Should I invest in Aditya Birla Sun Life Nifty 50 Index Fund -REGULAR?

We don't give personal investment advice. Aditya Birla Sun Life Nifty 50 Index Fund -REGULAR - IDCW is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.8%. 5-year CAGR: 8.69%.

Birla Sun Life

Aditya Birla Sun Life Nifty 50 Index Fund -REGULAR - IDCW

Latest NAV

₹24.2328

As of

24 Jul 2026

4,999 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.36%	-0.22%	-0.15	64 / 77	Q4
1W	-2.27%	-1.26%	-1.00	58 / 77	Q4
2W	-1.74%	-1.05%	-0.69	48 / 77	Q3
1M	-0.92%	-0.37%	-0.55	50 / 74	Q3
3M	-2.05%	+1.28%	-3.34	59 / 62	Q4
6M	-6.60%	-0.22%	-6.38	58 / 62	Q4
YTD	-10.50%	-3.35%	-7.15	57 / 61	Q4
1Y	-6.43%	+0.16%	-6.59	51 / 61	Q4
2Y	-1.64%	+1.79%	-3.43	43 / 54	Q4
3Y	+6.51%	+9.29%	-2.78	43 / 52	Q4
4Y	+9.43%	+10.96%	-1.52	23 / 36	Q3
5Y	+8.69%	+8.95%	-0.25	14 / 24	Q3
7Y	+10.60%	+11.49%	-0.90	22 / 23	Q4
10Y	+7.37%	+10.88%	-3.51	22 / 22	Q4
Inception	+1.03%	+7.35%	-6.32	66 / 77	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-10.50%	-3.35%	-7.15	57 / 61
2025	+10.90%	+7.96%	+2.94	12 / 57
2024	+9.45%	+12.60%	-3.15	21 / 52
2023	+20.04%	+21.36%	-1.32	20 / 46
2022	+4.96%	+3.06%	+1.90	14 / 30
2021	+17.44%	+23.37%	-5.93	23 / 23
2020	+15.04%	+15.15%	-0.12	12 / 23
2019	+2.93%	+11.82%	-8.89	22 / 23
2018	-6.66%	+4.05%	-10.71	21 / 22
2017	+18.74%	+27.94%	-9.20	22 / 22
2016	-7.33%	+2.43%	-9.77	22 / 22

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.78%

236 windows

min -56.8% · max 97.1%

61% positive

3-Year rolling

+2.57%

211 windows

min -21.7% · max 26.7%

63% positive

5-Year rolling

+1.51%

187 windows

min -15.0% · max 22.3%

57% positive

7-Year rolling

+0.08%

163 windows

min -10.5% · max 12.5%

43% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.09%

3-year · annualised

Sharpe ratio

0.04

vs risk-free 6.5%

Sortino ratio

0.06

Downside-only deviation

Max drawdown

-15.61%

Sep 2024 → Mar 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC BSE Sensex Index Fund - Growth Plan	HDFC	₹709.2343	24 Jul 2026
Nippon India Index Fund - BSE Sensex Plan - Growth Plan - Bonus Option	Nippon India	₹38.9168	24 Jul 2026
ICICI Prudential BSE Sensex Index Fund - Cumulative Option	ICICI Prudential	₹25.0502	24 Jul 2026
Franklin India Index Fund- NSE Nifty 50 Index Fund - Growth	Franklin Templeton	₹192.7160	24 Jul 2026
UTI Nifty 50 Index Fund - Regular Plan - Growth Option	UTI	₹164.6629	24 Jul 2026
Aditya Birla Sun Life Nifty 50 Index Fund - Growth - Regular Plan	Birla Sun Life	₹242.0041	24 Jul 2026
LIC MF BSE Sensex Index Fund-Regular Plan-Growth	LIC	₹142.4540	24 Jul 2026
Tata Nifty 50 Index Fund -Regular Plan	Tata	₹148.4852	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹24.2328
23 Jul 2026	₹24.3213
22 Jul 2026	₹24.4504
21 Jul 2026	₹24.6450
20 Jul 2026	₹24.6969
17 Jul 2026	₹24.7952
16 Jul 2026	₹24.5262
15 Jul 2026	₹24.5323
14 Jul 2026	₹24.5031
13 Jul 2026	₹24.6649

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of Aditya Birla Sun Life Nifty 50 Index Fund -REGULAR - IDCW is ₹24.2328. It's a Index Fund from Birla Sun Life, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Nifty 50 Index Fund -REGULAR - IDCW has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Aditya Birla Sun Life Nifty 50 Index Fund -REGULAR - IDCW is managed by Birla Sun Life. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Nifty 50 Index Fund -REGULAR - IDCW has delivered a absolute return of -6.43% — -6.59 pp behind the Index Fund category average of 0.16%. The fund ranks #51 of 61 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Nifty 50 Index Fund -REGULAR - IDCW has delivered a CAGR of 6.51% — -2.78 pp behind the Index Fund category average of 9.29%. The fund ranks #43 of 52 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life Nifty 50 Index Fund -REGULAR - IDCW has delivered a CAGR of 8.69% — -0.25 pp behind the Index Fund category average of 8.95%. The fund ranks #14 of 24 in its category — the third (Q3) quartile.

₹1 lakh invested in Aditya Birla Sun Life Nifty 50 Index Fund -REGULAR - IDCW exactly 10 years ago would be worth approximately ₹203,613 today — a multiplier of 2.04×, based on the 10-year CAGR of 7.37%. The category average over the same window would have grown ₹1 lakh to ₹280,953.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Nifty 50 Index Fund -REGULAR - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹698,023 today. That's an XIRR (money-weighted annualised return) of 5.99%.

A ₹10,000 monthly SIP for 10 years in Aditya Birla Sun Life Nifty 50 Index Fund -REGULAR - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,869,345 (multiplier 1.56×). XIRR: 8.58%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Aditya Birla Sun Life Nifty 50 Index Fund -REGULAR - IDCW ranks #14 out of 24 funds in the Index Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 8.95%; this fund delivered 8.69%.

The worst peak-to-trough decline Aditya Birla Sun Life Nifty 50 Index Fund -REGULAR - IDCW has experienced over the last 5-year window is 16.77% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life Nifty 50 Index Fund -REGULAR - IDCW averaged 1.51% (best 22.31%, worst -15.00%). 57% of rolling windows ended positive. The 5-year Sharpe ratio is 0.21 — weak risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Nifty 50 Index Fund -REGULAR - IDCW returned 10.90% — beating the Index Fund category average of 7.96% by 2.94 pp. It ranked #12 of 57 in its category that year.

Aditya Birla Sun Life Nifty 50 Index Fund -REGULAR - IDCW doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Aditya Birla Sun Life Nifty 50 Index Fund -REGULAR - IDCW is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.8%. 5-year CAGR: 8.69%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.