Should I invest in AIG Quarterly Interval Fund Series I Retail Plan?

We don't give personal investment advice. AIG Quarterly Interval Fund Series I Retail Plan-Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.0%. 5-year CAGR: 8.55%.

AIG Global Investment Group

AIG Quarterly Interval Fund Series I Retail Plan-Growth

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	-7.11%	+7.13	66 / 732	Q1
1W	+0.13%	-12.64%	+12.77	132 / 699	Q1
2W	+0.27%	-12.71%	+12.98	126 / 712	Q1
1M	+0.60%	-12.43%	+13.03	140 / 754	Q1
3M	+1.84%	-11.47%	+13.31	190 / 740	Q2
6M	+3.72%	-9.57%	+13.28	239 / 680	Q2
YTD	+0.53%	-9.94%	+10.48	341 / 704	Q2
1Y	+7.67%	-7.10%	+14.77	240 / 627	Q2
2Y	+7.66%	-7.27%	+14.93	33 / 143	Q1
3Y	+7.61%	-2.77%	+10.38	18 / 83	Q1
4Y	+7.68%	+0.17%	+7.51	14 / 70	Q1
5Y	+8.55%	+0.12%	+8.43	5 / 66	Q1
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+7.74%	-6.12%	+13.86	271 / 770	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2015 YTD	+0.53%	-1.44%	+1.98	22 / 56
2014	+7.65%	+4.04%	+3.61	17 / 46
2013	+7.60%	+2.99%	+4.61	12 / 51
2012	+7.61%	+3.57%	+4.04	20 / 54
2011	+7.81%	+2.03%	+5.78	18 / 66
2010	+11.57%	-4.87%	+16.44	3 / 143
2009	+3.34%	-9.70%	+13.04	210 / 552
2008	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.80%

67 windows

min 1.8% · max 15.1%

100% positive

3-Year rolling

+8.13%

42 windows

min 7.4% · max 9.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+7.88%

18 windows

min 7.5% · max 8.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.21%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.00%

Peak to trough

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
28 Jan 2015	₹1,618.1790
27 Jan 2015	₹1,617.8693
23 Jan 2015	₹1,616.6530
22 Jan 2015	₹1,616.3496
21 Jan 2015	₹1,616.0480
20 Jan 2015	₹1,615.7411
19 Jan 2015	₹1,615.4320
16 Jan 2015	₹1,614.5325
15 Jan 2015	₹1,614.2326
14 Jan 2015	₹1,613.9016

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

AIG Quarterly Interval Fund Series I Retail Plan-Growth is a Income from AIG Global Investment Group (Retail plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

AIG Quarterly Interval Fund Series I Retail Plan-Growth has NAV history starting from 25 Aug 2008, a track record of about 17 years 9 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

AIG Quarterly Interval Fund Series I Retail Plan-Growth is managed by AIG Global Investment Group. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, AIG Quarterly Interval Fund Series I Retail Plan-Growth has delivered a absolute return of 7.67% — +14.77 pp ahead of the Income category average of -7.10%. The fund ranks #240 of 627 in its category — the second (Q2) quartile.

Over the trailing 3-year window, AIG Quarterly Interval Fund Series I Retail Plan-Growth has delivered a CAGR of 7.61% — +10.38 pp ahead of the Income category average of -2.77%. The fund ranks #18 of 83 in its category — the top (Q1) quartile.

Over the trailing 5-year window, AIG Quarterly Interval Fund Series I Retail Plan-Growth has delivered a CAGR of 8.55% — +8.43 pp ahead of the Income category average of 0.12%. The fund ranks #5 of 66 in its category — the top (Q1) quartile.

₹1 lakh invested in AIG Quarterly Interval Fund Series I Retail Plan-Growth exactly 5 years ago would be worth approximately ₹150,698 today — a multiplier of 1.51×, based on the 5-year CAGR of 8.55%. The category average over the same window would have grown ₹1 lakh to ₹100,600.

A ₹10,000 monthly SIP in AIG Quarterly Interval Fund Series I Retail Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹733,534 today. That's an XIRR (money-weighted annualised return) of 7.96%.

AIG Quarterly Interval Fund Series I Retail Plan-Growth doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹733,534 — XIRR 7.96%.

On a 5-year basis, AIG Quarterly Interval Fund Series I Retail Plan-Growth ranks #5 out of 66 funds in the Income category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 0.12%; this fund delivered 8.55%.

The worst peak-to-trough decline AIG Quarterly Interval Fund Series I Retail Plan-Growth has experienced over the last 5-year window is 0.00%. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, AIG Quarterly Interval Fund Series I Retail Plan-Growth averaged 7.88% (best 8.55%, worst 7.47%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.59 — reasonable risk-adjusted performance.

In calendar year 2014, AIG Quarterly Interval Fund Series I Retail Plan-Growth returned 7.65% — beating the Income category average of 4.04% by 3.61 pp. It ranked #17 of 46 in its category that year.

AIG Quarterly Interval Fund Series I Retail Plan-Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. AIG Quarterly Interval Fund Series I Retail Plan-Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.0%. 5-year CAGR: 8.55%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.