Should I invest in Bandhan Conservative Hybrid Passive FOF?

We don't give personal investment advice. Bandhan Conservative Hybrid Passive FOF - Direct Plan - IDCW is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 10.0%. 5-year CAGR: 1.33%.

Bandhan

Bandhan Conservative Hybrid Passive FOF - Direct Plan - IDCW

Latest NAV

₹17.6731

As of

17 Jul 2026

3,219 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.01%	-0.15%	+0.14	71 / 125	Q3
1W	+0.02%	-4.47%	+4.48	24 / 130	Q1
2W	+0.13%	-5.11%	+5.24	23 / 130	Q1
1M	+0.82%	-5.39%	+6.21	39 / 130	Q2
3M	+1.16%	-4.67%	+5.83	72 / 130	Q3
6M	-5.02%	-5.19%	+0.17	99 / 122	Q4
YTD	-5.16%	-2.99%	-2.17	107 / 120	Q4
1Y	-4.86%	+12.27%	-17.13	101 / 111	Q4
2Y	-1.94%	+6.29%	-8.23	69 / 84	Q4
3Y	+0.93%	+6.43%	-5.50	63 / 73	Q4
4Y	+1.94%	+5.33%	-3.39	58 / 68	Q4
5Y	+1.33%	-0.23%	+1.56	48 / 55	Q4
7Y	+2.13%	-3.52%	+5.65	29 / 38	Q4
10Y	+2.58%	-6.57%	+9.15	25 / 34	Q3
Inception	+3.11%	+8.45%	-5.34	103 / 130	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-5.16%	+1.22%	-6.38	106 / 114
2025	+2.09%	+30.86%	-28.77	63 / 83
2024	+3.46%	+13.06%	-9.60	63 / 69
2023	+6.07%	+14.87%	-8.80	59 / 68
2022	-2.09%	-5.59%	+3.50	47 / 59
2021	+4.58%	+10.93%	-6.36	32 / 51
2020	+2.91%	+10.64%	-7.72	30 / 39
2019	+5.66%	+9.45%	-3.79	25 / 34
2018	+1.78%	+1.74%	+0.04	17 / 35
2017	+4.75%	+9.33%	-4.58	20 / 32
2016	+3.49%	+7.23%	-3.74	22 / 31

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.54%

151 windows

min -6.8% · max 10.2%

83% positive

3-Year rolling

+3.50%

126 windows

min 0.8% · max 5.6%

100% positive

5-Year rolling

+3.41%

102 windows

min 1.1% · max 5.3%

100% positive

7-Year rolling

+3.40%

78 windows

min 1.7% · max 4.5%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

5.04%

3-year · annualised

Sharpe ratio

-1.08

vs risk-free 6.5%

Sortino ratio

-1.38

Downside-only deviation

Max drawdown

-9.97%

Sep 2024 → Mar 2026

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Fund of Funds - Domestic

Scheme	Fund house	NAV	As of
HDFC Diversified Equity All Cap Active FOF - IDCW - Direct Plan	HDFC	₹10.2128	17 Jul 2026
Nippon India Diversified Equity Flexicap Passive FoF- DIRECT Plan - IDCW Option	Nippon India	₹21.4179	17 Jul 2026
SBI Dynamic Asset Allocation Active FoF- Direct Plan- Income Cum Distribution Capital Withdrawal Option	SBI	₹10.3233	17 Jul 2026
ICICI Prudential BSE 500 ETF FOF - Direct Plan - IDCW	ICICI Prudential	₹15.9520	17 Jul 2026
Invesco India Gold ETF Fund of Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹40.6301	17 Jul 2026
Bandhan Aggressive Hybrid Passive FOF - Direct Plan - IDCW	Bandhan	₹36.8685	17 Jul 2026
Aditya Birla Sun Life Aggressive Hybrid Omni FOF- Direct - IDCW	Aditya Birla Sun Life	₹42.7073	17 Jul 2026
Motilal Oswal Gold and Silver Passive Fund of Funds(Direct Plan)	Motilal Oswal	₹28.6857	17 Jul 2026
Franklin India Dynamic Asset Allocation Active Fund of funds - Direct - IDCW	Franklin India	₹49.0060	17 Jul 2026
Mirae Asset BSE 200 Equal Weight ETF Fund of Fund - Direct Plan - IDCW	Mirae Asset	₹11.7230	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹17.6731
16 Jul 2026	₹17.6749
15 Jul 2026	₹17.6545
14 Jul 2026	₹17.6255
13 Jul 2026	₹17.6554
10 Jul 2026	₹17.6697
9 Jul 2026	₹17.6252
8 Jul 2026	₹17.6044
7 Jul 2026	₹17.6707
6 Jul 2026	₹17.6742

