Tata
Tata Floating Rate Fund - Long Term Option Bonus/ Dividend
Unit split applied to historical metrics
This scheme had
a 100× unit consolidation on
3 Feb 2014.
Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).
Category
Floating Rate
Plan type
Dividend
Structure
Open-ended
AMFI Scheme Code
102154
ISIN (Growth)
—
ISIN (Dividend)
—
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | +0.00% | -8.69% | +8.69 | 19 / 23 | Q4 |
| 1W | +0.09% | -8.62% | +8.71 | 13 / 23 | Q3 |
| 2W | +0.22% | -8.56% | +8.78 | 8 / 23 | Q2 |
| 1M | +0.36% | -8.48% | +8.84 | 8 / 23 | Q2 |
| 3M | +0.36% | -7.99% | +8.35 | 14 / 23 | Q3 |
| 6M | +0.47% | -7.23% | +7.70 | 15 / 23 | Q3 |
| YTD | +0.42% | -14.84% | +15.27 | 12 / 25 | Q2 |
| 1Y | +0.34% | -17.92% | +18.26 | 15 / 24 | Q3 |
| 2Y | +0.17% | -17.12% | +17.28 | 15 / 25 | Q3 |
| 3Y | +0.33% | -29.96% | +30.30 | 14 / 31 | Q2 |
| 4Y | -3.17% | -22.63% | +19.47 | 21 / 28 | Q3 |
| 5Y | -1.11% | -18.05% | +16.94 | 19 / 24 | Q4 |
| 7Y | -0.06% | +3.72% | -3.78 | 16 / 16 | Q4 |
| 10Y | — | — | — | — | — |
| Inception | -0.01% | -27.72% | +27.71 | 21 / 30 | Q3 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2015 YTD | +0.42% | +3.98% | -3.55 | 8 / 14 |
| 2014 | +0.00% | +3.53% | -3.53 | 15 / 18 |
| 2013 | +0.00% | +3.32% | -3.32 | 16 / 20 |
| 2012 | -13.30% | +3.06% | -16.36 | 18 / 18 |
| 2011 | +7.81% | -5.64% | +13.46 | 6 / 21 |
| 2010 | +4.52% | -19.63% | +24.15 | 6 / 23 |
| 2009 | +0.23% | -7.48% | +7.71 | 12 / 21 |
| 2008 | +2.85% | -0.77% | +3.62 | 10 / 20 |
| 2007 | -1.28% | -7.74% | +6.46 | 16 / 19 |
| 2006 | — | — | — | — |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
1-Year rolling
+0.11%
106 windows
min -18.6% · max 9.9%
64% positive
3-Year rolling
-0.01%
80 windows
min -6.6% · max 6.7%
54% positive
5-Year rolling
+0.62%
57 windows
min -1.1% · max 4.3%
42% positive
Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.
7-Year rolling
-0.11%
33 windows
min -0.4% · max 0.1%
21% positive
Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
Period
Total invested
₹
—
Today's value
₹
—
XIRR
Annualised
Wealth multiplier
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Risk profile
Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.
Std deviation
0.51%
3-year · annualised
Sharpe ratio
-12.07
vs risk-free 6.5%
Sortino ratio
—
Downside-only deviation
Max drawdown
-0.21%
Sep 2013 → Feb 2014
% positive months
63.9%
Share of monthly returns > 0 over the 3-year window
Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.
Recent NAVs
| Date | NAV |
|---|---|
| 17 Nov 2015 | ₹1,022.9247 |
| 16 Nov 2015 | ₹1,022.9247 |
| 13 Nov 2015 | ₹1,022.5419 |
| 10 Nov 2015 | ₹1,021.9749 |
| 9 Nov 2015 | ₹1,021.7871 |
| 6 Nov 2015 | ₹1,021.2389 |
| 5 Nov 2015 | ₹1,021.0571 |
| 4 Nov 2015 | ₹1,020.8753 |
| 3 Nov 2015 | ₹1,020.6941 |
| 2 Nov 2015 | ₹1,020.5125 |
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Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
Tata Floating Rate Fund - Long Term Option Bonus/ Dividend is a Floating Rate from Tata (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.
Tata Floating Rate Fund - Long Term Option Bonus/ Dividend has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.
Tata Floating Rate Fund - Long Term Option Bonus/ Dividend is managed by Tata. It's classified by AMFI under the 'Floating Rate' SEBI category, which determines its peer set and tax treatment.
Over the trailing 1-year window, Tata Floating Rate Fund - Long Term Option Bonus/ Dividend has delivered a absolute return of 0.34% — +18.26 pp ahead of the Floating Rate category average of -17.92%. The fund ranks #15 of 24 in its category — the third (Q3) quartile.
Over the trailing 3-year window, Tata Floating Rate Fund - Long Term Option Bonus/ Dividend has delivered a CAGR of 0.33% — +30.3 pp ahead of the Floating Rate category average of -29.96%. The fund ranks #14 of 31 in its category — the second (Q2) quartile.
Over the trailing 5-year window, Tata Floating Rate Fund - Long Term Option Bonus/ Dividend has delivered a CAGR of -1.11% — +16.94 pp ahead of the Floating Rate category average of -18.05%. The fund ranks #19 of 24 in its category — the bottom (Q4) quartile.
₹1 lakh invested in Tata Floating Rate Fund - Long Term Option Bonus/ Dividend exactly 5 years ago would be worth approximately ₹94,558 today — a multiplier of 0.95×, based on the 5-year CAGR of -1.11%. The category average over the same window would have grown ₹1 lakh to ₹36,952.
A ₹10,000 monthly SIP in Tata Floating Rate Fund - Long Term Option Bonus/ Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹576,936 today. That's an XIRR (money-weighted annualised return) of -1.54%.
Tata Floating Rate Fund - Long Term Option Bonus/ Dividend doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹812,319 — XIRR -0.95%.
On a 5-year basis, Tata Floating Rate Fund - Long Term Option Bonus/ Dividend ranks #19 out of 24 funds in the Floating Rate category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is -18.05%; this fund delivered -1.11%.
The worst peak-to-trough decline Tata Floating Rate Fund - Long Term Option Bonus/ Dividend has experienced over the last 5-year window is 20.34% — its NAV fell from a high on 14 Sep 2012 to a low on 17 Sep 2012. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.
Across all 5-year rolling windows, Tata Floating Rate Fund - Long Term Option Bonus/ Dividend averaged 0.62% (best 4.28%, worst -1.11%). 42% of rolling windows ended positive. The 5-year Sharpe ratio is -0.79 — negative risk-adjusted performance.
In calendar year 2014, Tata Floating Rate Fund - Long Term Option Bonus/ Dividend returned 0.00% — lagging the Floating Rate category average of 3.53% by 3.53 pp. It ranked #15 of 18 in its category that year.
Tata Floating Rate Fund - Long Term Option Bonus/ Dividend doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.
We don't give personal investment advice. Tata Floating Rate Fund - Long Term Option Bonus/ Dividend is suitable for an investor whose:
- understands what asset class this scheme actually invests in (check the factsheet)
- matches that asset class's volatility profile to their goal horizon
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.
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