Bandhan

Bandhan Gilt Fund with 10 year constant duration Fund - Regular Plan - Periodic IDCW

Latest NAV

₹17.3355

As of

17 Jul 2026

2,441 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.15%	-0.14%	-0.01	8 / 8	Q4
1W	-0.41%	-0.31%	-0.10	8 / 8	Q4
2W	-0.07%	-0.03%	-0.04	5 / 8	Q3
1M	+1.29%	+0.78%	+0.51	1 / 8	Q1
3M	+2.97%	+2.11%	+0.86	1 / 8	Q1
6M	+3.77%	+1.59%	+2.19	1 / 8	Q1
YTD	+3.51%	+1.24%	+2.27	1 / 8	Q1
1Y	+4.85%	+1.79%	+3.06	1 / 8	Q1
2Y	+7.69%	+3.95%	+3.74	1 / 8	Q1
3Y	+7.63%	+3.80%	+3.83	1 / 8	Q1
4Y	+7.99%	+4.49%	+3.50	1 / 8	Q1
5Y	+6.10%	+1.81%	+4.29	1 / 4	Q1
7Y	+0.54%	-0.08%	+0.62	1 / 4	Q1
10Y	+3.72%	+1.01%	+2.71	1 / 4	Q1
Inception	+3.85%	+3.75%	+0.10	4 / 8	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.51%	+1.24%	+2.27	1 / 8
2025	+7.64%	+3.60%	+4.03	1 / 8
2024	+9.83%	+5.33%	+4.50	1 / 8
2023	+7.29%	+5.10%	+2.20	1 / 8
2022	+0.71%	+0.07%	+0.64	1 / 4
2021	-5.32%	-3.62%	-1.69	3 / 4
2020	-19.18%	-4.52%	-14.66	4 / 4
2019	+14.71%	+5.67%	+9.04	1 / 4
2018	+11.66%	+4.59%	+7.07	1 / 4
2017	+6.51%	-1.31%	+7.82	1 / 4
2016	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.96%

113 windows

min -23.8% · max 20.9%

73% positive

3-Year rolling

+2.35%

87 windows

min -9.1% · max 11.6%

71% positive

5-Year rolling

+0.90%

63 windows

min -2.2% · max 6.1%

51% positive

7-Year rolling

+1.96%

40 windows

min 0.5% · max 2.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.90%

3-year · annualised

Sharpe ratio

0.33

vs risk-free 6.5%

Sortino ratio

1.04

Downside-only deviation

Max drawdown

-2.95%

Mar 2026 → Apr 2026

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Gilt Fund with 10-year Constant Duration

Scheme	Fund house	NAV	As of
SBI Constant Maturity 10 Year Gilt Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹22.6272	17 Jul 2026
ICICI Prudential Constant Maturity Gilt Fund - Direct Plan - Quarterly IDCW	ICICI Prudential	₹11.8879	17 Jul 2026
Bandhan Gilt Fund with 10 year constant duration Fund - Direct Plan - Monthly IDCW	Bandhan	₹10.4780	17 Jul 2026
DSP 10Y G-Sec Fund - Direct Plan - IDCW	DSP	₹10.8462	17 Jul 2026
UTI Gilt Fund with 10 year Constant Duration - Direct Plan - Annual IDCW Option	UTI	₹11.6842	17 Jul 2026
IDFC GSF - Short Term - Growth	IDFC	₹48.4266	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹17.3355
16 Jul 2026	₹17.3622
15 Jul 2026	₹17.3309
14 Jul 2026	₹17.3170
13 Jul 2026	₹17.3926
10 Jul 2026	₹17.4068
9 Jul 2026	₹17.3515
8 Jul 2026	₹17.3385
7 Jul 2026	₹17.3841
6 Jul 2026	₹17.3996

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Bandhan Gilt Fund with 10 year constant duration Fund - Regular Plan - Periodic IDCW is ₹17.3355. It's a Gilt Fund with 10-year Constant Duration from Bandhan, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Bandhan Gilt Fund with 10 year constant duration Fund - Regular Plan - Periodic IDCW has NAV history starting from 10 May 2016, a track record of about 10 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Bandhan Gilt Fund with 10 year constant duration Fund - Regular Plan - Periodic IDCW is managed by Bandhan. It's classified by AMFI under the 'Gilt Fund with 10-year Constant Duration' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Bandhan Gilt Fund with 10 year constant duration Fund - Regular Plan - Periodic IDCW has delivered a absolute return of 4.85% — +3.06 pp ahead of the Gilt Fund with 10-year Constant Duration category average of 1.79%. The fund ranks #1 of 8 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Bandhan Gilt Fund with 10 year constant duration Fund - Regular Plan - Periodic IDCW has delivered a CAGR of 7.63% — +3.83 pp ahead of the Gilt Fund with 10-year Constant Duration category average of 3.80%. The fund ranks #1 of 8 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Bandhan Gilt Fund with 10 year constant duration Fund - Regular Plan - Periodic IDCW has delivered a CAGR of 6.10% — +4.29 pp ahead of the Gilt Fund with 10-year Constant Duration category average of 1.81%. The fund ranks #1 of 4 in its category — the top (Q1) quartile.

₹1 lakh invested in Bandhan Gilt Fund with 10 year constant duration Fund - Regular Plan - Periodic IDCW exactly 10 years ago would be worth approximately ₹144,055 today — a multiplier of 1.44×, based on the 10-year CAGR of 3.72%. The category average over the same window would have grown ₹1 lakh to ₹110,595.

A ₹10,000 monthly SIP in Bandhan Gilt Fund with 10 year constant duration Fund - Regular Plan - Periodic IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹720,980 today. That's an XIRR (money-weighted annualised return) of 7.28%.

A ₹10,000 monthly SIP for 10 years in Bandhan Gilt Fund with 10 year constant duration Fund - Regular Plan - Periodic IDCW = ₹1,190,000 invested. It would currently be worth ₹1,457,879 (multiplier 1.23×). XIRR: 4.01%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Bandhan Gilt Fund with 10 year constant duration Fund - Regular Plan - Periodic IDCW ranks #1 out of 4 funds in the Gilt Fund with 10-year Constant Duration category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 1.81%; this fund delivered 6.10%.

The worst peak-to-trough decline Bandhan Gilt Fund with 10 year constant duration Fund - Regular Plan - Periodic IDCW has experienced over the last 5-year window is 5.09% — its NAV fell from a high on 21 Sep 2021 to a low on 13 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Bandhan Gilt Fund with 10 year constant duration Fund - Regular Plan - Periodic IDCW averaged 0.90% (best 6.10%, worst -2.21%). 51% of rolling windows ended positive. The 5-year Sharpe ratio is -0.15 — negative risk-adjusted performance.

In calendar year 2025, Bandhan Gilt Fund with 10 year constant duration Fund - Regular Plan - Periodic IDCW returned 7.64% — beating the Gilt Fund with 10-year Constant Duration category average of 3.60% by 4.03 pp. It ranked #1 of 8 in its category that year.

Bandhan Gilt Fund with 10 year constant duration Fund - Regular Plan - Periodic IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Bandhan Gilt Fund with 10 year constant duration Fund - Regular Plan - Periodic IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.1%. 5-year CAGR: 6.10%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.