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Bandhan Conservative Hybrid Passive FOF - Direct Plan - IDCW is ₹17.6731. It's a Fund of Funds - Domestic from Bandhan, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Bandhan Conservative Hybrid Passive FOF - Direct Plan - IDCW has NAV history starting from 22 Mar 2013, a track record of about 13 years 3 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Bandhan Conservative Hybrid Passive FOF - Direct Plan - IDCW is managed by Bandhan. It's classified by AMFI under the 'Fund of Funds - Domestic' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Bandhan Conservative Hybrid Passive FOF - Direct Plan - IDCW has delivered a absolute return of -4.86% — -17.13 pp behind the Fund of Funds - Domestic category average of 12.27%. The fund ranks #101 of 111 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Bandhan Conservative Hybrid Passive FOF - Direct Plan - IDCW has delivered a CAGR of 0.93% — -5.5 pp behind the Fund of Funds - Domestic category average of 6.43%. The fund ranks #63 of 73 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Bandhan Conservative Hybrid Passive FOF - Direct Plan - IDCW has delivered a CAGR of 1.33% — +1.56 pp ahead of the Fund of Funds - Domestic category average of -0.23%. The fund ranks #48 of 55 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Bandhan Conservative Hybrid Passive FOF - Direct Plan - IDCW exactly 10 years ago would be worth approximately ₹128,965 today — a multiplier of 1.29×, based on the 10-year CAGR of 2.58%. The category average over the same window would have grown ₹1 lakh to ₹50,679.

A ₹10,000 monthly SIP in Bandhan Conservative Hybrid Passive FOF - Direct Plan - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹604,555 today. That's an XIRR (money-weighted annualised return) of 0.30%.

A ₹10,000 monthly SIP for 10 years in Bandhan Conservative Hybrid Passive FOF - Direct Plan - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,311,962 (multiplier 1.09×). XIRR: 1.76%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Bandhan Conservative Hybrid Passive FOF - Direct Plan - IDCW ranks #48 out of 55 funds in the Fund of Funds - Domestic category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is -0.23%; this fund delivered 1.33%.

The worst peak-to-trough decline Bandhan Conservative Hybrid Passive FOF - Direct Plan - IDCW has experienced over the last 5-year window is 9.97% — its NAV fell from a high on 26 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Bandhan Conservative Hybrid Passive FOF - Direct Plan - IDCW averaged 3.41% (best 5.34%, worst 1.09%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -1.06 — negative risk-adjusted performance.

In calendar year 2025, Bandhan Conservative Hybrid Passive FOF - Direct Plan - IDCW returned 2.09% — lagging the Fund of Funds - Domestic category average of 30.86% by 28.77 pp. It ranked #63 of 83 in its category that year.

Bandhan Conservative Hybrid Passive FOF - Direct Plan - IDCW doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Bandhan Conservative Hybrid Passive FOF - Direct Plan - IDCW is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 10.0%. 5-year CAGR: 1.33%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Bandhan Conservative Hybrid Passive FOF - Direct Plan - IDCW

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Fund of Funds - Domestic

Recent NAVs

Frequently asked questions

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