Should I invest in Axis Equity Savings Fund - Quarterly IDCW?

We don't give personal investment advice. Axis Equity Savings Fund - Regular Plan - Quarterly IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.9%. 5-year CAGR: -1.25%.

Axis

Axis Equity Savings Fund - Regular Plan - Quarterly IDCW

Latest NAV

₹11.5400

As of

3 Jun 2026

2,661 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.09%	0.00%	+0.09	5 / 31	Q1
1W	-0.60%	-0.52%	-0.08	21 / 31	Q3
2W	+0.00%	-0.20%	+0.20	7 / 31	Q1
1M	-0.43%	-0.36%	-0.07	13 / 31	Q2
3M	-2.94%	-0.98%	-1.97	27 / 31	Q4
6M	-5.95%	-2.07%	-3.88	25 / 31	Q4
YTD	-4.15%	-2.02%	-2.13	25 / 31	Q4
1Y	-6.94%	+0.21%	-7.15	29 / 30	Q4
2Y	-4.49%	+1.92%	-6.41	28 / 29	Q4
3Y	+0.09%	+4.84%	-4.75	26 / 28	Q4
4Y	-0.45%	+4.52%	-4.97	22 / 24	Q4
5Y	-1.25%	+3.63%	-4.88	21 / 24	Q4
7Y	+0.71%	+4.64%	-3.93	22 / 24	Q4
10Y	+1.27%	+3.33%	-2.06	11 / 12	Q4
Inception	+1.32%	+4.74%	-3.43	29 / 31	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.15%	-2.62%	-1.53	23 / 29
2025	-3.69%	+1.74%	-5.43	24 / 27
2024	+2.13%	+7.43%	-5.30	21 / 28
2023	+6.18%	+8.86%	-2.68	14 / 26
2022	-8.98%	-1.13%	-7.84	23 / 24
2021	+5.18%	+8.85%	-3.67	23 / 25
2020	+11.37%	+9.17%	+2.20	7 / 25
2019	+0.94%	+4.21%	-3.26	18 / 23
2018	-1.67%	-2.76%	+1.09	4 / 16
2017	+6.52%	+8.69%	-2.16	12 / 14
2016	+0.40%	+3.35%	-2.95	7 / 8

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+2.17%

120 windows

min -13.8% · max 27.3%

57% positive

3-Year rolling

+1.94%

95 windows

min -4.9% · max 7.9%

84% positive

5-Year rolling

+2.43%

71 windows

min -1.3% · max 5.1%

93% positive

7-Year rolling

+1.97%

47 windows

min 0.7% · max 2.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

6.27%

3-year · annualised

Sharpe ratio

-0.99

vs risk-free 6.5%

Sortino ratio

-1.34

Downside-only deviation

Max drawdown

-15.20%

Sep 2024 → Mar 2026

% positive months

52.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Equity Savings Fund

Scheme	Fund house	NAV	As of
SBI Equity Savings Fund - Regular Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹22.5225	3 Jun 2026
Invesco India Equity Savings Fund - Regular Plan - IDCW (Payout / Reinvestment)	Invesco	₹16.2477	3 Jun 2026
BANDHAN Equity Savings Fund - Regular Plan -Annual IDCW	Bandhan	₹12.3290	3 Jun 2026
quant Equity Savings Fund - IDCW Option - Regular Plan	Quant	₹10.3253	3 Jun 2026
Aditya Birla Sun Life Equity Savings Fund - Regular - IDCW	Aditya Birla Sun Life	₹13.0500	3 Jun 2026
Mirae Asset Equity Savings Fund Regular IDCW	Mirae Asset	₹12.2450	3 Jun 2026
Kotak Equity Savings Fund - Regular - Monthly Payout of Income Distribution cum capital withdrawal option	Kotak	₹19.6748	3 Jun 2026
Edelweiss Equity Savings Fund - Regular Plan - IDCW Option	Edelweiss	₹18.1949	3 Jun 2026
DSP Equity Savings Fund - Regular Plan - IDCW	DSP	₹11.9260	3 Jun 2026
HSBC Equity Savings Fund - Regular Monthly IDCW	HSBC	₹15.3237	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹11.5400
2 Jun 2026	₹11.5400
1 Jun 2026	₹11.5300
31 May 2026	₹11.5500
29 May 2026	₹11.5500
27 May 2026	₹11.6000
26 May 2026	₹11.6100
25 May 2026	₹11.6200
22 May 2026	₹11.5500
21 May 2026	₹11.5400

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Axis Equity Savings Fund - Regular Plan - Quarterly IDCW is ₹11.5400. It's a Equity Savings Fund from Axis, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Axis Equity Savings Fund - Regular Plan - Quarterly IDCW has NAV history starting from 20 Aug 2015, a track record of about 10 years 9 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Axis Equity Savings Fund - Regular Plan - Quarterly IDCW is managed by Axis. It's classified by AMFI under the 'Equity Savings Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Axis Equity Savings Fund - Regular Plan - Quarterly IDCW has delivered a absolute return of -6.94% — -7.15 pp behind the Equity Savings Fund category average of 0.21%. The fund ranks #29 of 30 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Axis Equity Savings Fund - Regular Plan - Quarterly IDCW has delivered a CAGR of 0.09% — -4.75 pp behind the Equity Savings Fund category average of 4.84%. The fund ranks #26 of 28 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Axis Equity Savings Fund - Regular Plan - Quarterly IDCW has delivered a CAGR of -1.25% — -4.88 pp behind the Equity Savings Fund category average of 3.63%. The fund ranks #21 of 24 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Axis Equity Savings Fund - Regular Plan - Quarterly IDCW exactly 10 years ago would be worth approximately ₹113,471 today — a multiplier of 1.13×, based on the 10-year CAGR of 1.27%. The category average over the same window would have grown ₹1 lakh to ₹138,814.

A ₹10,000 monthly SIP in Axis Equity Savings Fund - Regular Plan - Quarterly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹573,316 today. That's an XIRR (money-weighted annualised return) of -1.79%.

A ₹10,000 monthly SIP for 10 years in Axis Equity Savings Fund - Regular Plan - Quarterly IDCW = ₹1,200,000 invested. It would currently be worth ₹1,217,525 (multiplier 1.01×). XIRR: 0.29%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Axis Equity Savings Fund - Regular Plan - Quarterly IDCW ranks #21 out of 24 funds in the Equity Savings Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 3.63%; this fund delivered -1.25%.

The worst peak-to-trough decline Axis Equity Savings Fund - Regular Plan - Quarterly IDCW has experienced over the last 5-year window is 16.95% — its NAV fell from a high on 23 Sep 2021 to a low on 28 Mar 2023. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Axis Equity Savings Fund - Regular Plan - Quarterly IDCW averaged 2.43% (best 5.09%, worst -1.25%). 93% of rolling windows ended positive. The 5-year Sharpe ratio is -1.03 — negative risk-adjusted performance.

In calendar year 2025, Axis Equity Savings Fund - Regular Plan - Quarterly IDCW returned -3.69% — lagging the Equity Savings Fund category average of 1.74% by 5.43 pp. It ranked #24 of 27 in its category that year.

Axis Equity Savings Fund - Regular Plan - Quarterly IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Axis Equity Savings Fund - Regular Plan - Quarterly IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.9%. 5-year CAGR: -1.25%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.