Should I invest in Aditya Birla Sun Life International Equity Fund - Plan B?

We don't give personal investment advice. Aditya Birla Sun Life International Equity Fund - Plan B - Growth - Regular Plan is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 61.0%. 5-year CAGR: 9.02%.

Birla Sun Life

Aditya Birla Sun Life International Equity Fund - Plan B - Growth - Regular Plan

Latest NAV

₹28.8036

As of

28 Jul 2023

3,862 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.23%	-0.24%	+0.47	8 / 122	Q1
1W	+0.73%	-1.20%	+1.93	2 / 122	Q1
2W	+1.29%	-1.38%	+2.67	3 / 122	Q1
1M	+4.19%	-0.33%	+4.52	3 / 122	Q1
3M	+10.26%	+2.77%	+7.49	9 / 122	Q1
6M	+10.03%	+4.75%	+5.29	34 / 122	Q2
YTD	+8.22%	+0.21%	+8.01	23 / 122	Q1
1Y	+13.75%	+1.48%	+12.27	11 / 120	Q1
2Y	+4.72%	+1.54%	+3.19	32 / 116	Q2
3Y	+18.95%	+13.01%	+5.94	20 / 114	Q1
4Y	+13.06%	+14.55%	-1.48	65 / 106	Q3
5Y	+9.02%	+11.72%	-2.70	75 / 104	Q3
7Y	+9.66%	+14.88%	-5.22	84 / 99	Q4
10Y	+11.53%	+11.23%	+0.30	51 / 93	Q3
Inception	+6.86%	+10.97%	-4.11	94 / 122	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2023 YTD	+8.22%	+31.56%	-23.34	105 / 108
2022	-1.28%	+2.19%	-3.47	60 / 104
2021	+22.05%	+32.41%	-10.36	73 / 102
2020	+14.80%	+18.32%	-3.52	43 / 100
2019	+7.83%	+5.50%	+2.33	29 / 97
2018	-4.90%	-10.07%	+5.16	30 / 94
2017	+26.34%	+30.10%	-3.76	60 / 93
2016	+5.06%	-0.25%	+5.31	23 / 93
2015	-1.61%	-5.20%	+3.58	2 / 4
2014	+29.48%	+29.48%	+0.00	1 / 2
2013	+5.69%	+5.69%	+0.00	1 / 2

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+10.18%

180 windows

min -51.5% · max 86.0%

71% positive

3-Year rolling

+9.68%

155 windows

min -4.8% · max 23.3%

94% positive

5-Year rolling

+9.36%

131 windows

min -0.7% · max 16.4%

98% positive

7-Year rolling

+9.75%

107 windows

min 3.7% · max 15.6%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.12%

3-year · annualised

Sharpe ratio

0.85

vs risk-free 6.5%

Sortino ratio

1.87

Downside-only deviation

Max drawdown

-19.97%

Oct 2021 → Jun 2022

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option	HDFC	₹17.7760	24 Jul 2026
Nippon India Japan Equity Fund- Growth Plan- Bonus Option	Nippon India	₹27.1441	24 Jul 2026
SBI COMMA Fund - REGULAR PLAN - Growth	SBI	₹114.8349	24 Jul 2026
ICICI Prudential Active Momentum Fund - Growth	ICICI Prudential	₹10.5800	24 Jul 2026
Franklin Asian Equity Fund - Growth Plan	Franklin Templeton	₹43.3220	24 Jul 2026
Franklin India Multi-Factor Fund- Growth	Franklin India	₹9.3942	24 Jul 2026
Kotak Infrastructure & Economic Reform Fund - Standard Plan-Growth	Kotak	₹68.1110	24 Jul 2026
CANARA ROBECO INFRASTRUCTURE FUND - REGULAR PLAN - GROWTH OPTION	Canara Robeco	₹166.1100	24 Jul 2026
UTI - MNC Fund - Regular Plan - Growth Option	UTI	₹392.8627	24 Jul 2026
Aditya Birla Sun Life Consumption Fund -Regular - IDCW	Birla Sun Life	₹35.4300	24 Jul 2026

