure Fund-Direct Plan-IDCW averaged 14.98% (best 33.14%, worst -5.26%). 96% of rolling windows ended positive. The 5-year Sharpe ratio is 0.46 — weak risk-adjusted performance.

In calendar year 2025, BANDHAN Infrastructure Fund-Direct Plan-IDCW returned -12.91% — lagging the Sectoral/Thematic Fund category average of 1.49% by 14.40 pp. It ranked #199 of 204 in its category that year.

BANDHAN Infrastructure Fund-Direct Plan-IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. BANDHAN Infrastructure Fund-Direct Plan-IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 35.8%. 5-year CAGR: 14.24%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.