Should I invest in BANDHAN FLOATER FUND GROWTH?

We don't give personal investment advice. BANDHAN FLOATER FUND - DIRECT PLAN GROWTH is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.7%. 5-year CAGR: 6.48%.

Bandhan

BANDHAN FLOATER FUND - DIRECT PLAN GROWTH

Latest NAV

₹13.8592

As of

3 Jun 2026

1,283 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.04%	+0.03%	+0.01	5 / 12	Q2
1W	+0.27%	+0.19%	+0.08	1 / 12	Q1
2W	+0.33%	+0.23%	+0.10	4 / 12	Q2
1M	+0.29%	+0.16%	+0.13	1 / 12	Q1
3M	+1.03%	+0.82%	+0.21	2 / 12	Q1
6M	+2.22%	+2.18%	+0.04	7 / 12	Q3
YTD	+1.95%	+1.84%	+0.11	5 / 12	Q2
1Y	+5.14%	+5.18%	-0.03	8 / 12	Q3
2Y	+7.64%	+7.42%	+0.22	3 / 12	Q1
3Y	+7.53%	+7.61%	-0.08	7 / 12	Q3
4Y	+7.33%	+7.45%	-0.13	7 / 12	Q3
5Y	+6.48%	+6.61%	-0.13	9 / 12	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+6.38%	+7.11%	-0.74	11 / 12	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.95%	+1.84%	+0.11	5 / 12
2025	+8.20%	+8.03%	+0.17	5 / 12
2024	+8.42%	+8.56%	-0.14	8 / 12
2023	+7.28%	+7.74%	-0.46	12 / 12
2022	+4.21%	+4.50%	-0.29	9 / 12
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.75%

53 windows

min 3.2% · max 10.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+7.07%

28 windows

min 5.5% · max 8.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+6.46%

4 windows

min 6.4% · max 6.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.09%

3-year · annualised

Sharpe ratio

0.72

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.47%

May 2026 → May 2026

% positive months

91.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Floater Fund

Scheme	Fund house	NAV	As of
HDFC Floating Rate Debt Fund - Direct Plan - Growth Option	HDFC	₹53.6722	3 Jun 2026
Nippon India Floater Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹49.8068	3 Jun 2026
SBI Floating Rate Debt Fund - Direct Plan - Growth	SBI	₹14.1147	3 Jun 2026
ICICI Prudential Floating Interest Fund - Direct Plan - Growth	ICICI Prudential	₹490.3965	3 Jun 2026
Aditya Birla Sun Life Floating Rate Fund-Direct Plan-Growth	Aditya Birla Sun Life	₹376.8756	3 Jun 2026
Franklin India Floating Rate Fund - Direct - Growth	Franklin India	₹47.1024	3 Jun 2026
KOTAK FLOATING RATE FUND-DIRECT PLAN-GROWTH OPTION	Kotak	₹1,627.7214	3 Jun 2026
DSP Floater Fund - Direct Plan - Growth	DSP	₹13.9635	3 Jun 2026
UTI - Floater Fund - Direct Plan - Growth Option	UTI	₹1,648.9902	3 Jun 2026
Axis Floater Fund - Direct Plan - Growth	Axis	₹1,382.0774	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹13.8592
2 Jun 2026	₹13.8617
1 Jun 2026	₹13.8557
31 May 2026	₹13.8550
29 May 2026	₹13.8495
27 May 2026	₹13.8317
26 May 2026	₹13.8246
25 May 2026	₹13.8202
22 May 2026	₹13.7997
21 May 2026	₹13.7929

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of BANDHAN FLOATER FUND - DIRECT PLAN GROWTH is ₹13.8592. It's a Floater Fund from Bandhan, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

BANDHAN FLOATER FUND - DIRECT PLAN GROWTH has NAV history starting from 22 Feb 2021, a track record of about 5 years 3 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

BANDHAN FLOATER FUND - DIRECT PLAN GROWTH is managed by Bandhan. It's classified by AMFI under the 'Floater Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANDHAN FLOATER FUND - DIRECT PLAN GROWTH has delivered a absolute return of 5.14% — -0.03 pp behind the Floater Fund category average of 5.18%. The fund ranks #8 of 12 in its category — the third (Q3) quartile.

Over the trailing 3-year window, BANDHAN FLOATER FUND - DIRECT PLAN GROWTH has delivered a CAGR of 7.53% — -0.08 pp behind the Floater Fund category average of 7.61%. The fund ranks #7 of 12 in its category — the third (Q3) quartile.

Over the trailing 5-year window, BANDHAN FLOATER FUND - DIRECT PLAN GROWTH has delivered a CAGR of 6.48% — -0.13 pp behind the Floater Fund category average of 6.61%. The fund ranks #9 of 12 in its category — the third (Q3) quartile.

₹1 lakh invested in BANDHAN FLOATER FUND - DIRECT PLAN GROWTH exactly 5 years ago would be worth approximately ₹136,864 today — a multiplier of 1.37×, based on the 5-year CAGR of 6.48%. The category average over the same window would have grown ₹1 lakh to ₹137,688.

A ₹10,000 monthly SIP in BANDHAN FLOATER FUND - DIRECT PLAN GROWTH over the last 5 years — total invested ₹600,000 — would be worth ₹718,065 today. That's an XIRR (money-weighted annualised return) of 7.11%.

BANDHAN FLOATER FUND - DIRECT PLAN GROWTH doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹718,065 — XIRR 7.11%.

On a 5-year basis, BANDHAN FLOATER FUND - DIRECT PLAN GROWTH ranks #9 out of 12 funds in the Floater Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 6.61%; this fund delivered 6.48%.

The worst peak-to-trough decline BANDHAN FLOATER FUND - DIRECT PLAN GROWTH has experienced over the last 5-year window is 0.68% — its NAV fell from a high on 02 May 2022 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, BANDHAN FLOATER FUND - DIRECT PLAN GROWTH averaged 6.46% (best 6.48%, worst 6.42%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.18 — negative risk-adjusted performance.

In calendar year 2025, BANDHAN FLOATER FUND - DIRECT PLAN GROWTH returned 8.20% — beating the Floater Fund category average of 8.03% by 0.17 pp. It ranked #5 of 12 in its category that year.

BANDHAN FLOATER FUND - DIRECT PLAN GROWTH is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. BANDHAN FLOATER FUND - DIRECT PLAN GROWTH is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.7%. 5-year CAGR: 6.48%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

BANDHAN FLOATER FUND - DIRECT PLAN GROWTH

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Floater Fund

Recent NAVs

Frequently asked questions

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