Recent NAVs

Date	NAV
28 Jul 2023	₹28.8036
27 Jul 2023	₹28.7379
26 Jul 2023	₹28.7329
25 Jul 2023	₹28.6306
24 Jul 2023	₹28.5873
21 Jul 2023	₹28.5948
20 Jul 2023	₹28.7539
19 Jul 2023	₹28.7122
18 Jul 2023	₹28.5917
17 Jul 2023	₹28.5259

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 28 Jul 2023, the NAV of Aditya Birla Sun Life International Equity Fund - Plan B - Growth - Regular Plan is ₹28.8036. It's a Sectoral/Thematic Fund from Birla Sun Life, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life International Equity Fund - Plan B - Growth - Regular Plan has NAV history starting from 15 Nov 2007, a track record of about 18 years 8 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Aditya Birla Sun Life International Equity Fund - Plan B - Growth - Regular Plan is managed by Birla Sun Life. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life International Equity Fund - Plan B - Growth - Regular Plan has delivered a absolute return of 13.75% — +12.27 pp ahead of the Sectoral/Thematic Fund category average of 1.48%. The fund ranks #11 of 120 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life International Equity Fund - Plan B - Growth - Regular Plan has delivered a CAGR of 18.95% — +5.94 pp ahead of the Sectoral/Thematic Fund category average of 13.01%. The fund ranks #20 of 114 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life International Equity Fund - Plan B - Growth - Regular Plan has delivered a CAGR of 9.02% — -2.7 pp behind the Sectoral/Thematic Fund category average of 11.72%. The fund ranks #75 of 104 in its category — the third (Q3) quartile.

₹1 lakh invested in Aditya Birla Sun Life International Equity Fund - Plan B - Growth - Regular Plan exactly 10 years ago would be worth approximately ₹297,715 today — a multiplier of 2.98×, based on the 10-year CAGR of 11.53%. The category average over the same window would have grown ₹1 lakh to ₹289,792.

A ₹10,000 monthly SIP in Aditya Birla Sun Life International Equity Fund - Plan B - Growth - Regular Plan over the last 5 years — total invested ₹600,000 — would be worth ₹821,127 today. That's an XIRR (money-weighted annualised return) of 12.50%.

A ₹10,000 monthly SIP for 10 years in Aditya Birla Sun Life International Equity Fund - Plan B - Growth - Regular Plan = ₹1,200,000 invested. It would currently be worth ₹2,062,522 (multiplier 1.72×). XIRR: 10.44%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Aditya Birla Sun Life International Equity Fund - Plan B - Growth - Regular Plan ranks #75 out of 104 funds in the Sectoral/Thematic Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 11.72%; this fund delivered 9.02%.

The worst peak-to-trough decline Aditya Birla Sun Life International Equity Fund - Plan B - Growth - Regular Plan has experienced over the last 5-year window is 61.01% — its NAV fell from a high on 10 Apr 2019 to a low on 24 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life International Equity Fund - Plan B - Growth - Regular Plan averaged 9.36% (best 16.38%, worst -0.74%). 98% of rolling windows ended positive. The 5-year Sharpe ratio is 0.21 — weak risk-adjusted performance.

In calendar year 2022, Aditya Birla Sun Life International Equity Fund - Plan B - Growth - Regular Plan returned -1.28% — lagging the Sectoral/Thematic Fund category average of 2.19% by 3.47 pp. It ranked #60 of 104 in its category that year.

Aditya Birla Sun Life International Equity Fund - Plan B - Growth - Regular Plan is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Aditya Birla Sun Life International Equity Fund - Plan B - Growth - Regular Plan is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 61.0%. 5-year CAGR: 9.02%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.