Should I invest in AIG Quarterly Interval Fund II Institutional Plan?

We don't give personal investment advice. AIG Quarterly Interval Fund II Institutional Plan-Dividend is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

AIG Global Investment Group

AIG Quarterly Interval Fund II Institutional Plan-Dividend

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	+6.99%	-6.97	87 / 763	Q1
1W	+0.14%	+6.38%	-6.24	138 / 722	Q1
2W	+0.28%	+6.63%	-6.35	134 / 725	Q1
1M	+0.60%	+6.29%	-5.69	144 / 752	Q1
3M	+1.82%	+7.87%	-6.04	191 / 728	Q2
6M	+1.69%	+9.67%	-7.98	364 / 642	Q3
YTD	+1.23%	+8.47%	-7.24	311 / 666	Q2
1Y	+1.46%	+13.70%	-12.23	352 / 591	Q3
2Y	+0.67%	-5.03%	+5.70	94 / 197	Q2
3Y	+0.67%	-3.09%	+3.76	63 / 140	Q2
4Y	+0.38%	+1.62%	-1.24	58 / 119	Q2
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+0.49%	-3.28%	+3.77	376 / 797	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2012 YTD	+1.23%	-0.30%	+1.53	40 / 113
2011	-0.15%	+1.75%	-1.89	99 / 109
2010	+0.81%	-0.95%	+1.76	72 / 165
2009	-0.67%	-0.31%	-0.36	353 / 482
2008	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.08%

41 windows

min -1.7% · max 1.9%

46% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+0.15%

17 windows

min -0.2% · max 0.7%

59% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.73%

3-year · annualised

Sharpe ratio

-2.12

vs risk-free 6.5%

Sortino ratio

-2.65

Downside-only deviation

Max drawdown

-2.00%

Jun 2012 → Jun 2012

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
21 Dec 2012	₹1,021.8048
20 Dec 2012	₹1,021.6005
19 Dec 2012	₹1,021.3939
18 Dec 2012	₹1,021.1874
17 Dec 2012	₹1,020.9818
14 Dec 2012	₹1,020.3689
13 Dec 2012	₹1,020.1647
12 Dec 2012	₹1,019.9614
11 Dec 2012	₹1,019.7592
10 Dec 2012	₹1,019.5565

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

AIG Quarterly Interval Fund II Institutional Plan-Dividend is a Income from AIG Global Investment Group (Institutional plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

AIG Quarterly Interval Fund II Institutional Plan-Dividend has NAV history starting from 29 Aug 2008, a track record of about 17 years 9 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

AIG Quarterly Interval Fund II Institutional Plan-Dividend is managed by AIG Global Investment Group. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, AIG Quarterly Interval Fund II Institutional Plan-Dividend has delivered a absolute return of 1.46% — -12.23 pp behind the Income category average of 13.70%. The fund ranks #352 of 591 in its category — the third (Q3) quartile.

Over the trailing 3-year window, AIG Quarterly Interval Fund II Institutional Plan-Dividend has delivered a CAGR of 0.67% — +3.76 pp ahead of the Income category average of -3.09%. The fund ranks #63 of 140 in its category — the second (Q2) quartile.

AIG Quarterly Interval Fund II Institutional Plan-Dividend doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in AIG Quarterly Interval Fund II Institutional Plan-Dividend exactly 3 years ago would be worth approximately ₹102,032 today — a multiplier of 1.02×, based on the 3-year CAGR of 0.67%. The category average over the same window would have grown ₹1 lakh to ₹91,024.

A ₹10,000 monthly SIP in AIG Quarterly Interval Fund II Institutional Plan-Dividend over the last 3 years — total invested ₹360,000 — would be worth ₹363,939 today. That's an XIRR (money-weighted annualised return) of 0.71%.

AIG Quarterly Interval Fund II Institutional Plan-Dividend doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹363,939 — XIRR 0.71%.

On a 3-year basis, AIG Quarterly Interval Fund II Institutional Plan-Dividend ranks #63 out of 140 funds in the Income category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is -3.09%; this fund delivered 0.67%.

The worst peak-to-trough decline AIG Quarterly Interval Fund II Institutional Plan-Dividend has experienced over the last 3-year window is 2.00% — its NAV fell from a high on 08 Jun 2012 to a low on 11 Jun 2012. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, AIG Quarterly Interval Fund II Institutional Plan-Dividend averaged 0.15% (best 0.67%, worst -0.20%). 59% of rolling windows ended positive. The 3-year Sharpe ratio is -2.12 — negative risk-adjusted performance.

In calendar year 2011, AIG Quarterly Interval Fund II Institutional Plan-Dividend returned -0.15% — lagging the Income category average of 1.75% by 1.89 pp. It ranked #99 of 109 in its category that year.

AIG Quarterly Interval Fund II Institutional Plan-Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. AIG Quarterly Interval Fund II Institutional Plan-Dividend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.