Should I invest in Tata Treasury Manager Fund Retail Investment Plan Growth?

We don't give personal investment advice. Tata Treasury Manager Fund Retail Investment Plan Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.9%. 5-year CAGR: 8.17%.

Tata

Tata Treasury Manager Fund Retail Investment Plan Growth

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	-7.11%	+7.12	101 / 732	Q1
1W	+0.10%	-12.64%	+12.73	154 / 699	Q1
2W	+0.19%	-12.71%	+12.90	163 / 712	Q1
1M	+0.55%	-12.43%	+12.98	160 / 754	Q1
3M	+1.51%	-11.47%	+12.98	222 / 740	Q2
6M	+3.51%	-9.57%	+13.08	252 / 680	Q2
YTD	+5.56%	-9.94%	+15.50	128 / 704	Q1
1Y	+6.86%	-7.10%	+13.97	273 / 627	Q2
2Y	+7.48%	-7.27%	+14.75	36 / 143	Q2
3Y	+7.86%	-2.77%	+10.62	15 / 83	Q1
4Y	+8.13%	+0.17%	+7.96	9 / 70	Q1
5Y	+8.17%	+0.12%	+8.05	9 / 66	Q1
7Y	+8.39%	-0.98%	+9.37	1 / 52	Q1
10Y	+8.00%	+3.05%	+4.95	1 / 16	Q1
Inception	+8.00%	-6.12%	+14.12	257 / 770	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2017 YTD	+5.56%	+1.62%	+3.94	8 / 26
2016	+8.16%	+3.57%	+4.59	5 / 41
2015	+8.10%	-1.44%	+9.55	6 / 56
2014	+8.84%	+4.04%	+4.80	11 / 46
2013	+8.53%	+2.99%	+5.54	6 / 51
2012	+9.03%	+3.57%	+5.46	10 / 54
2011	+8.93%	+2.03%	+6.90	8 / 66
2010	+5.44%	-4.87%	+10.31	14 / 143
2009	+5.66%	-9.70%	+15.36	145 / 552
2008	+9.87%	+2.86%	+7.00	12 / 257
2007	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.04%

114 windows

min 4.7% · max 10.1%

100% positive

3-Year rolling

+8.05%

89 windows

min 6.7% · max 8.9%

100% positive

5-Year rolling

+8.16%

65 windows

min 7.5% · max 8.7%

100% positive

7-Year rolling

+8.08%

41 windows

min 7.8% · max 8.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.56%

3-year · annualised

Sharpe ratio

1.96

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.22%

Dec 2016 → Dec 2016

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
27 Oct 2017	₹2,210.6876
26 Oct 2017	₹2,210.4136
25 Oct 2017	₹2,209.9870
24 Oct 2017	₹2,210.0689
23 Oct 2017	₹2,209.8273
18 Oct 2017	₹2,208.5731
17 Oct 2017	₹2,208.0858
16 Oct 2017	₹2,207.7477
13 Oct 2017	₹2,206.5403
12 Oct 2017	₹2,205.4027

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Tata Treasury Manager Fund Retail Investment Plan Growth is a Income from Tata (Retail plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Tata Treasury Manager Fund Retail Investment Plan Growth has NAV history starting from 17 Jul 2007, a track record of about 18 years 10 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Tata Treasury Manager Fund Retail Investment Plan Growth is managed by Tata. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Treasury Manager Fund Retail Investment Plan Growth has delivered a absolute return of 6.86% — +13.97 pp ahead of the Income category average of -7.10%. The fund ranks #273 of 627 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Tata Treasury Manager Fund Retail Investment Plan Growth has delivered a CAGR of 7.86% — +10.62 pp ahead of the Income category average of -2.77%. The fund ranks #15 of 83 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Tata Treasury Manager Fund Retail Investment Plan Growth has delivered a CAGR of 8.17% — +8.05 pp ahead of the Income category average of 0.12%. The fund ranks #9 of 66 in its category — the top (Q1) quartile.

₹1 lakh invested in Tata Treasury Manager Fund Retail Investment Plan Growth exactly 10 years ago would be worth approximately ₹215,986 today — a multiplier of 2.16×, based on the 10-year CAGR of 8.00%. The category average over the same window would have grown ₹1 lakh to ₹135,106.

A ₹10,000 monthly SIP in Tata Treasury Manager Fund Retail Investment Plan Growth over the last 5 years — total invested ₹600,000 — would be worth ₹733,189 today. That's an XIRR (money-weighted annualised return) of 7.94%.

A ₹10,000 monthly SIP for 10 years in Tata Treasury Manager Fund Retail Investment Plan Growth = ₹1,200,000 invested. It would currently be worth ₹1,817,992 (multiplier 1.51×). XIRR: 8.05%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Tata Treasury Manager Fund Retail Investment Plan Growth ranks #9 out of 66 funds in the Income category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 0.12%; this fund delivered 8.17%.

The worst peak-to-trough decline Tata Treasury Manager Fund Retail Investment Plan Growth has experienced over the last 5-year window is 0.90% — its NAV fell from a high on 15 Jul 2013 to a low on 24 Jul 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Treasury Manager Fund Retail Investment Plan Growth averaged 8.16% (best 8.75%, worst 7.48%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 1.75 — strong risk-adjusted performance.

In calendar year 2016, Tata Treasury Manager Fund Retail Investment Plan Growth returned 8.16% — beating the Income category average of 3.57% by 4.59 pp. It ranked #5 of 41 in its category that year.

Tata Treasury Manager Fund Retail Investment Plan Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Tata Treasury Manager Fund Retail Investment Plan Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.9%. 5-year CAGR: 8.17%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Tata Treasury Manager Fund Retail Investment Plan Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Recent NAVs

Frequently asked questions

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