Should I invest in Axis Equity Savings Fund - Monthly IDCW?

We don't give personal investment advice. Axis Equity Savings Fund - Regular Plan - Monthly IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.3%. 5-year CAGR: -1.80%.

Axis

Axis Equity Savings Fund - Regular Plan - Monthly IDCW

Latest NAV

₹10.9500

As of

3 Jun 2026

2,661 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.09%	0.00%	+0.09	3 / 31	Q1
1W	-0.55%	-0.52%	-0.02	12 / 31	Q2
2W	-0.82%	-0.20%	-0.61	29 / 31	Q4
1M	-1.26%	-0.36%	-0.90	30 / 31	Q4
3M	-3.01%	-0.98%	-2.03	28 / 31	Q4
6M	-6.17%	-2.07%	-4.10	27 / 31	Q4
YTD	-5.77%	-2.02%	-3.75	26 / 31	Q4
1Y	-7.36%	+0.21%	-7.57	30 / 30	Q4
2Y	-4.91%	+1.92%	-6.83	29 / 29	Q4
3Y	-0.69%	+4.84%	-5.53	28 / 28	Q4
4Y	-1.07%	+4.52%	-5.59	24 / 24	Q4
5Y	-1.80%	+3.63%	-5.42	24 / 24	Q4
7Y	+0.17%	+4.64%	-4.47	23 / 24	Q4
10Y	+0.74%	+3.33%	-2.59	12 / 12	Q4
Inception	+0.83%	+4.74%	-3.92	31 / 31	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-5.77%	-2.62%	-3.15	24 / 29
2025	-4.14%	+1.74%	-5.88	25 / 27
2024	+1.86%	+7.43%	-5.58	22 / 28
2023	+4.50%	+8.86%	-4.37	20 / 26
2022	-9.00%	-1.13%	-7.87	24 / 24
2021	+5.51%	+8.85%	-3.34	22 / 25
2020	+10.10%	+9.17%	+0.94	10 / 25
2019	+0.85%	+4.21%	-3.36	19 / 23
2018	-1.67%	-2.76%	+1.08	5 / 16
2017	+7.60%	+8.69%	-1.09	10 / 14
2016	-0.80%	+3.35%	-4.15	8 / 8

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+1.70%

120 windows

min -14.8% · max 27.3%

54% positive

3-Year rolling

+1.53%

95 windows

min -4.9% · max 7.6%

77% positive

5-Year rolling

+2.04%

71 windows

min -1.8% · max 4.8%

92% positive

7-Year rolling

+1.58%

47 windows

min 0.2% · max 2.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

5.35%

3-year · annualised

Sharpe ratio

-1.32

vs risk-free 6.5%

Sortino ratio

-1.66

Downside-only deviation

Max drawdown

-14.48%

Sep 2024 → Mar 2026

% positive months

47.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Equity Savings Fund

Scheme	Fund house	NAV	As of
SBI Equity Savings Fund - Regular Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹22.5225	3 Jun 2026
Invesco India Equity Savings Fund - Regular Plan - IDCW (Payout / Reinvestment)	Invesco	₹16.2477	3 Jun 2026
BANDHAN Equity Savings Fund - Regular Plan -Annual IDCW	Bandhan	₹12.3290	3 Jun 2026
quant Equity Savings Fund - IDCW Option - Regular Plan	Quant	₹10.3253	3 Jun 2026
Aditya Birla Sun Life Equity Savings Fund - Regular - IDCW	Aditya Birla Sun Life	₹13.0500	3 Jun 2026
Mirae Asset Equity Savings Fund Regular IDCW	Mirae Asset	₹12.2450	3 Jun 2026
Kotak Equity Savings Fund - Regular - Monthly Payout of Income Distribution cum capital withdrawal option	Kotak	₹19.6748	3 Jun 2026
Edelweiss Equity Savings Fund - Regular Plan - IDCW Option	Edelweiss	₹18.1949	3 Jun 2026
DSP Equity Savings Fund - Regular Plan - IDCW	DSP	₹11.9260	3 Jun 2026
HSBC Equity Savings Fund - Regular Monthly IDCW	HSBC	₹15.3237	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹10.9500
2 Jun 2026	₹10.9500
1 Jun 2026	₹10.9400
31 May 2026	₹10.9600
29 May 2026	₹10.9600
27 May 2026	₹11.0100
26 May 2026	₹11.0100
25 May 2026	₹11.1100
22 May 2026	₹11.0500
21 May 2026	₹11.0400

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Axis Equity Savings Fund - Regular Plan - Monthly IDCW is ₹10.9500. It's a Equity Savings Fund from Axis, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Axis Equity Savings Fund - Regular Plan - Monthly IDCW has NAV history starting from 20 Aug 2015, a track record of about 10 years 9 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Axis Equity Savings Fund - Regular Plan - Monthly IDCW is managed by Axis. It's classified by AMFI under the 'Equity Savings Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Axis Equity Savings Fund - Regular Plan - Monthly IDCW has delivered a absolute return of -7.36% — -7.57 pp behind the Equity Savings Fund category average of 0.21%. The fund ranks #30 of 30 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Axis Equity Savings Fund - Regular Plan - Monthly IDCW has delivered a CAGR of -0.69% — -5.53 pp behind the Equity Savings Fund category average of 4.84%. The fund ranks #28 of 28 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Axis Equity Savings Fund - Regular Plan - Monthly IDCW has delivered a CAGR of -1.80% — -5.42 pp behind the Equity Savings Fund category average of 3.63%. The fund ranks #24 of 24 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Axis Equity Savings Fund - Regular Plan - Monthly IDCW exactly 10 years ago would be worth approximately ₹107,670 today — a multiplier of 1.08×, based on the 10-year CAGR of 0.74%. The category average over the same window would have grown ₹1 lakh to ₹138,814.

A ₹10,000 monthly SIP in Axis Equity Savings Fund - Regular Plan - Monthly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹560,264 today. That's an XIRR (money-weighted annualised return) of -2.69%.

A ₹10,000 monthly SIP for 10 years in Axis Equity Savings Fund - Regular Plan - Monthly IDCW = ₹1,200,000 invested. It would currently be worth ₹1,177,678 (multiplier 0.98×). XIRR: -0.37%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Axis Equity Savings Fund - Regular Plan - Monthly IDCW ranks #24 out of 24 funds in the Equity Savings Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 3.63%; this fund delivered -1.80%.

The worst peak-to-trough decline Axis Equity Savings Fund - Regular Plan - Monthly IDCW has experienced over the last 5-year window is 16.29% — its NAV fell from a high on 18 Oct 2021 to a low on 28 Mar 2023. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Axis Equity Savings Fund - Regular Plan - Monthly IDCW averaged 2.04% (best 4.81%, worst -1.80%). 92% of rolling windows ended positive. The 5-year Sharpe ratio is -1.34 — negative risk-adjusted performance.

In calendar year 2025, Axis Equity Savings Fund - Regular Plan - Monthly IDCW returned -4.14% — lagging the Equity Savings Fund category average of 1.74% by 5.88 pp. It ranked #25 of 27 in its category that year.

Axis Equity Savings Fund - Regular Plan - Monthly IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Axis Equity Savings Fund - Regular Plan - Monthly IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.3%. 5-year CAGR: -1.80%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.