Should I invest in BAJAJ FINSERV CONSUMPTION FUND - DIRECT?

We don't give personal investment advice. BAJAJ FINSERV CONSUMPTION FUND - DIRECT - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Bajaj Finserv

BAJAJ FINSERV CONSUMPTION FUND - DIRECT - IDCW

Latest NAV

₹9.5060

As of

17 Jul 2026

400 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.02%	-0.04%	+0.02	134 / 249	Q3
1W	-0.11%	-0.15%	+0.05	116 / 249	Q2
2W	+0.18%	-0.61%	+0.79	126 / 251	Q3
1M	+3.55%	+1.14%	+2.41	57 / 251	Q1
3M	+5.02%	+3.90%	+1.12	104 / 251	Q2
6M	+1.95%	+2.59%	-0.64	127 / 243	Q3
YTD	-0.95%	+0.68%	-1.63	139 / 241	Q3
1Y	-3.41%	+2.39%	-5.80	176 / 229	Q4
2Y	—	—	—	—	—
3Y	—	—	—	—	—
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	-3.62%	+10.06%	-13.68	246 / 251	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.95%	+1.51%	-2.46	138 / 237
2025	-4.99%	+1.49%	-6.48	162 / 204
2024	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

-3.63%

8 windows

min -7.7% · max 4.0%

13% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

—

Insufficient history

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - IDCW Option - Direct Plan	HDFC	₹17.4480	17 Jul 2026
NIPPON INDIA - JAPAN EQUITY FUND - DIRECT Plan - IDCW Option	Nippon India	₹30.5463	17 Jul 2026
SBI Automotive Opportunities Fund - Direct Plan - Income Distribution Cum Capital Withdrawal Option	SBI	₹12.5864	17 Jul 2026
ICICI Prudential Banking and Financial Services Fund - Direct Plan - IDCW	ICICI Prudential	₹70.0600	17 Jul 2026
Invesco India Business Cycle Fund - Direct Plan - IDCW	Invesco	₹14.5200	17 Jul 2026
Bandhan Business Cycle Fund - Direct Plan - IDCW	Bandhan	₹10.1960	17 Jul 2026
quant BFSI Fund - IDCW Option - Direct Plan	Quant	₹22.0968	17 Jul 2026
Aditya Birla Sun Life Banking and Financial Services Fund - DIRECT - IDCW	Aditya Birla Sun Life	₹32.1000	17 Jul 2026
Motilal Oswal Active Momentum Fund- Direct-IDCW	Motilal Oswal	₹13.5239	17 Jul 2026
Franklin India Multi-Factor Fund- Direct- IDCW	Franklin India	₹9.6426	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹9.5060
16 Jul 2026	₹9.5080
15 Jul 2026	₹9.4980
14 Jul 2026	₹9.4510
13 Jul 2026	₹9.5090
10 Jul 2026	₹9.5160
9 Jul 2026	₹9.4560
8 Jul 2026	₹9.3720
7 Jul 2026	₹9.5120
6 Jul 2026	₹9.5500

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of BAJAJ FINSERV CONSUMPTION FUND - DIRECT - IDCW is ₹9.5060. It's a Sectoral/Thematic Fund from Bajaj Finserv, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

BAJAJ FINSERV CONSUMPTION FUND - DIRECT - IDCW has NAV history starting from 03 Dec 2024, a track record of about 1 year 7 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

BAJAJ FINSERV CONSUMPTION FUND - DIRECT - IDCW is managed by Bajaj Finserv. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BAJAJ FINSERV CONSUMPTION FUND - DIRECT - IDCW has delivered a absolute return of -3.41% — -5.8 pp behind the Sectoral/Thematic Fund category average of 2.39%. The fund ranks #176 of 229 in its category — the bottom (Q4) quartile.

BAJAJ FINSERV CONSUMPTION FUND - DIRECT - IDCW doesn't have a complete 3-year window yet (we need at least 3 year of NAVs). Check the shorter-window returns above.

BAJAJ FINSERV CONSUMPTION FUND - DIRECT - IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

BAJAJ FINSERV CONSUMPTION FUND - DIRECT - IDCW doesn't yet have a 3-year CAGR on file, so a ₹1 lakh growth projection isn't reliable.

A ₹10,000 monthly SIP in BAJAJ FINSERV CONSUMPTION FUND - DIRECT - IDCW over the last 1 year — total invested ₹120,000 — would be worth ₹121,313 today. That's an XIRR (money-weighted annualised return) of 2.03%.

BAJAJ FINSERV CONSUMPTION FUND - DIRECT - IDCW doesn't yet have 10 years of NAVs. Over the longest available window (1-year SIP), ₹10,000/month would have grown to ₹121,313 — XIRR 2.03%.

BAJAJ FINSERV CONSUMPTION FUND - DIRECT - IDCW doesn't yet have a peer rank on file — typically because its category set is too small or it lacks the required NAV history. Compare manually using the returns table above.

BAJAJ FINSERV CONSUMPTION FUND - DIRECT - IDCW doesn't have a computed drawdown figure yet.

Consistency stats for BAJAJ FINSERV CONSUMPTION FUND - DIRECT - IDCW need at least 3 years of NAVs to compute. They'll populate automatically once the fund has enough history.

In calendar year 2025, BAJAJ FINSERV CONSUMPTION FUND - DIRECT - IDCW returned -4.99% — lagging the Sectoral/Thematic Fund category average of 1.49% by 6.48 pp. It ranked #162 of 204 in its category that year.

BAJAJ FINSERV CONSUMPTION FUND - DIRECT - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. BAJAJ FINSERV CONSUMPTION FUND - DIRECT - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

BAJAJ FINSERV CONSUMPTION FUND - DIRECT - IDCW

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Peers in Sectoral/Thematic Fund

Recent NAVs

Frequently asked questions

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