Should I invest in Tata Growing Economies Infrastructure Fund Plan B?

We don't give personal investment advice. Tata Growing Economies Infrastructure Fund Plan B - Dividend is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 30.8%. 5-year CAGR: 7.61%.

Tata

Tata Growing Economies Infrastructure Fund Plan B - Dividend

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.54%	+0.06%	-0.61	246 / 299	Q4
1W	-0.16%	-3.61%	+3.45	166 / 303	Q3
2W	-2.80%	-4.52%	+1.72	224 / 303	Q3
1M	-0.38%	-5.64%	+5.26	146 / 302	Q2
3M	+8.98%	-4.27%	+13.25	58 / 302	Q1
6M	+12.74%	+1.48%	+11.25	80 / 307	Q2
YTD	+4.95%	-0.18%	+5.13	121 / 309	Q2
1Y	+48.35%	+7.10%	+41.25	26 / 307	Q1
2Y	+26.32%	+2.20%	+24.12	28 / 303	Q1
3Y	+16.89%	+0.76%	+16.14	43 / 264	Q1
4Y	+10.88%	+0.58%	+10.29	64 / 235	Q2
5Y	+7.61%	+0.02%	+7.59	78 / 208	Q2
7Y	+7.83%	+3.12%	+4.71	60 / 130	Q2
10Y	—	—	—	—	—
Inception	+7.91%	+0.51%	+7.40	96 / 310	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2015 YTD	+4.95%	-3.94%	+8.89	15 / 99
2014	+47.90%	+34.59%	+13.31	27 / 133
2013	-5.47%	+0.03%	-5.49	123 / 154
2012	+20.45%	+23.57%	-3.11	135 / 190
2011	-25.28%	-23.68%	-1.60	148 / 241
2010	+7.10%	+11.69%	-4.58	173 / 256
2009	+79.26%	+65.86%	+13.40	71 / 238
2008	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+15.24%

73 windows

min -27.9% · max 99.6%

60% positive

3-Year rolling

+5.02%

49 windows

min -8.3% · max 23.7%

57% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+7.19%

24 windows

min 0.1% · max 12.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.34%

3-year · annualised

Sharpe ratio

0.65

vs risk-free 6.5%

Sortino ratio

1.10

Downside-only deviation

Max drawdown

-19.86%

Jan 2013 → Aug 2013

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
20 Mar 2015	₹17.0017
19 Mar 2015	₹17.0946
18 Mar 2015	₹17.1554
17 Mar 2015	₹17.1002
16 Mar 2015	₹16.9998
13 Mar 2015	₹17.0290
12 Mar 2015	₹17.1547
11 Mar 2015	₹17.0571
10 Mar 2015	₹17.1491
9 Mar 2015	₹17.2257

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Tata Growing Economies Infrastructure Fund Plan B - Dividend is a Growth from Tata (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Tata Growing Economies Infrastructure Fund Plan B - Dividend has NAV history starting from 15 Apr 2008, a track record of about 18 years 1 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Tata Growing Economies Infrastructure Fund Plan B - Dividend is managed by Tata. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Growing Economies Infrastructure Fund Plan B - Dividend has delivered a absolute return of 48.35% — +41.25 pp ahead of the Growth category average of 7.10%. The fund ranks #26 of 307 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Tata Growing Economies Infrastructure Fund Plan B - Dividend has delivered a CAGR of 16.89% — +16.14 pp ahead of the Growth category average of 0.76%. The fund ranks #43 of 264 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Tata Growing Economies Infrastructure Fund Plan B - Dividend has delivered a CAGR of 7.61% — +7.59 pp ahead of the Growth category average of 0.02%. The fund ranks #78 of 208 in its category — the second (Q2) quartile.

₹1 lakh invested in Tata Growing Economies Infrastructure Fund Plan B - Dividend exactly 5 years ago would be worth approximately ₹144,288 today — a multiplier of 1.44×, based on the 5-year CAGR of 7.61%. The category average over the same window would have grown ₹1 lakh to ₹100,100.

A ₹10,000 monthly SIP in Tata Growing Economies Infrastructure Fund Plan B - Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹877,554 today. That's an XIRR (money-weighted annualised return) of 15.20%.

Tata Growing Economies Infrastructure Fund Plan B - Dividend doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹877,554 — XIRR 15.20%.

On a 5-year basis, Tata Growing Economies Infrastructure Fund Plan B - Dividend ranks #78 out of 208 funds in the Growth category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 0.02%; this fund delivered 7.61%.

The worst peak-to-trough decline Tata Growing Economies Infrastructure Fund Plan B - Dividend has experienced over the last 5-year window is 30.84% — its NAV fell from a high on 08 Nov 2010 to a low on 28 Aug 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Growing Economies Infrastructure Fund Plan B - Dividend averaged 7.19% (best 12.83%, worst 0.14%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.13 — weak risk-adjusted performance.

In calendar year 2014, Tata Growing Economies Infrastructure Fund Plan B - Dividend returned 47.90% — beating the Growth category average of 34.59% by 13.31 pp. It ranked #27 of 133 in its category that year.

Tata Growing Economies Infrastructure Fund Plan B - Dividend doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Tata Growing Economies Infrastructure Fund Plan B - Dividend is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 30.8%. 5-year CAGR: 7.61%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.