Should I invest in Bajaj Finserv Money Market Fund?

We don't give personal investment advice. Bajaj Finserv Money Market Fund-Regular Plan-Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

Bajaj Finserv

Bajaj Finserv Money Market Fund-Regular Plan-Growth

Latest NAV

₹1,219.3981

As of

17 Jul 2026

718 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.05%	+0.05%	0.00	9 / 15	Q3
1W	+0.07%	+0.07%	-0.01	13 / 15	Q4
2W	+0.06%	+0.07%	-0.01	11 / 15	Q3
1M	+0.61%	+0.62%	-0.01	11 / 15	Q3
3M	+1.41%	+1.45%	-0.04	11 / 15	Q3
6M	+3.01%	+3.09%	-0.08	12 / 15	Q4
YTD	+3.11%	+3.19%	-0.08	11 / 14	Q4
1Y	+5.61%	+5.84%	-0.24	12 / 13	Q4
2Y	+6.64%	+6.73%	-0.10	8 / 12	Q3
3Y	+6.80%	+6.79%	+0.01	8 / 12	Q3
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+6.85%	+5.84%	+1.02	3 / 15	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.11%	+3.19%	-0.08	11 / 14
2025	+6.86%	+6.97%	-0.11	8 / 12
2024	+7.12%	+7.09%	+0.03	8 / 12
2023	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.92%

25 windows

min 5.5% · max 7.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

—

Insufficient history

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.54%

3-year · annualised

Sharpe ratio

0.18

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.14%

May 2026 → May 2026

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Money Market Fund

Scheme	Fund house	NAV	As of
Invesco India Money Market Fund - Regular - Growth	Invesco	₹2,846.7898	17 Jul 2026
Mirae Asset Money Market Fund Regular Growth	Mirae Asset	₹1,341.6432	17 Jul 2026
Edelweiss Money Market Fund - Regular Plan - Growth Option	Edelweiss	₹30.2004	17 Jul 2026
HSBC Money Market Fund - Regular Growth	HSBC	₹28.1473	17 Jul 2026
Baroda BNP Paribas Money Market Fund-Regular Plan - Growth	Baroda BNP Paribas	₹1,470.6523	17 Jul 2026
PGIM India Money Market Fund - Regular Plan - Growth Option	PGIM India	₹1,412.6456	17 Jul 2026
Axis Money Market Fund - Regular Plan - Growth Option	Axis	₹1,528.3815	17 Jul 2026
Bank of India Money Market Fund - Regular - Growth	Bank of India	₹10.9854	17 Jul 2026
Groww Money Market Fund Regular Growth	Groww	₹10.3377	17 Jul 2026
LIC MF Money Market Fund-Regular Plan-Growth	LIC	₹1,268.8521	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹1,219.3981
16 Jul 2026	₹1,218.7863
15 Jul 2026	₹1,218.2691
14 Jul 2026	₹1,218.1144
13 Jul 2026	₹1,218.8556
10 Jul 2026	₹1,218.5773
9 Jul 2026	₹1,218.3540
8 Jul 2026	₹1,217.7585
7 Jul 2026	₹1,218.3688
6 Jul 2026	₹1,219.0690

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Bajaj Finserv Money Market Fund-Regular Plan-Growth is ₹1,219.3981. It's a Money Market Fund from Bajaj Finserv, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Bajaj Finserv Money Market Fund-Regular Plan-Growth has NAV history starting from 26 Jul 2023, a track record of about 2 years 11 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Bajaj Finserv Money Market Fund-Regular Plan-Growth is managed by Bajaj Finserv. It's classified by AMFI under the 'Money Market Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Bajaj Finserv Money Market Fund-Regular Plan-Growth has delivered a absolute return of 5.61% — -0.24 pp behind the Money Market Fund category average of 5.84%. The fund ranks #12 of 13 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Bajaj Finserv Money Market Fund-Regular Plan-Growth has delivered a CAGR of 6.80% — +0.01 pp ahead of the Money Market Fund category average of 6.79%. The fund ranks #8 of 12 in its category — the third (Q3) quartile.

Bajaj Finserv Money Market Fund-Regular Plan-Growth doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Bajaj Finserv Money Market Fund-Regular Plan-Growth exactly 3 years ago would be worth approximately ₹121,815 today — a multiplier of 1.22×, based on the 3-year CAGR of 6.80%. The category average over the same window would have grown ₹1 lakh to ₹121,788.

A ₹10,000 monthly SIP in Bajaj Finserv Money Market Fund-Regular Plan-Growth over the last 1 year — total invested ₹120,000 — would be worth ₹123,789 today. That's an XIRR (money-weighted annualised return) of 5.90%.

Bajaj Finserv Money Market Fund-Regular Plan-Growth doesn't yet have 10 years of NAVs. Over the longest available window (1-year SIP), ₹10,000/month would have grown to ₹123,789 — XIRR 5.90%.

On a 3-year basis, Bajaj Finserv Money Market Fund-Regular Plan-Growth ranks #8 out of 12 funds in the Money Market Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 6.79%; this fund delivered 6.80%.

The worst peak-to-trough decline Bajaj Finserv Money Market Fund-Regular Plan-Growth has experienced over the last 3-year window is 0.14% — its NAV fell from a high on 11 May 2026 to a low on 21 May 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

The 3-year Sharpe ratio is 0.18 — weak risk-adjusted performance.

In calendar year 2025, Bajaj Finserv Money Market Fund-Regular Plan-Growth returned 6.86% — lagging the Money Market Fund category average of 6.97% by 0.11 pp. It ranked #8 of 12 in its category that year.

Bajaj Finserv Money Market Fund-Regular Plan-Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Bajaj Finserv Money Market Fund-Regular Plan-Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Bajaj Finserv Money Market Fund-Regular Plan-Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Money Market Fund

Recent NAVs

Frequently asked questions

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