Tata
Tata M I P Plus Fund - Half Yearly Dividend
Category
Income
Plan type
Dividend
Structure
Open-ended
AMFI Scheme Code
102282
ISIN (Growth)
—
ISIN (Dividend)
—
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | +0.06% | -9.99% | +10.05 | 72 / 1129 | Q1 |
| 1W | -0.68% | -13.04% | +12.36 | 538 / 1151 | Q2 |
| 2W | -0.69% | -13.18% | +12.49 | 533 / 1149 | Q2 |
| 1M | +0.49% | -13.26% | +13.75 | 182 / 1137 | Q1 |
| 3M | +0.78% | -13.15% | +13.93 | 309 / 1116 | Q2 |
| 6M | -1.66% | -15.45% | +13.80 | 592 / 906 | Q3 |
| YTD | +2.51% | -15.77% | +18.29 | 235 / 952 | Q1 |
| 1Y | +7.24% | -13.09% | +20.32 | 232 / 820 | Q2 |
| 2Y | +9.19% | -12.72% | +21.91 | 30 / 446 | Q1 |
| 3Y | +4.73% | -11.01% | +15.74 | 123 / 385 | Q2 |
| 4Y | +4.26% | -6.52% | +10.78 | 114 / 339 | Q2 |
| 5Y | +2.72% | -7.36% | +10.08 | 120 / 314 | Q2 |
| 7Y | +3.69% | +2.53% | +1.16 | 99 / 234 | Q2 |
| 10Y | — | — | — | — | — |
| Inception | +2.97% | -13.63% | +16.60 | 349 / 1199 | Q2 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2015 YTD | +2.51% | +2.22% | +0.29 | 104 / 216 |
| 2014 | +12.10% | +5.51% | +6.59 | 33 / 240 |
| 2013 | -2.19% | -1.95% | -0.24 | 232 / 276 |
| 2012 | +7.60% | +1.38% | +6.22 | 124 / 295 |
| 2011 | -4.48% | -3.16% | -1.32 | 283 / 317 |
| 2010 | +1.41% | -5.78% | +7.19 | 163 / 377 |
| 2009 | +12.73% | -12.86% | +25.58 | 61 / 713 |
| 2008 | -11.56% | -2.02% | -9.54 | 344 / 380 |
| 2007 | +10.12% | +4.84% | +5.28 | 34 / 142 |
| 2006 | — | — | — | — |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
1-Year rolling
+3.36%
103 windows
min -14.6% · max 19.6%
66% positive
3-Year rolling
+2.78%
79 windows
min -0.7% · max 5.8%
94% positive
5-Year rolling
+2.44%
53 windows
min 1.0% · max 3.9%
100% positive
Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.
7-Year rolling
+2.49%
30 windows
min 1.6% · max 3.7%
100% positive
Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
Period
Total invested
₹
—
Today's value
₹
—
XIRR
Annualised
Wealth multiplier
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Risk profile
Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.
Std deviation
6.30%
3-year · annualised
Sharpe ratio
-0.27
vs risk-free 6.5%
Sortino ratio
-0.41
Downside-only deviation
Max drawdown
-7.74%
May 2013 → Aug 2013
% positive months
69.4%
Share of monthly returns > 0 over the 3-year window
Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.
Recent NAVs
| Date | NAV |
|---|---|
| 28 Aug 2015 | ₹14.0538 |
| 27 Aug 2015 | ₹14.0448 |
| 26 Aug 2015 | ₹13.9757 |
| 25 Aug 2015 | ₹13.9848 |
| 24 Aug 2015 | ₹13.9397 |
| 21 Aug 2015 | ₹14.1494 |
| 20 Aug 2015 | ₹14.1688 |
| 19 Aug 2015 | ₹14.1960 |
| 17 Aug 2015 | ₹14.1444 |
| 14 Aug 2015 | ₹14.1517 |
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Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
Tata M I P Plus Fund - Half Yearly Dividend is a Income from Tata (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.
Tata M I P Plus Fund - Half Yearly Dividend has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.
Tata M I P Plus Fund - Half Yearly Dividend is managed by Tata. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.
Over the trailing 1-year window, Tata M I P Plus Fund - Half Yearly Dividend has delivered a absolute return of 7.24% — +20.32 pp ahead of the Income category average of -13.09%. The fund ranks #232 of 820 in its category — the second (Q2) quartile.
Over the trailing 3-year window, Tata M I P Plus Fund - Half Yearly Dividend has delivered a CAGR of 4.73% — +15.74 pp ahead of the Income category average of -11.01%. The fund ranks #123 of 385 in its category — the second (Q2) quartile.
Over the trailing 5-year window, Tata M I P Plus Fund - Half Yearly Dividend has delivered a CAGR of 2.72% — +10.08 pp ahead of the Income category average of -7.36%. The fund ranks #120 of 314 in its category — the second (Q2) quartile.
₹1 lakh invested in Tata M I P Plus Fund - Half Yearly Dividend exactly 5 years ago would be worth approximately ₹114,364 today — a multiplier of 1.14×, based on the 5-year CAGR of 2.72%. The category average over the same window would have grown ₹1 lakh to ₹68,226.
A ₹10,000 monthly SIP in Tata M I P Plus Fund - Half Yearly Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹681,710 today. That's an XIRR (money-weighted annualised return) of 5.05%.
Tata M I P Plus Fund - Half Yearly Dividend doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹981,032 — XIRR 4.37%.
On a 5-year basis, Tata M I P Plus Fund - Half Yearly Dividend ranks #120 out of 314 funds in the Income category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is -7.36%; this fund delivered 2.72%.
The worst peak-to-trough decline Tata M I P Plus Fund - Half Yearly Dividend has experienced over the last 5-year window is 8.28% — its NAV fell from a high on 15 Sep 2010 to a low on 05 Oct 2011. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.
Across all 5-year rolling windows, Tata M I P Plus Fund - Half Yearly Dividend averaged 2.44% (best 3.90%, worst 0.96%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.60 — negative risk-adjusted performance.
In calendar year 2014, Tata M I P Plus Fund - Half Yearly Dividend returned 12.10% — beating the Income category average of 5.51% by 6.59 pp. It ranked #33 of 240 in its category that year.
Tata M I P Plus Fund - Half Yearly Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.
We don't give personal investment advice. Tata M I P Plus Fund - Half Yearly Dividend is suitable for an investor whose:
- time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
- primary goal is capital preservation or steady accrual, not high growth
- tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.
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