Should I invest in Bandhan Conservative Hybrid Passive FOF?

We don't give personal investment advice. Bandhan Conservative Hybrid Passive FOF - Regular Plan - IDCW is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 9.3%. 5-year CAGR: 0.86%.

Bandhan

Bandhan Conservative Hybrid Passive FOF - Regular Plan - IDCW

Latest NAV

₹16.5090

As of

3 Jun 2026

3,941 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.08%	-3.73%	+3.80	56 / 100	Q3
1W	-0.38%	-4.70%	+4.32	46 / 100	Q2
2W	+0.09%	-4.26%	+4.35	47 / 100	Q2
1M	-0.54%	-2.40%	+1.86	82 / 100	Q4
3M	-7.34%	-4.89%	-2.45	81 / 97	Q4
6M	-6.82%	+3.08%	-9.90	76 / 89	Q4
YTD	-7.11%	-1.15%	-5.96	81 / 90	Q4
1Y	-4.97%	+22.24%	-27.21	68 / 77	Q4
2Y	-1.58%	+18.69%	-20.27	47 / 50	Q4
3Y	+1.01%	+15.32%	-14.31	36 / 41	Q4
4Y	+1.56%	+11.96%	-10.40	30 / 35	Q4
5Y	+0.86%	+8.32%	-7.46	24 / 27	Q4
7Y	+1.37%	+10.07%	-8.70	18 / 18	Q4
10Y	+2.17%	+8.25%	-6.08	14 / 17	Q4
Inception	+3.12%	+11.30%	-8.18	71 / 100	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-7.11%	+3.46%	-10.57	80 / 85
2025	+4.15%	+34.91%	-30.76	39 / 55
2024	+2.94%	+12.37%	-9.43	38 / 42
2023	+5.51%	+13.03%	-7.52	35 / 41
2022	-2.70%	+2.29%	-4.99	25 / 29
2021	+3.93%	+7.04%	-3.11	19 / 28
2020	+2.23%	+12.72%	-10.49	18 / 19
2019	+4.88%	+9.51%	-4.64	14 / 18
2018	+0.97%	+1.67%	-0.70	8 / 18
2017	+4.17%	+7.26%	-3.09	11 / 17
2016	+3.00%	+6.52%	-3.51	12 / 17

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.55%

187 windows

min -6.0% · max 11.1%

86% positive

3-Year rolling

+3.53%

163 windows

min -0.3% · max 7.2%

99% positive

5-Year rolling

+3.39%

138 windows

min 0.9% · max 5.6%

100% positive

7-Year rolling

+3.33%

114 windows

min 1.4% · max 4.9%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

6.00%

3-year · annualised

Sharpe ratio

-0.89

vs risk-free 6.5%

Sortino ratio

-1.00

Downside-only deviation

Max drawdown

-9.26%

Feb 2026 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Fund of Funds - Domestic

Scheme	Fund house	NAV	As of
HDFC Diversified Equity All Cap Active FOF - IDCW - Regular Plan	HDFC	₹9.5833	3 Jun 2026
Nippon India Income Plus Arbitrage Active Fund of Fund - Regular Plan- IDCW Payout	Nippon India	₹10.4558	3 Jun 2026
SBI Gold Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹45.0142	3 Jun 2026
Invesco India Gold ETF Fund of Fund - Regular Plan - IDCW (Payout / Reinvestment)	Invesco	₹42.9749	3 Jun 2026
Bandhan Aggressive Hybrid Passive FOF - Regular Plan - IDCW	Bandhan	₹26.3543	3 Jun 2026
Quantum Diversified Equity All Cap Active FOF - Regular Plan IDCW	Quantum	₹80.0140	2 Jun 2026
Aditya Birla Sun Life Gold Fund-REGULAR - IDCW	Aditya Birla Sun Life	₹44.7132	3 Jun 2026
Motilal Oswal Gold and Silver Passive Fund of Funds(Regular Plan)	Motilal Oswal	₹32.1843	3 Jun 2026
Mirae Asset BSE 200 Equal Weight ETF Fund of Fund - Regular Plan - IDCW	Mirae Asset	₹11.2810	3 Jun 2026
Kotak Income Plus Arbitrage Omni FOF-Regular Plan-IDCW	Kotak	₹12.8701	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹16.5090
2 Jun 2026	₹16.5290
1 Jun 2026	₹16.5161
31 May 2026	₹16.5478
29 May 2026	₹16.5457
27 May 2026	₹16.5867
26 May 2026	₹16.5921
25 May 2026	₹16.6082
22 May 2026	₹16.5325
21 May 2026	₹16.5207

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Bandhan Conservative Hybrid Passive FOF - Regular Plan - IDCW is ₹16.5090. It's a Fund of Funds - Domestic from Bandhan, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Bandhan Conservative Hybrid Passive FOF - Regular Plan - IDCW has NAV history starting from 15 Feb 2010, a track record of about 16 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Bandhan Conservative Hybrid Passive FOF - Regular Plan - IDCW is managed by Bandhan. It's classified by AMFI under the 'Fund of Funds - Domestic' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Bandhan Conservative Hybrid Passive FOF - Regular Plan - IDCW has delivered a absolute return of -4.97% — -27.21 pp behind the Fund of Funds - Domestic category average of 22.24%. The fund ranks #68 of 77 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Bandhan Conservative Hybrid Passive FOF - Regular Plan - IDCW has delivered a CAGR of 1.01% — -14.31 pp behind the Fund of Funds - Domestic category average of 15.32%. The fund ranks #36 of 41 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Bandhan Conservative Hybrid Passive FOF - Regular Plan - IDCW has delivered a CAGR of 0.86% — -7.46 pp behind the Fund of Funds - Domestic category average of 8.32%. The fund ranks #24 of 27 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Bandhan Conservative Hybrid Passive FOF - Regular Plan - IDCW exactly 10 years ago would be worth approximately ₹123,928 today — a multiplier of 1.24×, based on the 10-year CAGR of 2.17%. The category average over the same window would have grown ₹1 lakh to ₹220,889.

A ₹10,000 monthly SIP in Bandhan Conservative Hybrid Passive FOF - Regular Plan - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹600,599 today. That's an XIRR (money-weighted annualised return) of 0.04%.

A ₹10,000 monthly SIP for 10 years in Bandhan Conservative Hybrid Passive FOF - Regular Plan - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,284,829 (multiplier 1.07×). XIRR: 1.35%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Bandhan Conservative Hybrid Passive FOF - Regular Plan - IDCW ranks #24 out of 27 funds in the Fund of Funds - Domestic category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 8.32%; this fund delivered 0.86%.

The worst peak-to-trough decline Bandhan Conservative Hybrid Passive FOF - Regular Plan - IDCW has experienced over the last 5-year window is 9.26% — its NAV fell from a high on 18 Feb 2026 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Bandhan Conservative Hybrid Passive FOF - Regular Plan - IDCW averaged 3.39% (best 5.65%, worst 0.86%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.99 — negative risk-adjusted performance.

In calendar year 2025, Bandhan Conservative Hybrid Passive FOF - Regular Plan - IDCW returned 4.15% — lagging the Fund of Funds - Domestic category average of 34.91% by 30.76 pp. It ranked #39 of 55 in its category that year.

Bandhan Conservative Hybrid Passive FOF - Regular Plan - IDCW doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Bandhan Conservative Hybrid Passive FOF - Regular Plan - IDCW is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 9.3%. 5-year CAGR: 0.86%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.