Should I invest in BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR IDCW?

We don't give personal investment advice. BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR IDCW is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

Bandhan

BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR IDCW

Latest NAV

₹10.6727

As of

3 Jun 2026

801 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.12%	+0.09%	-0.21	216 / 246	Q4
1W	+0.15%	-1.14%	+1.29	50 / 246	Q1
2W	+0.64%	+0.01%	+0.63	52 / 246	Q1
1M	+0.44%	-0.58%	+1.02	40 / 246	Q1
3M	-2.99%	+0.04%	-3.03	192 / 241	Q4
6M	-1.70%	-2.34%	+0.65	141 / 235	Q3
YTD	-1.60%	-2.52%	+0.93	145 / 238	Q3
1Y	-1.78%	+0.63%	-2.41	161 / 220	Q3
2Y	+1.59%	+2.75%	-1.16	90 / 149	Q3
3Y	+0.81%	+9.27%	-8.46	102 / 113	Q4
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+2.01%	+5.47%	-3.46	174 / 246	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.60%	-2.50%	+0.91	144 / 236
2025	+3.22%	+4.47%	-1.25	129 / 185
2024	+2.29%	+12.46%	-10.16	115 / 122
2023	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+2.26%

29 windows

min -1.8% · max 5.5%

76% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+1.58%

4 windows

min 0.8% · max 3.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

4.74%

3-year · annualised

Sharpe ratio

-1.18

vs risk-free 6.5%

Sortino ratio

-1.40

Downside-only deviation

Max drawdown

-5.15%

Sep 2023 → Oct 2023

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
Nippon India CRISIL - IBX AAA Financial Services - Dec 2026 Index Fund - Regular Plan - IDCW Option	Nippon India	₹11.1921	3 Jun 2026
SBI CRISIL - IBX Financial Services 3-6 Months Debt Index Fund - Regular Plan - IDCW	SBI	₹10.0571	3 Jun 2026
BANDHAN CRISIL IBX 90:10 SDL PLUS GILT - NOV 2026 INDEX FUND - REGULAR IDCW	Bandhan	₹10.3390	3 Jun 2026
Aditya Birla Sun Life Crisil IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund-Regular IDCW	Aditya Birla Sun Life	₹13.0258	3 Jun 2026
Mirae Asset CRISIL IBX Gilt Index - April 2033 Index Fund - Regular Plan - IDCW	Mirae Asset	₹12.9906	3 Jun 2026
Kotak CRISIL - IBX AAA Bond Financial Services Index Dec 2026 Fund - Regular - IDCW	Kotak	₹10.9305	3 Jun 2026
Edelweiss CRISIL IBX 50:50 Gilt Plus SDL April 2037 Index Fund - Regular Plan - IDCW Option	Edelweiss	₹13.0275	3 Jun 2026
DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund - Regular - IDCW	DSP	₹12.6392	3 Jun 2026
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund - Regular - payout of IDCW	HSBC	₹12.9922	3 Jun 2026
Baroda BNP Paribas Nifty SDL December 2026 Index Fund - Regular Plan - IDCW Option	Baroda BNP Paribas	₹12.5826	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹10.6727
2 Jun 2026	₹10.6795
1 Jun 2026	₹10.6920
31 May 2026	₹10.6867
29 May 2026	₹10.6850
27 May 2026	₹10.6687
26 May 2026	₹10.6639
25 May 2026	₹10.6528
22 May 2026	₹10.6108
21 May 2026	₹10.6039

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR IDCW is ₹10.6727. It's a Index Fund from Bandhan, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR IDCW has NAV history starting from 16 Feb 2023, a track record of about 3 years 3 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR IDCW is managed by Bandhan. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR IDCW has delivered a absolute return of -1.78% — -2.41 pp behind the Index Fund category average of 0.63%. The fund ranks #161 of 220 in its category — the third (Q3) quartile.

Over the trailing 3-year window, BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR IDCW has delivered a CAGR of 0.81% — -8.46 pp behind the Index Fund category average of 9.27%. The fund ranks #102 of 113 in its category — the bottom (Q4) quartile.

BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR IDCW exactly 3 years ago would be worth approximately ₹102,462 today — a multiplier of 1.02×, based on the 3-year CAGR of 0.81%. The category average over the same window would have grown ₹1 lakh to ₹130,469.

A ₹10,000 monthly SIP in BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR IDCW over the last 3 years — total invested ₹360,000 — would be worth ₹364,924 today. That's an XIRR (money-weighted annualised return) of 0.88%.

BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR IDCW doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹364,924 — XIRR 0.88%.

On a 3-year basis, BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR IDCW ranks #102 out of 113 funds in the Index Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 9.27%; this fund delivered 0.81%.

The worst peak-to-trough decline BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR IDCW has experienced over the last 3-year window is 5.15% — its NAV fell from a high on 14 Sep 2023 to a low on 09 Oct 2023. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR IDCW averaged 1.58% (best 3.24%, worst 0.81%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is -1.18 — negative risk-adjusted performance.

In calendar year 2025, BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR IDCW returned 3.22% — lagging the Index Fund category average of 4.47% by 1.25 pp. It ranked #129 of 185 in its category that year.

BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR IDCW doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR IDCW is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.