Should I invest in Tata Infrastructure Tax Saving Fund?

We don't give personal investment advice. Tata Infrastructure Tax Saving Fund - Dividend is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.2%. 5-year CAGR: 11.67%.

Tata

Tata Infrastructure Tax Saving Fund - Dividend

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+3.26%	-2.17%	+5.43	1 / 90	Q1
1W	+1.71%	-3.63%	+5.34	8 / 87	Q1
2W	+2.57%	-4.22%	+6.79	8 / 87	Q1
1M	+13.40%	-6.35%	+19.75	1 / 87	Q1
3M	+6.35%	-4.81%	+11.16	9 / 87	Q1
6M	+7.37%	-4.06%	+11.42	17 / 89	Q1
YTD	+4.83%	-5.30%	+10.13	18 / 89	Q1
1Y	-3.85%	+0.90%	-4.75	49 / 87	Q3
2Y	+2.70%	+0.50%	+2.20	35 / 86	Q2
3Y	+10.00%	+5.98%	+4.02	46 / 81	Q3
4Y	+3.99%	+7.92%	-3.94	69 / 78	Q4
5Y	+11.67%	+6.84%	+4.83	28 / 77	Q2
7Y	+9.21%	+8.86%	+0.34	45 / 75	Q3
10Y	+8.75%	+8.06%	+0.69	40 / 69	Q3
Inception	+8.75%	+5.85%	+2.91	44 / 91	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2019 YTD	+4.83%	+2.03%	+2.80	24 / 59
2018	-16.41%	-9.68%	-6.73	50 / 61
2017	+35.99%	+29.95%	+6.03	16 / 65
2016	+2.99%	-0.31%	+3.30	24 / 70
2015	-1.95%	-1.16%	-0.79	15 / 24
2014	+57.55%	+42.05%	+15.50	1 / 27
2013	-12.83%	+2.38%	-15.21	26 / 27
2012	+30.21%	+28.66%	+1.55	10 / 27
2011	-36.49%	-28.62%	-7.87	23 / 25
2010	+2.51%	+14.25%	-11.75	24 / 30
2009	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.05%

110 windows

min -34.3% · max 78.9%

55% positive

3-Year rolling

+6.80%

86 windows

min -15.7% · max 24.5%

72% positive

5-Year rolling

+8.58%

61 windows

min 0.1% · max 18.8%

100% positive

7-Year rolling

+6.36%

37 windows

min 2.3% · max 11.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.61%

3-year · annualised

Sharpe ratio

0.26

vs risk-free 6.5%

Sortino ratio

0.41

Downside-only deviation

Max drawdown

-27.17%

Jan 2018 → Feb 2019

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
HDFC TaxSaver-Dividend Plan	HDFC	₹63.0500	8 Jun 2026
NIPPON INDIA ELSS TAX SAVER FUND - ANNUAL IDCW Option	Nippon India	₹19.7699	8 Jun 2026
SBI MAGNUM TAXGAIN SCHEME 1993 - DIVIDEND	SBI	₹84.6252	8 Jun 2026
ICICI Prudential Long Term Wealth Enhancement Fund - IDCW Option	ICICI Prudential	₹27.0800	8 Jun 2026
Quantum Tax Saving Fund - Dividend	Quantum	₹119.8800	8 Jun 2026
Motilal Oswal ELSS Tax Saver Fund - IDCW Payout	Motilal Oswal	₹29.3174	8 Jun 2026
Franklin India Taxshield-Dividend	Franklin Templeton	₹57.2329	8 Jun 2026
Kotak Tax Saver-Scheme-Dividend	Kotak Mahindra	₹40.9460	8 Jun 2026
EDELWEISS ELSS FUND - Dividend Option	Edelweiss	₹29.0500	8 Jun 2026
DSP BlackRock Tax Saver Fund - Dividend	DSP BlackRock	₹21.0520	8 Jun 2026

Recent NAVs

Date	NAV
28 Mar 2019	₹23.2109
27 Mar 2019	₹22.4771
26 Mar 2019	₹22.4787
25 Mar 2019	₹22.5845
22 Mar 2019	₹22.7866
20 Mar 2019	₹22.8197
19 Mar 2019	₹22.8486
18 Mar 2019	₹22.6942
15 Mar 2019	₹22.6693
14 Mar 2019	₹22.6293

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Tata Infrastructure Tax Saving Fund - Dividend is a ELSS from Tata (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Tata Infrastructure Tax Saving Fund - Dividend has NAV history starting from 31 Mar 2009, a track record of about 17 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Tata Infrastructure Tax Saving Fund - Dividend is managed by Tata. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Infrastructure Tax Saving Fund - Dividend has delivered a absolute return of -3.85% — -4.75 pp behind the ELSS category average of 0.90%. The fund ranks #49 of 87 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Tata Infrastructure Tax Saving Fund - Dividend has delivered a CAGR of 10.00% — +4.02 pp ahead of the ELSS category average of 5.98%. The fund ranks #46 of 81 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Tata Infrastructure Tax Saving Fund - Dividend has delivered a CAGR of 11.67% — +4.83 pp ahead of the ELSS category average of 6.84%. The fund ranks #28 of 77 in its category — the second (Q2) quartile.

₹1 lakh invested in Tata Infrastructure Tax Saving Fund - Dividend exactly 10 years ago would be worth approximately ₹231,403 today — a multiplier of 2.31×, based on the 10-year CAGR of 8.75%. The category average over the same window would have grown ₹1 lakh to ₹217,079.

A ₹10,000 monthly SIP in Tata Infrastructure Tax Saving Fund - Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹698,419 today. That's an XIRR (money-weighted annualised return) of 6.01%.

A ₹10,000 monthly SIP for 10 years in Tata Infrastructure Tax Saving Fund - Dividend = ₹1,200,000 invested. It would currently be worth ₹1,740,624 (multiplier 1.45×). XIRR: 7.23%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Tata Infrastructure Tax Saving Fund - Dividend ranks #28 out of 77 funds in the ELSS category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 6.84%; this fund delivered 11.67%.

The worst peak-to-trough decline Tata Infrastructure Tax Saving Fund - Dividend has experienced over the last 5-year window is 27.17% — its NAV fell from a high on 10 Jan 2018 to a low on 18 Feb 2019. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Infrastructure Tax Saving Fund - Dividend averaged 8.58% (best 18.82%, worst 0.14%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.34 — weak risk-adjusted performance.

In calendar year 2018, Tata Infrastructure Tax Saving Fund - Dividend returned -16.41% — lagging the ELSS category average of -9.68% by 6.73 pp. It ranked #50 of 61 in its category that year.

Tata Infrastructure Tax Saving Fund - Dividend is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Tata Infrastructure Tax Saving Fund - Dividend is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.2%. 5-year CAGR: 11.67%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.