Should I invest in BANDHAN FINANCIAL SERVICES FUND?

We don't give personal investment advice. BANDHAN FINANCIAL SERVICES FUND - REGULAR PLAN - GROWTH is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Bandhan

BANDHAN FINANCIAL SERVICES FUND - REGULAR PLAN - GROWTH

Latest NAV

₹13.8880

As of

3 Jun 2026

706 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.34%	+0.27%	-0.61	154 / 175	Q4
1W	-3.48%	-1.35%	-2.13	167 / 175	Q4
2W	-1.48%	-0.09%	-1.39	150 / 176	Q4
1M	-3.06%	-0.53%	-2.53	154 / 176	Q4
3M	-6.46%	+2.12%	-8.58	161 / 174	Q4
6M	-9.86%	-1.85%	-8.01	150 / 165	Q4
YTD	-9.82%	-1.98%	-7.84	153 / 165	Q4
1Y	-4.72%	+3.78%	-8.50	130 / 151	Q4
2Y	+5.15%	+3.55%	+1.60	43 / 106	Q2
3Y	+11.51%	+14.41%	-2.89	43 / 67	Q3
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+12.20%	+7.02%	+5.18	64 / 176	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-9.82%	-1.38%	-8.44	153 / 164
2025	+11.14%	+1.66%	+9.48	20 / 133
2024	+18.31%	+21.92%	-3.61	53 / 82
2023	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.94%

23 windows

min -4.7% · max 35.6%

91% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

—

Insufficient history

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC INNOVATION FUND - REGULAR PLAN - GROWTH OPTION	HDFC	₹10.4050	3 Jun 2026
Nippon India Active Momentum Fund - Regular Plan- Growth Option	Nippon India	₹12.0306	3 Jun 2026
SBI Automotive Opportunities Fund - Regular Plan - Growth	SBI	₹11.4966	3 Jun 2026
Invesco India Business Cycle Fund - Regular Plan - Growth	Invesco	₹13.0300	3 Jun 2026
Bandhan Business Cycle Fund - Regular Plan - Growth	Bandhan	₹9.3840	3 Jun 2026
quant BFSI Fund - Growth Option - Regular Plan	Quant	₹19.3101	3 Jun 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - REGULAR PLAN - GROWTH OPTION	Quantum	₹22.0100	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Regular Plan - Growth	Aditya Birla Sun Life	₹59.0200	3 Jun 2026
Motilal Oswal Active Momentum Fund- Regular- Growth	Motilal Oswal	₹13.3121	3 Jun 2026
Mirae Asset Banking and Financial Services Fund Regular Growth	Mirae Asset	₹20.1120	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹13.8880
2 Jun 2026	₹13.8880
1 Jun 2026	₹13.9350
31 May 2026	₹14.1240
29 May 2026	₹14.1250
27 May 2026	₹14.3080
26 May 2026	₹14.3890
25 May 2026	₹14.4320
22 May 2026	₹14.1820
21 May 2026	₹14.0880

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of BANDHAN FINANCIAL SERVICES FUND - REGULAR PLAN - GROWTH is ₹13.8880. It's a Sectoral/Thematic Fund from Bandhan, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

BANDHAN FINANCIAL SERVICES FUND - REGULAR PLAN - GROWTH has NAV history starting from 31 Jul 2023, a track record of about 2 years 10 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

BANDHAN FINANCIAL SERVICES FUND - REGULAR PLAN - GROWTH is managed by Bandhan. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANDHAN FINANCIAL SERVICES FUND - REGULAR PLAN - GROWTH has delivered a absolute return of -4.72% — -8.5 pp behind the Sectoral/Thematic Fund category average of 3.78%. The fund ranks #130 of 151 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, BANDHAN FINANCIAL SERVICES FUND - REGULAR PLAN - GROWTH has delivered a CAGR of 11.51% — -2.89 pp behind the Sectoral/Thematic Fund category average of 14.41%. The fund ranks #43 of 67 in its category — the third (Q3) quartile.

BANDHAN FINANCIAL SERVICES FUND - REGULAR PLAN - GROWTH doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in BANDHAN FINANCIAL SERVICES FUND - REGULAR PLAN - GROWTH exactly 3 years ago would be worth approximately ₹138,672 today — a multiplier of 1.39×, based on the 3-year CAGR of 11.51%. The category average over the same window would have grown ₹1 lakh to ₹149,741.

A ₹10,000 monthly SIP in BANDHAN FINANCIAL SERVICES FUND - REGULAR PLAN - GROWTH over the last 1 year — total invested ₹120,000 — would be worth ₹113,869 today. That's an XIRR (money-weighted annualised return) of -9.31%.

BANDHAN FINANCIAL SERVICES FUND - REGULAR PLAN - GROWTH doesn't yet have 10 years of NAVs. Over the longest available window (1-year SIP), ₹10,000/month would have grown to ₹113,869 — XIRR -9.31%.

On a 3-year basis, BANDHAN FINANCIAL SERVICES FUND - REGULAR PLAN - GROWTH ranks #43 out of 67 funds in the Sectoral/Thematic Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 14.41%; this fund delivered 11.51%.

BANDHAN FINANCIAL SERVICES FUND - REGULAR PLAN - GROWTH doesn't have a computed drawdown figure yet.

Consistency stats for BANDHAN FINANCIAL SERVICES FUND - REGULAR PLAN - GROWTH need at least 3 years of NAVs to compute. They'll populate automatically once the fund has enough history.

In calendar year 2025, BANDHAN FINANCIAL SERVICES FUND - REGULAR PLAN - GROWTH returned 11.14% — beating the Sectoral/Thematic Fund category average of 1.66% by 9.48 pp. It ranked #20 of 133 in its category that year.

BANDHAN FINANCIAL SERVICES FUND - REGULAR PLAN - GROWTH is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. BANDHAN FINANCIAL SERVICES FUND - REGULAR PLAN - GROWTH is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

BANDHAN FINANCIAL SERVICES FUND - REGULAR PLAN - GROWTH

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Peers in Sectoral/Thematic Fund

Recent NAVs

Frequently asked questions

More from Bandhan