Should I invest in BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR IDCW?

We don't give personal investment advice. BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR IDCW is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

Bandhan

BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR IDCW

Latest NAV

₹10.9572

As of

17 Jul 2026

832 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.03%	-0.01%	-0.02	175 / 246	Q3
1W	+0.05%	-0.36%	+0.41	127 / 246	Q3
2W	+0.35%	-0.04%	+0.39	49 / 246	Q1
1M	+0.90%	+0.57%	+0.33	97 / 246	Q2
3M	+2.42%	+1.95%	+0.47	75 / 246	Q2
6M	+1.17%	+0.95%	+0.22	142 / 239	Q3
YTD	+0.96%	+0.07%	+0.89	130 / 238	Q3
1Y	+0.93%	+1.45%	-0.52	136 / 227	Q3
2Y	+2.40%	+2.12%	+0.28	82 / 157	Q3
3Y	+1.54%	+9.02%	-7.48	104 / 116	Q4
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+2.70%	+6.50%	-3.80	183 / 246	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.96%	+0.11%	+0.85	129 / 236
2025	+3.22%	+4.47%	-1.25	129 / 185
2024	+2.29%	+12.46%	-10.16	115 / 122
2023	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+2.10%

30 windows

min -2.2% · max 5.5%

83% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+1.87%

6 windows

min 0.7% · max 3.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

4.72%

3-year · annualised

Sharpe ratio

-1.02

vs risk-free 6.5%

Sortino ratio

-1.24

Downside-only deviation

Max drawdown

-5.15%

Sep 2023 → Oct 2023

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
Nippon India CRISIL - IBX AAA Financial Services - Dec 2026 Index Fund - Regular Plan - IDCW Option	Nippon India	₹11.3121	17 Jul 2026
SBI CRISIL - IBX Financial Services 3-6 Months Debt Index Fund - Regular Plan - IDCW	SBI	₹10.1600	17 Jul 2026
BANDHAN CRISIL IBX 90:10 SDL PLUS GILT - NOV 2026 INDEX FUND - REGULAR IDCW	Bandhan	₹10.4128	17 Jul 2026
Aditya Birla Sun Life Crisil IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund-Regular IDCW	Aditya Birla Sun Life	₹13.2151	17 Jul 2026
Mirae Asset CRISIL IBX Gilt Index - April 2033 Index Fund - Regular Plan - IDCW	Mirae Asset	₹13.3448	17 Jul 2026
Kotak CRISIL - IBX AAA Bond Financial Services Index Dec 2026 Fund - Regular - IDCW	Kotak	₹11.0466	17 Jul 2026
Edelweiss CRISIL IBX 50:50 Gilt Plus SDL April 2037 Index Fund - Regular Plan - IDCW Option	Edelweiss	₹13.3790	17 Jul 2026
DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund - Regular - IDCW	DSP	₹12.9923	17 Jul 2026
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund - Regular - payout of IDCW	HSBC	₹13.1844	17 Jul 2026
Baroda BNP Paribas Nifty SDL December 2026 Index Fund - Regular Plan - IDCW Option	Baroda BNP Paribas	₹12.6746	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹10.9572
16 Jul 2026	₹10.9602
15 Jul 2026	₹10.9449
14 Jul 2026	₹10.9250
13 Jul 2026	₹10.9546
10 Jul 2026	₹10.9518
9 Jul 2026	₹10.9398
8 Jul 2026	₹10.9324
7 Jul 2026	₹10.9435
6 Jul 2026	₹10.9383

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR IDCW is ₹10.9572. It's a Index Fund from Bandhan, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR IDCW has NAV history starting from 16 Feb 2023, a track record of about 3 years 5 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR IDCW is managed by Bandhan. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR IDCW has delivered a absolute return of 0.93% — -0.52 pp behind the Index Fund category average of 1.45%. The fund ranks #136 of 227 in its category — the third (Q3) quartile.

Over the trailing 3-year window, BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR IDCW has delivered a CAGR of 1.54% — -7.48 pp behind the Index Fund category average of 9.02%. The fund ranks #104 of 116 in its category — the bottom (Q4) quartile.

BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR IDCW exactly 3 years ago would be worth approximately ₹104,705 today — a multiplier of 1.05×, based on the 3-year CAGR of 1.54%. The category average over the same window would have grown ₹1 lakh to ₹129,583.

A ₹10,000 monthly SIP in BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR IDCW over the last 3 years — total invested ₹360,000 — would be worth ₹372,870 today. That's an XIRR (money-weighted annualised return) of 2.29%.

BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR IDCW doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹372,870 — XIRR 2.29%.

On a 3-year basis, BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR IDCW ranks #104 out of 116 funds in the Index Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 9.02%; this fund delivered 1.54%.

The worst peak-to-trough decline BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR IDCW has experienced over the last 3-year window is 5.15% — its NAV fell from a high on 14 Sep 2023 to a low on 09 Oct 2023. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR IDCW averaged 1.87% (best 3.14%, worst 0.69%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is -1.02 — negative risk-adjusted performance.

In calendar year 2025, BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR IDCW returned 3.22% — lagging the Index Fund category average of 4.47% by 1.25 pp. It ranked #129 of 185 in its category that year.

BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR IDCW doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR IDCW is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.