Should I invest in Tata Liquidity Management Fund - Daily Div?

We don't give personal investment advice. Tata Liquidity Management Fund - Daily Div is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.4%. 5-year CAGR: 0.00%.

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Tata Liquidity Management Fund - Daily Div

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-3.56%	+3.56	68 / 84	Q4
1W	+0.00%	-3.52%	+3.52	62 / 84	Q3
2W	+0.00%	-3.50%	+3.50	63 / 84	Q3
1M	+0.00%	-6.74%	+6.74	67 / 87	Q4
3M	+0.00%	-6.22%	+6.22	65 / 86	Q4
6M	+0.00%	-6.43%	+6.43	55 / 84	Q3
YTD	+0.00%	-6.15%	+6.15	60 / 85	Q3
1Y	+0.00%	-5.38%	+5.38	60 / 84	Q3
2Y	+0.00%	-6.52%	+6.52	62 / 86	Q3
3Y	+0.00%	-6.38%	+6.38	62 / 85	Q3
4Y	+0.00%	-7.58%	+7.58	47 / 74	Q3
5Y	+0.00%	-4.41%	+4.41	43 / 61	Q3
7Y	+0.00%	+0.51%	-0.51	43 / 50	Q4
10Y	+0.00%	+0.08%	-0.08	36 / 47	Q4
Inception	+0.00%	-6.05%	+6.05	64 / 88	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2016 YTD	+0.00%	+2.54%	-2.54	38 / 49
2015	+0.00%	+2.88%	-2.88	43 / 50
2014	+0.00%	+2.21%	-2.21	41 / 50
2013	+0.00%	+2.22%	-2.22	45 / 51
2012	+0.00%	+2.94%	-2.94	51 / 58
2011	+0.00%	-4.13%	+4.13	59 / 67
2010	+0.00%	-2.87%	+2.87	61 / 68
2009	+0.00%	-0.61%	+0.61	46 / 63
2008	+0.00%	+2.48%	-2.48	51 / 54
2007	+0.03%	+2.06%	-2.03	23 / 45
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.00%

113 windows

min -0.3% · max 0.0%

11% positive

3-Year rolling

+0.00%

89 windows

min -0.1% · max 0.0%

21% positive

5-Year rolling

+0.00%

65 windows

min -0.1% · max 0.0%

29% positive

7-Year rolling

+0.00%

40 windows

min 0.0% · max 0.0%

43% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.00%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.38%

Jul 2013 → Jul 2013

% positive months

2.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
1 Jul 2016	₹1,002.6089
30 Jun 2016	₹1,002.6089
29 Jun 2016	₹1,002.6089
28 Jun 2016	₹1,002.6089
27 Jun 2016	₹1,002.6089
26 Jun 2016	₹1,002.6089
25 Jun 2016	₹1,002.6089
24 Jun 2016	₹1,002.6089
23 Jun 2016	₹1,002.6089
22 Jun 2016	₹1,002.6089

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Tata Liquidity Management Fund - Daily Div is a Liquid from Tata (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Tata Liquidity Management Fund - Daily Div has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Tata Liquidity Management Fund - Daily Div is managed by Tata. It's classified by AMFI under the 'Liquid' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Liquidity Management Fund - Daily Div has delivered a absolute return of 0.00% — +5.38 pp ahead of the Liquid category average of -5.38%. The fund ranks #60 of 84 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Tata Liquidity Management Fund - Daily Div has delivered a CAGR of 0.00% — +6.38 pp ahead of the Liquid category average of -6.38%. The fund ranks #62 of 85 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Tata Liquidity Management Fund - Daily Div has delivered a CAGR of 0.00% — +4.41 pp ahead of the Liquid category average of -4.41%. The fund ranks #43 of 61 in its category — the third (Q3) quartile.

₹1 lakh invested in Tata Liquidity Management Fund - Daily Div exactly 10 years ago would be worth approximately ₹100,035 today — a multiplier of 1.00×, based on the 10-year CAGR of 0.00%. The category average over the same window would have grown ₹1 lakh to ₹100,791.

A ₹10,000 monthly SIP in Tata Liquidity Management Fund - Daily Div over the last 5 years — total invested ₹600,000 — would be worth ₹599,999 today. That's an XIRR (money-weighted annualised return) of 0.00%.

A ₹10,000 monthly SIP for 10 years in Tata Liquidity Management Fund - Daily Div = ₹1,200,000 invested. It would currently be worth ₹1,200,053 (multiplier 1.00×). XIRR: 0.00%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Tata Liquidity Management Fund - Daily Div ranks #43 out of 61 funds in the Liquid category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is -4.41%; this fund delivered 0.00%.

The worst peak-to-trough decline Tata Liquidity Management Fund - Daily Div has experienced over the last 5-year window is 0.41% — its NAV fell from a high on 12 Dec 2011 to a low on 16 Jul 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Liquidity Management Fund - Daily Div averaged 0.00% (best 0.01%, worst -0.05%). 29% of rolling windows ended positive.

In calendar year 2015, Tata Liquidity Management Fund - Daily Div returned 0.00% — lagging the Liquid category average of 2.88% by 2.88 pp. It ranked #43 of 50 in its category that year.

Tata Liquidity Management Fund - Daily Div is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Tata Liquidity Management Fund - Daily Div is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.4%. 5-year CAGR: 0.00%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Tata Liquidity Management Fund - Daily Div

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Recent NAVs

Frequently asked questions

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