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Making waves underground: India's first undersea rail tunnel takes shape · 13 hours ago IRDAI launches comic book series to simplify life insurance for consumers · 13 hours ago Fans 1, Productivity 0: How FIFA World Cup 2026 could trigger $17bn loss worldwide · 14 hours ago India's power sector set for strong FY27 growth on rising demand, capacity additions: Report · 15 hours ago ITR filing: Sold shares, property or crypto this year? Here's what you must know before filing your income tax return · 18 hours ago Punjab National Bank Q1FY27 net profit up 213% to Rs 5253 crore · 18 hours ago IDBI Bank Q1FY27 net profit rises 3.3% to Rs 2007 crore · 18 hours ago Nobody wants to wait on hold anymore. But can AI replace customer care? · 19 hours ago Pakistan to revise fuel prices daily; current account slips into $139 million FY26 deficit · 18 hours ago New money? India's currency might soon get a plastic makeover · 20 hours ago Textile sector to sew loose ends as FTAs kick in · 1 day ago NITI index: Gujarat, Maharashtra lead in wooing investors · 1 day ago Making waves underground: India's first undersea rail tunnel takes shape · 13 hours ago IRDAI launches comic book series to simplify life insurance for consumers · 13 hours ago Fans 1, Productivity 0: How FIFA World Cup 2026 could trigger $17bn loss worldwide · 14 hours ago India's power sector set for strong FY27 growth on rising demand, capacity additions: Report · 15 hours ago ITR filing: Sold shares, property or crypto this year? Here's what you must know before filing your income tax return · 18 hours ago Punjab National Bank Q1FY27 net profit up 213% to Rs 5253 crore · 18 hours ago IDBI Bank Q1FY27 net profit rises 3.3% to Rs 2007 crore · 18 hours ago Nobody wants to wait on hold anymore. But can AI replace customer care? · 19 hours ago Pakistan to revise fuel prices daily; current account slips into $139 million FY26 deficit · 18 hours ago New money? India's currency might soon get a plastic makeover · 20 hours ago Textile sector to sew loose ends as FTAs kick in · 1 day ago NITI index: Gujarat, Maharashtra lead in wooing investors · 1 day ago
Sunday, 19 Jul 2026 · IST
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Banking

Difference between retail banking and core banking?

Retail banking is referred to as "non commercial banking". In retail banking the banking institutions execute transactions directly with the consumers, rather than corporations or other banks. Whereas core banking is a centralized system and every data has been kept at the server side. In this a customer can open an account in one branch and use it in second branch. Whereas in case of Retail banking, every branch has its own portion of accounts and the changes are synchronized with the center at a gap of certain time.

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