Should I invest in Axis Credit Risk Fund - Weekly IDCW?

We don't give personal investment advice. Axis Credit Risk Fund - Direct Plan - Weekly IDCW is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.2%. 5-year CAGR: 0.19%.

Axis

Axis Credit Risk Fund - Direct Plan - Weekly IDCW

Latest NAV

₹10.3439

As of

17 Jul 2026

2,903 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.04%	+0.03%	+0.01	14 / 37	Q2
1W	-0.17%	-0.01%	-0.16	36 / 37	Q4
2W	-0.32%	+0.00%	-0.33	37 / 37	Q4
1M	+0.31%	+0.19%	+0.12	21 / 37	Q3
3M	+0.28%	+1.16%	-0.88	26 / 37	Q3
6M	+0.61%	+1.67%	-1.06	22 / 37	Q3
YTD	+0.42%	+1.98%	-1.56	24 / 37	Q3
1Y	+0.43%	+3.50%	-3.07	23 / 37	Q3
2Y	+0.23%	+4.71%	-4.49	33 / 37	Q4
3Y	+0.15%	+4.38%	-4.23	33 / 37	Q4
4Y	+0.13%	+4.32%	-4.19	31 / 33	Q4
5Y	+0.19%	+5.01%	-4.82	30 / 33	Q4
7Y	+0.46%	+3.53%	-3.07	30 / 33	Q4
10Y	+0.18%	+2.93%	-2.75	24 / 26	Q4
Inception	+0.24%	+2.99%	-2.75	36 / 37	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.42%	+2.19%	-1.77	21 / 32
2025	-0.03%	+5.69%	-5.72	31 / 32
2024	+0.05%	+4.08%	-4.03	26 / 32
2023	+0.00%	+4.18%	-4.18	32 / 32
2022	+0.04%	+6.69%	-6.65	26 / 32
2021	+0.39%	+7.06%	-6.67	21 / 32
2020	+0.03%	-1.76%	+1.79	25 / 34
2019	-0.02%	-0.88%	+0.86	20 / 35
2018	+0.00%	+0.62%	-0.62	22 / 34
2017	+0.09%	+1.91%	-1.83	23 / 29
2016	+0.32%	+4.63%	-4.31	26 / 28

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.17%

134 windows

min -3.1% · max 3.5%

66% positive

3-Year rolling

+0.14%

110 windows

min -0.8% · max 1.1%

83% positive

5-Year rolling

+0.13%

86 windows

min -0.2% · max 0.8%

93% positive

7-Year rolling

+0.14%

61 windows

min 0.0% · max 0.6%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.64%

3-year · annualised

Sharpe ratio

-9.95

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.78%

Apr 2026 → May 2026

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Credit Risk Fund

Scheme	Fund house	NAV	As of
HDFC Credit Risk Debt Fund - IDCW Option - Direct Plan	HDFC	₹24.5987	17 Jul 2026
NIPPON INDIA CREDIT RISK FUND - SEGREGATED PORTFOLIO 2 - DIRECT Plan - IDCW Option	Nippon India	₹0.0000	17 Jul 2026
SBI Credit Risk Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹16.9714	17 Jul 2026
ICICI Prudential Credit Risk Fund - Direct Plan - Quarterly IDCW	ICICI Prudential	₹12.0282	17 Jul 2026
Invesco India Credit Risk Fund - Direct Plan - Discretionary IDCW (Payout / Reinvestment)	Invesco	₹2,352.0932	17 Jul 2026
BANDHAN Credit Risk Fund-Direct Plan-Annual IDCW	Bandhan	₹10.5272	17 Jul 2026
Aditya Birla Sun Life Credit Risk Fund - Direct - IDCW	Aditya Birla Sun Life	₹14.5686	17 Jul 2026
Franklin India Credit Risk Fund-Segregated Portfolio 3 (9.50% Yes Bank Ltd CO 23Dec21) - Direct IDCW	Franklin India	₹0.0000	17 Jul 2026
Kotak Credit Risk Fund - Direct Plan - Standard Income Distribution cum capital withdrawal option	Kotak	₹27.0252	17 Jul 2026
DSP Credit Risk Fund - Direct Plan - IDCW - Monthly	DSP	₹11.2112	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹10.3439
16 Jul 2026	₹10.3402
15 Jul 2026	₹10.3334
14 Jul 2026	₹10.3294
13 Jul 2026	₹10.3467
10 Jul 2026	₹10.3615
9 Jul 2026	₹10.3513
8 Jul 2026	₹10.3456
7 Jul 2026	₹10.3645
6 Jul 2026	₹10.3688

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Axis Credit Risk Fund - Direct Plan - Weekly IDCW is ₹10.3439. It's a Credit Risk Fund from Axis, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Axis Credit Risk Fund - Direct Plan - Weekly IDCW has NAV history starting from 21 Jul 2014, a track record of about 11 years 11 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Axis Credit Risk Fund - Direct Plan - Weekly IDCW is managed by Axis. It's classified by AMFI under the 'Credit Risk Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Axis Credit Risk Fund - Direct Plan - Weekly IDCW has delivered a absolute return of 0.43% — -3.07 pp behind the Credit Risk Fund category average of 3.50%. The fund ranks #23 of 37 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Axis Credit Risk Fund - Direct Plan - Weekly IDCW has delivered a CAGR of 0.15% — -4.23 pp behind the Credit Risk Fund category average of 4.38%. The fund ranks #33 of 37 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Axis Credit Risk Fund - Direct Plan - Weekly IDCW has delivered a CAGR of 0.19% — -4.82 pp behind the Credit Risk Fund category average of 5.01%. The fund ranks #30 of 33 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Axis Credit Risk Fund - Direct Plan - Weekly IDCW exactly 10 years ago would be worth approximately ₹101,837 today — a multiplier of 1.02×, based on the 10-year CAGR of 0.18%. The category average over the same window would have grown ₹1 lakh to ₹133,464.

A ₹10,000 monthly SIP in Axis Credit Risk Fund - Direct Plan - Weekly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹603,035 today. That's an XIRR (money-weighted annualised return) of 0.20%.

A ₹10,000 monthly SIP for 10 years in Axis Credit Risk Fund - Direct Plan - Weekly IDCW = ₹1,200,000 invested. It would currently be worth ₹1,210,165 (multiplier 1.01×). XIRR: 0.17%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Axis Credit Risk Fund - Direct Plan - Weekly IDCW ranks #30 out of 33 funds in the Credit Risk Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 5.01%; this fund delivered 0.19%.

The worst peak-to-trough decline Axis Credit Risk Fund - Direct Plan - Weekly IDCW has experienced over the last 5-year window is 1.16% — its NAV fell from a high on 11 Feb 2022 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Axis Credit Risk Fund - Direct Plan - Weekly IDCW averaged 0.13% (best 0.75%, worst -0.16%). 93% of rolling windows ended positive. The 5-year Sharpe ratio is -9.33 — negative risk-adjusted performance.

In calendar year 2025, Axis Credit Risk Fund - Direct Plan - Weekly IDCW returned -0.03% — lagging the Credit Risk Fund category average of 5.69% by 5.72 pp. It ranked #31 of 32 in its category that year.

Axis Credit Risk Fund - Direct Plan - Weekly IDCW doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Axis Credit Risk Fund - Direct Plan - Weekly IDCW is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.2%. 5-year CAGR: 0.19%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.