Should I invest in Aditya Birla Sun Life MNC Fund - Regular?

We don't give personal investment advice. Aditya Birla Sun Life MNC Fund - Regular - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.6%. 5-year CAGR: 2.92%.

Birla Sun Life

Aditya Birla Sun Life MNC Fund - Regular - IDCW

Latest NAV

₹207.7800

As of

24 Jul 2026

4,999 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.04%	-0.24%	+0.28	19 / 122	Q1
1W	-0.88%	-1.20%	+0.32	44 / 122	Q2
2W	-0.83%	-1.38%	+0.55	44 / 122	Q2
1M	+0.66%	-0.33%	+0.99	43 / 122	Q2
3M	-4.95%	+2.77%	-7.73	118 / 122	Q4
6M	-4.19%	+4.75%	-8.94	106 / 122	Q4
YTD	-9.87%	+0.21%	-10.08	109 / 122	Q4
1Y	-13.48%	+1.48%	-14.96	115 / 120	Q4
2Y	-7.20%	+1.54%	-8.73	103 / 116	Q4
3Y	+5.63%	+13.01%	-7.37	100 / 114	Q4
4Y	+6.35%	+14.55%	-8.20	98 / 106	Q4
5Y	+2.92%	+11.72%	-8.80	100 / 104	Q4
7Y	+5.15%	+14.88%	-9.73	96 / 99	Q4
10Y	+3.13%	+11.23%	-8.09	91 / 93	Q4
Inception	+6.15%	+10.97%	-4.82	98 / 122	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-9.87%	+0.11%	-9.98	105 / 118
2025	-1.35%	+3.20%	-4.54	78 / 115
2024	+16.76%	+19.60%	-2.85	68 / 113
2023	+23.35%	+31.56%	-8.20	84 / 108
2022	-4.83%	+2.19%	-7.02	75 / 104
2021	+4.93%	+32.41%	-27.48	100 / 102
2020	+5.32%	+18.32%	-13.00	76 / 100
2019	-2.04%	+5.50%	-7.54	80 / 97
2018	-11.72%	-10.07%	-1.65	54 / 94
2017	+23.71%	+30.10%	-6.39	66 / 93
2016	-3.96%	-0.25%	-3.71	63 / 93

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.57%

236 windows

min -45.5% · max 87.9%

60% positive

3-Year rolling

+8.48%

211 windows

min -7.5% · max 30.0%

87% positive

5-Year rolling

+7.81%

187 windows

min -5.8% · max 18.3%

88% positive

7-Year rolling

+7.71%

163 windows

min -0.7% · max 20.6%

97% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.44%

3-year · annualised

Sharpe ratio

0.00

vs risk-free 6.5%

Sortino ratio

0.00

Downside-only deviation

Max drawdown

-22.60%

Oct 2024 → Mar 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option	HDFC	₹17.7760	24 Jul 2026
Nippon India Japan Equity Fund- Growth Plan- Bonus Option	Nippon India	₹27.1441	24 Jul 2026
SBI COMMA Fund - REGULAR PLAN - Growth	SBI	₹114.8349	24 Jul 2026
ICICI Prudential Active Momentum Fund - Growth	ICICI Prudential	₹10.5800	24 Jul 2026
Franklin Asian Equity Fund - Growth Plan	Franklin Templeton	₹43.3220	24 Jul 2026
Franklin India Multi-Factor Fund- Growth	Franklin India	₹9.3942	24 Jul 2026
Kotak Infrastructure & Economic Reform Fund - Standard Plan-Growth	Kotak	₹68.1110	24 Jul 2026
CANARA ROBECO INFRASTRUCTURE FUND - REGULAR PLAN - GROWTH OPTION	Canara Robeco	₹166.1100	24 Jul 2026
UTI - MNC Fund - Regular Plan - Growth Option	UTI	₹392.8627	24 Jul 2026
Aditya Birla Sun Life Consumption Fund -Regular - IDCW	Birla Sun Life	₹35.4300	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹207.7800
23 Jul 2026	₹207.7000
22 Jul 2026	₹209.6800
21 Jul 2026	₹210.6300
20 Jul 2026	₹209.8200
17 Jul 2026	₹209.6300
16 Jul 2026	₹210.4900
15 Jul 2026	₹209.2200
14 Jul 2026	₹208.5700
13 Jul 2026	₹209.5100

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of Aditya Birla Sun Life MNC Fund - Regular - IDCW is ₹207.7800. It's a Sectoral/Thematic Fund from Birla Sun Life, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life MNC Fund - Regular - IDCW has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Aditya Birla Sun Life MNC Fund - Regular - IDCW is managed by Birla Sun Life. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life MNC Fund - Regular - IDCW has delivered a absolute return of -13.48% — -14.96 pp behind the Sectoral/Thematic Fund category average of 1.48%. The fund ranks #115 of 120 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life MNC Fund - Regular - IDCW has delivered a CAGR of 5.63% — -7.37 pp behind the Sectoral/Thematic Fund category average of 13.01%. The fund ranks #100 of 114 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life MNC Fund - Regular - IDCW has delivered a CAGR of 2.92% — -8.8 pp behind the Sectoral/Thematic Fund category average of 11.72%. The fund ranks #100 of 104 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Aditya Birla Sun Life MNC Fund - Regular - IDCW exactly 10 years ago would be worth approximately ₹136,133 today — a multiplier of 1.36×, based on the 10-year CAGR of 3.13%. The category average over the same window would have grown ₹1 lakh to ₹289,792.

A ₹10,000 monthly SIP in Aditya Birla Sun Life MNC Fund - Regular - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹655,140 today. That's an XIRR (money-weighted annualised return) of 3.47%.

A ₹10,000 monthly SIP for 10 years in Aditya Birla Sun Life MNC Fund - Regular - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,459,033 (multiplier 1.22×). XIRR: 3.83%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Aditya Birla Sun Life MNC Fund - Regular - IDCW ranks #100 out of 104 funds in the Sectoral/Thematic Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 11.72%; this fund delivered 2.92%.

The worst peak-to-trough decline Aditya Birla Sun Life MNC Fund - Regular - IDCW has experienced over the last 5-year window is 22.60% — its NAV fell from a high on 01 Oct 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life MNC Fund - Regular - IDCW averaged 7.81% (best 18.28%, worst -5.79%). 88% of rolling windows ended positive. The 5-year Sharpe ratio is -0.18 — negative risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life MNC Fund - Regular - IDCW returned -1.35% — lagging the Sectoral/Thematic Fund category average of 3.20% by 4.54 pp. It ranked #78 of 115 in its category that year.

Aditya Birla Sun Life MNC Fund - Regular - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Aditya Birla Sun Life MNC Fund - Regular - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.6%. 5-year CAGR: 2.92%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.