Should I invest in AIG India Equity Fund?

We don't give personal investment advice. AIG India Equity Fund- Regular Plan- Dividend Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.0%. 5-year CAGR: 14.53%.

AIG Global Investment Group

AIG India Equity Fund- Regular Plan- Dividend Option

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.44%	+0.17%	+0.27	4 / 20	Q1
1W	+2.42%	-0.51%	+2.93	6 / 20	Q2
2W	+6.28%	+0.88%	+5.40	6 / 20	Q2
1M	+8.36%	+1.03%	+7.33	2 / 20	Q1
3M	+18.60%	+2.63%	+15.96	2 / 20	Q1
6M	+32.82%	+5.72%	+27.10	2 / 20	Q1
YTD	+7.66%	-0.48%	+8.14	5 / 20	Q1
1Y	+80.71%	+25.15%	+55.56	5 / 20	Q1
2Y	+32.57%	+16.06%	+16.51	8 / 18	Q2
3Y	+23.32%	+6.97%	+16.35	4 / 16	Q1
4Y	+16.80%	+7.75%	+9.05	3 / 14	Q1
5Y	+14.53%	+10.15%	+4.38	2 / 9	Q1
7Y	+9.53%	+5.76%	+3.77	2 / 9	Q1
10Y	—	—	—	—	—
Inception	+10.88%	+8.16%	+2.72	6 / 20	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2015 YTD	+7.66%	+7.47%	+0.19	5 / 9
2014	+53.53%	+39.97%	+13.56	4 / 9
2013	-2.89%	+7.46%	-10.34	7 / 9
2012	+24.88%	+19.17%	+5.71	3 / 9
2011	-15.18%	-19.63%	+4.45	2 / 11
2010	+11.66%	+3.85%	+7.81	5 / 18
2009	+92.49%	+58.66%	+33.83	4 / 18
2008	-57.00%	-40.64%	-16.36	6 / 12
2007	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.35%

81 windows

min -57.4% · max 109.7%

59% positive

3-Year rolling

+8.97%

57 windows

min -2.3% · max 31.9%

88% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+9.07%

32 windows

min -0.1% · max 19.4%

97% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+7.00%

8 windows

min 5.4% · max 9.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.25%

3-year · annualised

Sharpe ratio

0.95

vs risk-free 6.5%

Sortino ratio

1.70

Downside-only deviation

Max drawdown

-17.11%

Jan 2013 → Aug 2013

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
28 Jan 2015	₹21.9650
27 Jan 2015	₹21.8680
23 Jan 2015	₹21.7970
22 Jan 2015	₹21.7080
21 Jan 2015	₹21.4450
20 Jan 2015	₹21.4300
19 Jan 2015	₹21.2580
16 Jan 2015	₹21.1530
15 Jan 2015	₹21.0560
14 Jan 2015	₹20.6680

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

AIG India Equity Fund- Regular Plan- Dividend Option is a Growth from AIG Global Investment Group (Regular plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

AIG India Equity Fund- Regular Plan- Dividend Option has NAV history starting from 27 Jun 2007, a track record of about 18 years 11 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

AIG India Equity Fund- Regular Plan- Dividend Option is managed by AIG Global Investment Group. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, AIG India Equity Fund- Regular Plan- Dividend Option has delivered a absolute return of 80.71% — +55.56 pp ahead of the Growth category average of 25.15%. The fund ranks #5 of 20 in its category — the top (Q1) quartile.

Over the trailing 3-year window, AIG India Equity Fund- Regular Plan- Dividend Option has delivered a CAGR of 23.32% — +16.35 pp ahead of the Growth category average of 6.97%. The fund ranks #4 of 16 in its category — the top (Q1) quartile.

Over the trailing 5-year window, AIG India Equity Fund- Regular Plan- Dividend Option has delivered a CAGR of 14.53% — +4.38 pp ahead of the Growth category average of 10.15%. The fund ranks #2 of 9 in its category — the top (Q1) quartile.

₹1 lakh invested in AIG India Equity Fund- Regular Plan- Dividend Option exactly 5 years ago would be worth approximately ₹197,031 today — a multiplier of 1.97×, based on the 5-year CAGR of 14.53%. The category average over the same window would have grown ₹1 lakh to ₹162,158.

A ₹10,000 monthly SIP in AIG India Equity Fund- Regular Plan- Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹1,034,136 today. That's an XIRR (money-weighted annualised return) of 21.89%.

AIG India Equity Fund- Regular Plan- Dividend Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,683,823 — XIRR 19.49%.

On a 5-year basis, AIG India Equity Fund- Regular Plan- Dividend Option ranks #2 out of 9 funds in the Growth category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 10.15%; this fund delivered 14.53%.

The worst peak-to-trough decline AIG India Equity Fund- Regular Plan- Dividend Option has experienced over the last 5-year window is 18.98% — its NAV fell from a high on 09 Nov 2010 to a low on 20 Dec 2011. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, AIG India Equity Fund- Regular Plan- Dividend Option averaged 9.06% (best 19.41%, worst -0.07%). 97% of rolling windows ended positive. The 5-year Sharpe ratio is 0.54 — reasonable risk-adjusted performance.

In calendar year 2014, AIG India Equity Fund- Regular Plan- Dividend Option returned 53.53% — beating the Growth category average of 39.97% by 13.56 pp. It ranked #4 of 9 in its category that year.

AIG India Equity Fund- Regular Plan- Dividend Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. AIG India Equity Fund- Regular Plan- Dividend Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.0%. 5-year CAGR: 14.53%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.