Should I invest in BAJAJ FINSERV CONSUMPTION FUND - DIRECT?

We don't give personal investment advice. BAJAJ FINSERV CONSUMPTION FUND - DIRECT - GROWTH is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Bajaj Finserv

BAJAJ FINSERV CONSUMPTION FUND - DIRECT - GROWTH

Latest NAV

₹8.9020

As of

3 Jun 2026

369 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.73%	+0.27%	+0.46	41 / 258	Q1
1W	-0.30%	-1.34%	+1.04	41 / 258	Q1
2W	+0.46%	+0.04%	+0.43	113 / 259	Q2
1M	-1.60%	-0.39%	-1.21	176 / 259	Q3
3M	+0.31%	+2.19%	-1.88	149 / 257	Q3
6M	-8.62%	-1.09%	-7.52	211 / 247	Q4
YTD	-7.05%	-1.30%	-5.75	183 / 247	Q3
1Y	-6.27%	+5.02%	-11.29	211 / 230	Q4
2Y	—	—	—	—	—
3Y	—	—	—	—	—
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	-7.92%	+10.45%	-18.36	254 / 259	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-7.05%	-0.94%	-6.12	181 / 244
2025	-4.99%	+4.41%	-9.39	186 / 208
2024	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

-4.75%

7 windows

min -8.9% · max 2.6%

14% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

—

Insufficient history

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option - Direct Plan	HDFC	₹18.0340	3 Jun 2026
Nippon India Active Momentum Fund-Direct Plan - Growth Option	Nippon India	₹12.1791	3 Jun 2026
SBI Automotive Opportunities Fund - Direct Plan - Growth	SBI	₹11.7563	3 Jun 2026
ICICI Prudential Active Momentum Fund - Direct Plan - Growth	ICICI Prudential	₹10.6800	3 Jun 2026
Invesco India Business Cycle Fund - Direct Plan - Growth	Invesco	₹13.3000	3 Jun 2026
Bandhan Business Cycle Fund - Direct Plan - Growth	Bandhan	₹9.6290	3 Jun 2026
quant BFSI Fund - Growth Option - Direct Plan	Quant	₹20.2506	3 Jun 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - DIRECT PLAN - GROWTH OPTION	Quantum	₹23.5100	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹66.7400	3 Jun 2026
Motilal Oswal Active Momentum Fund- Direct-Growth	Motilal Oswal	₹13.3284	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹8.9020
2 Jun 2026	₹8.9200
1 Jun 2026	₹8.8550
29 May 2026	₹8.9240
27 May 2026	₹8.9960
26 May 2026	₹8.9470
25 May 2026	₹8.9550
22 May 2026	₹8.8960
21 May 2026	₹8.9200
20 May 2026	₹8.8960

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of BAJAJ FINSERV CONSUMPTION FUND - DIRECT - GROWTH is ₹8.9020. It's a Sectoral/Thematic Fund from Bajaj Finserv, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

BAJAJ FINSERV CONSUMPTION FUND - DIRECT - GROWTH has NAV history starting from 03 Dec 2024, a track record of about 1 year 6 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

BAJAJ FINSERV CONSUMPTION FUND - DIRECT - GROWTH is managed by Bajaj Finserv. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BAJAJ FINSERV CONSUMPTION FUND - DIRECT - GROWTH has delivered a absolute return of -6.27% — -11.29 pp behind the Sectoral/Thematic Fund category average of 5.02%. The fund ranks #211 of 230 in its category — the bottom (Q4) quartile.

BAJAJ FINSERV CONSUMPTION FUND - DIRECT - GROWTH doesn't have a complete 3-year window yet (we need at least 3 year of NAVs). Check the shorter-window returns above.

BAJAJ FINSERV CONSUMPTION FUND - DIRECT - GROWTH doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

BAJAJ FINSERV CONSUMPTION FUND - DIRECT - GROWTH doesn't yet have a 3-year CAGR on file, so a ₹1 lakh growth projection isn't reliable.

A ₹10,000 monthly SIP in BAJAJ FINSERV CONSUMPTION FUND - DIRECT - GROWTH over the last 1 year — total invested ₹120,000 — would be worth ₹114,138 today. That's an XIRR (money-weighted annualised return) of -8.91%.

BAJAJ FINSERV CONSUMPTION FUND - DIRECT - GROWTH doesn't yet have 10 years of NAVs. Over the longest available window (1-year SIP), ₹10,000/month would have grown to ₹114,138 — XIRR -8.91%.

BAJAJ FINSERV CONSUMPTION FUND - DIRECT - GROWTH doesn't yet have a peer rank on file — typically because its category set is too small or it lacks the required NAV history. Compare manually using the returns table above.

BAJAJ FINSERV CONSUMPTION FUND - DIRECT - GROWTH doesn't have a computed drawdown figure yet.

Consistency stats for BAJAJ FINSERV CONSUMPTION FUND - DIRECT - GROWTH need at least 3 years of NAVs to compute. They'll populate automatically once the fund has enough history.

In calendar year 2025, BAJAJ FINSERV CONSUMPTION FUND - DIRECT - GROWTH returned -4.99% — lagging the Sectoral/Thematic Fund category average of 4.41% by 9.39 pp. It ranked #186 of 208 in its category that year.

BAJAJ FINSERV CONSUMPTION FUND - DIRECT - GROWTH is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. BAJAJ FINSERV CONSUMPTION FUND - DIRECT - GROWTH is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

BAJAJ FINSERV CONSUMPTION FUND - DIRECT - GROWTH

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Peers in Sectoral/Thematic Fund

Recent NAVs

Frequently asked questions

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