Should I invest in Templeton India Growth Fund?

We don't give personal investment advice. Templeton India Growth Fund-Dividend Plan is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.3%. 5-year CAGR: 4.78%.

Franklin Templeton

Templeton India Growth Fund-Dividend Plan

Latest NAV

₹89.1033

As of

8 Jun 2026

4,961 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-0.10%	+0.10	3 / 16	Q1
1W	-1.05%	-0.82%	-0.23	11 / 16	Q3
2W	-2.75%	-1.29%	-1.46	13 / 16	Q4
1M	-4.05%	-3.33%	-0.71	15 / 16	Q4
3M	-2.33%	-2.50%	+0.17	10 / 16	Q3
6M	-14.34%	-8.69%	-5.65	15 / 16	Q4
YTD	-8.96%	-8.72%	-0.25	8 / 16	Q2
1Y	-13.13%	-5.16%	-7.97	16 / 16	Q4
2Y	-9.50%	+0.24%	-9.74	16 / 16	Q4
3Y	+3.39%	+11.54%	-8.15	15 / 16	Q4
4Y	+5.69%	+12.79%	-7.10	14 / 16	Q4
5Y	+4.78%	+11.06%	-6.28	15 / 16	Q4
7Y	+5.64%	+11.98%	-6.34	14 / 16	Q4
10Y	+4.24%	+10.96%	-6.72	14 / 16	Q4
Inception	+4.12%	+9.56%	-5.44	14 / 16	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-8.96%	-8.72%	-0.25	8 / 16
2025	-1.91%	+3.06%	-4.97	13 / 16
2024	+4.89%	+17.61%	-12.71	16 / 16
2023	+23.39%	+29.56%	-6.17	14 / 16
2022	+5.96%	+5.08%	+0.88	5 / 16
2021	+21.13%	+32.61%	-11.49	14 / 16
2020	+11.03%	+11.98%	-0.94	12 / 16
2019	-9.28%	-0.12%	-9.16	14 / 16
2018	-21.32%	-9.17%	-12.15	16 / 16
2017	+25.66%	+32.01%	-6.35	10 / 16
2016	+0.15%	+3.68%	-3.53	12 / 16

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.32%

234 windows

min -55.8% · max 122.8%

57% positive

3-Year rolling

+5.78%

210 windows

min -18.9% · max 28.7%

77% positive

5-Year rolling

+5.00%

186 windows

min -10.2% · max 21.7%

81% positive

7-Year rolling

+4.22%

161 windows

min -3.8% · max 12.9%

97% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.62%

3-year · annualised

Sharpe ratio

-0.15

vs risk-free 6.5%

Sortino ratio

-0.21

Downside-only deviation

Max drawdown

-29.34%

Sep 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Value Fund

Scheme	Fund house	NAV	As of
HDFC Capital Builder Fund - Dividend Option	HDFC	₹34.0210	8 Jun 2026
ICICI Prudential Discovery Fund-DIVIDEND OPTION	ICICI Prudential	₹33.7900	8 Jun 2026
Quantum Long-Term Equity Fund-Dividend Plan	Quantum	₹121.0300	8 Jun 2026
Templeton India Growth Fund-Growth Plan	Franklin Templeton	₹676.7049	8 Jun 2026
UTI Opportunities Fund-Dividend Option	UTI	₹45.9876	8 Jun 2026
IDFC Small & Midcap Equity (SME) Fund - Dividend	IDFC	₹35.1930	8 Jun 2026
JM Basic Fund - Dividend Plan	JM Financial	₹62.3857	8 Jun 2026
Tata Equity P/E Fund (Dividend)	Tata	₹110.8796	8 Jun 2026

Recent NAVs

Date	NAV
8 Jun 2026	₹89.1033
5 Jun 2026	₹90.0791
4 Jun 2026	₹90.2108
3 Jun 2026	₹90.0766
2 Jun 2026	₹90.3396
1 Jun 2026	₹90.0459
29 May 2026	₹90.5638
27 May 2026	₹91.7027
26 May 2026	₹91.5095
25 May 2026	₹91.6210

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 08 Jun 2026, the NAV of Templeton India Growth Fund-Dividend Plan is ₹89.1033. It's a Value Fund from Franklin Templeton, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Templeton India Growth Fund-Dividend Plan has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Templeton India Growth Fund-Dividend Plan is managed by Franklin Templeton. It's classified by AMFI under the 'Value Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Templeton India Growth Fund-Dividend Plan has delivered a absolute return of -13.13% — -7.97 pp behind the Value Fund category average of -5.16%. The fund ranks #16 of 16 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Templeton India Growth Fund-Dividend Plan has delivered a CAGR of 3.39% — -8.15 pp behind the Value Fund category average of 11.54%. The fund ranks #15 of 16 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Templeton India Growth Fund-Dividend Plan has delivered a CAGR of 4.78% — -6.28 pp behind the Value Fund category average of 11.06%. The fund ranks #15 of 16 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Templeton India Growth Fund-Dividend Plan exactly 10 years ago would be worth approximately ₹151,523 today — a multiplier of 1.52×, based on the 10-year CAGR of 4.24%. The category average over the same window would have grown ₹1 lakh to ₹282,954.

A ₹10,000 monthly SIP in Templeton India Growth Fund-Dividend Plan over the last 5 years — total invested ₹600,000 — would be worth ₹605,561 today. That's an XIRR (money-weighted annualised return) of 0.36%.

A ₹10,000 monthly SIP for 10 years in Templeton India Growth Fund-Dividend Plan = ₹1,200,000 invested. It would currently be worth ₹1,501,082 (multiplier 1.25×). XIRR: 4.38%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Templeton India Growth Fund-Dividend Plan ranks #15 out of 16 funds in the Value Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 11.06%; this fund delivered 4.78%.

The worst peak-to-trough decline Templeton India Growth Fund-Dividend Plan has experienced over the last 5-year window is 29.34% — its NAV fell from a high on 27 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Templeton India Growth Fund-Dividend Plan averaged 5.00% (best 21.74%, worst -10.17%). 81% of rolling windows ended positive. The 5-year Sharpe ratio is -0.04 — negative risk-adjusted performance.

In calendar year 2025, Templeton India Growth Fund-Dividend Plan returned -1.91% — lagging the Value Fund category average of 3.06% by 4.97 pp. It ranked #13 of 16 in its category that year.

Templeton India Growth Fund-Dividend Plan is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Templeton India Growth Fund-Dividend Plan is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.3%. 5-year CAGR: 4.78%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.