Should I invest in Aditya Birla Sun Life Digital India Fund?

We don't give personal investment advice. Aditya Birla Sun Life Digital India Fund - Growth - Regular Plan is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 31.6%. 5-year CAGR: 4.28%.

Birla Sun Life

Aditya Birla Sun Life Digital India Fund - Growth - Regular Plan

Latest NAV

₹147.5800

As of

24 Jul 2026

4,998 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.31%	-0.24%	+0.56	5 / 122	Q1
1W	-1.75%	-1.20%	-0.55	95 / 122	Q4
2W	+0.50%	-1.38%	+1.88	4 / 122	Q1
1M	+3.79%	-0.33%	+4.12	6 / 122	Q1
3M	+4.61%	+2.77%	+1.84	29 / 122	Q1
6M	-14.55%	+4.75%	-19.29	118 / 122	Q4
YTD	-16.81%	+0.21%	-17.02	118 / 122	Q4
1Y	-13.46%	+1.48%	-14.94	114 / 120	Q4
2Y	-9.08%	+1.54%	-10.61	109 / 116	Q4
3Y	+4.50%	+13.01%	-8.51	103 / 114	Q4
4Y	+6.87%	+14.55%	-7.68	94 / 106	Q4
5Y	+4.28%	+11.72%	-7.44	97 / 104	Q4
7Y	+15.91%	+14.88%	+1.04	41 / 99	Q2
10Y	+15.28%	+11.23%	+4.05	14 / 93	Q1
Inception	+11.55%	+10.97%	+0.58	56 / 122	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-16.81%	+0.11%	-16.93	114 / 118
2025	-5.50%	+3.20%	-8.69	98 / 115
2024	+18.00%	+19.60%	-1.61	62 / 113
2023	+35.25%	+31.56%	+3.69	43 / 108
2022	-21.64%	+2.19%	-23.82	100 / 104
2021	+69.55%	+32.41%	+37.14	4 / 102
2020	+58.36%	+18.32%	+40.04	9 / 100
2019	+9.22%	+5.50%	+3.72	28 / 97
2018	+16.06%	-10.07%	+26.13	2 / 94
2017	+22.28%	+30.10%	-7.82	71 / 93
2016	-3.42%	-0.25%	-3.17	58 / 93

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.33%

236 windows

min -57.7% · max 147.5%

67% positive

3-Year rolling

+14.60%

211 windows

min -10.6% · max 42.8%

90% positive

5-Year rolling

+15.30%

187 windows

min -5.4% · max 34.2%

91% positive

7-Year rolling

+15.45%

163 windows

min 2.2% · max 26.5%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.02%

3-year · annualised

Sharpe ratio

-0.04

vs risk-free 6.5%

Sortino ratio

-0.05

Downside-only deviation

Max drawdown

-31.58%

Dec 2024 → Mar 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option	HDFC	₹17.7760	24 Jul 2026
Nippon India Japan Equity Fund- Growth Plan- Bonus Option	Nippon India	₹27.1441	24 Jul 2026
SBI COMMA Fund - REGULAR PLAN - Growth	SBI	₹114.8349	24 Jul 2026
ICICI Prudential Active Momentum Fund - Growth	ICICI Prudential	₹10.5800	24 Jul 2026
Franklin Asian Equity Fund - Growth Plan	Franklin Templeton	₹43.3220	24 Jul 2026
Franklin India Multi-Factor Fund- Growth	Franklin India	₹9.3942	24 Jul 2026
Kotak Infrastructure & Economic Reform Fund - Standard Plan-Growth	Kotak	₹68.1110	24 Jul 2026
CANARA ROBECO INFRASTRUCTURE FUND - REGULAR PLAN - GROWTH OPTION	Canara Robeco	₹166.1100	24 Jul 2026
UTI - MNC Fund - Regular Plan - Growth Option	UTI	₹392.8627	24 Jul 2026
Aditya Birla Sun Life Consumption Fund -Regular - IDCW	Birla Sun Life	₹35.4300	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹147.5800
23 Jul 2026	₹147.1200
22 Jul 2026	₹148.4100
21 Jul 2026	₹149.9300
20 Jul 2026	₹150.1500
17 Jul 2026	₹150.2100
16 Jul 2026	₹148.9200
15 Jul 2026	₹148.6000
14 Jul 2026	₹148.3900
13 Jul 2026	₹149.2700

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of Aditya Birla Sun Life Digital India Fund - Growth - Regular Plan is ₹147.5800. It's a Sectoral/Thematic Fund from Birla Sun Life, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Digital India Fund - Growth - Regular Plan has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Aditya Birla Sun Life Digital India Fund - Growth - Regular Plan is managed by Birla Sun Life. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Digital India Fund - Growth - Regular Plan has delivered a absolute return of -13.46% — -14.94 pp behind the Sectoral/Thematic Fund category average of 1.48%. The fund ranks #114 of 120 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Digital India Fund - Growth - Regular Plan has delivered a CAGR of 4.50% — -8.51 pp behind the Sectoral/Thematic Fund category average of 13.01%. The fund ranks #103 of 114 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life Digital India Fund - Growth - Regular Plan has delivered a CAGR of 4.28% — -7.44 pp behind the Sectoral/Thematic Fund category average of 11.72%. The fund ranks #97 of 104 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Aditya Birla Sun Life Digital India Fund - Growth - Regular Plan exactly 10 years ago would be worth approximately ₹414,550 today — a multiplier of 4.15×, based on the 10-year CAGR of 15.28%. The category average over the same window would have grown ₹1 lakh to ₹289,792.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Digital India Fund - Growth - Regular Plan over the last 5 years — total invested ₹600,000 — would be worth ₹621,263 today. That's an XIRR (money-weighted annualised return) of 1.37%.

A ₹10,000 monthly SIP for 10 years in Aditya Birla Sun Life Digital India Fund - Growth - Regular Plan = ₹1,200,000 invested. It would currently be worth ₹2,439,062 (multiplier 2.03×). XIRR: 13.59%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Aditya Birla Sun Life Digital India Fund - Growth - Regular Plan ranks #97 out of 104 funds in the Sectoral/Thematic Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 11.72%; this fund delivered 4.28%.

The worst peak-to-trough decline Aditya Birla Sun Life Digital India Fund - Growth - Regular Plan has experienced over the last 5-year window is 31.58% — its NAV fell from a high on 13 Dec 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life Digital India Fund - Growth - Regular Plan averaged 15.30% (best 34.17%, worst -5.38%). 91% of rolling windows ended positive. The 5-year Sharpe ratio is -0.02 — negative risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Digital India Fund - Growth - Regular Plan returned -5.50% — lagging the Sectoral/Thematic Fund category average of 3.20% by 8.69 pp. It ranked #98 of 115 in its category that year.

Aditya Birla Sun Life Digital India Fund - Growth - Regular Plan is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Aditya Birla Sun Life Digital India Fund - Growth - Regular Plan is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 31.6%. 5-year CAGR: 4.28%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.