Should I invest in Tata Dividend Yield Fund ( Div)?

We don't give personal investment advice. Tata Dividend Yield Fund ( Div) is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.8%. 5-year CAGR: 11.21%.

Tata

Tata Dividend Yield Fund ( Div)

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-1.04%	+0.06%	-1.11	284 / 299	Q4
1W	-0.69%	-3.61%	+2.92	198 / 303	Q3
2W	-1.54%	-4.52%	+2.98	187 / 303	Q3
1M	-4.09%	-5.64%	+1.54	215 / 302	Q3
3M	-2.39%	-4.27%	+1.88	168 / 302	Q3
6M	+0.78%	+1.48%	-0.70	170 / 307	Q3
YTD	-4.30%	-0.18%	-4.12	175 / 309	Q3
1Y	+4.09%	+7.10%	-3.01	163 / 307	Q3
2Y	+8.49%	+2.20%	+6.29	128 / 303	Q2
3Y	+4.84%	+0.76%	+4.08	136 / 264	Q3
4Y	+7.28%	+0.58%	+6.70	97 / 235	Q2
5Y	+11.21%	+0.02%	+11.19	46 / 208	Q1
7Y	+6.62%	+3.12%	+3.50	74 / 130	Q3
10Y	+5.64%	+7.20%	-1.56	43 / 68	Q3
Inception	+5.64%	+0.51%	+5.12	138 / 310	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2018 YTD	-4.30%	-8.44%	+4.14	22 / 55
2017	+17.14%	+29.57%	-12.43	53 / 65
2016	+0.45%	+1.07%	-0.62	49 / 88
2015	-3.62%	-3.94%	+0.32	63 / 99
2014	+42.27%	+34.59%	+7.68	41 / 133
2013	0.00%	+0.03%	-0.03	86 / 154
2012	+20.63%	+23.57%	-2.94	132 / 190
2011	-30.16%	-23.68%	-6.48	210 / 241
2010	+20.44%	+11.69%	+8.76	50 / 256
2009	+68.09%	+65.86%	+2.23	133 / 238
2008	-53.45%	-52.86%	-0.59	76 / 198

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+10.89%

137 windows

min -52.7% · max 94.7%

61% positive

3-Year rolling

+7.44%

112 windows

min -8.8% · max 23.8%

87% positive

5-Year rolling

+6.44%

88 windows

min -4.2% · max 13.4%

92% positive

7-Year rolling

+6.28%

64 windows

min 1.4% · max 13.4%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.52%

3-year · annualised

Sharpe ratio

-0.12

vs risk-free 6.5%

Sortino ratio

-0.17

Downside-only deviation

Max drawdown

-20.83%

Aug 2015 → Feb 2016

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
1 Jun 2018	₹30.1395
31 May 2018	₹30.4571
30 May 2018	₹30.2519
29 May 2018	₹30.2535
28 May 2018	₹30.3429
25 May 2018	₹30.3487
24 May 2018	₹30.1387
23 May 2018	₹30.1855
22 May 2018	₹30.4637
21 May 2018	₹30.3932

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Tata Dividend Yield Fund ( Div) is a Growth from Tata (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Tata Dividend Yield Fund ( Div) has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Tata Dividend Yield Fund ( Div) is managed by Tata. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Dividend Yield Fund ( Div) has delivered a absolute return of 4.09% — -3.01 pp behind the Growth category average of 7.10%. The fund ranks #163 of 307 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Tata Dividend Yield Fund ( Div) has delivered a CAGR of 4.84% — +4.08 pp ahead of the Growth category average of 0.76%. The fund ranks #136 of 264 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Tata Dividend Yield Fund ( Div) has delivered a CAGR of 11.21% — +11.19 pp ahead of the Growth category average of 0.02%. The fund ranks #46 of 208 in its category — the top (Q1) quartile.

₹1 lakh invested in Tata Dividend Yield Fund ( Div) exactly 10 years ago would be worth approximately ₹173,034 today — a multiplier of 1.73×, based on the 10-year CAGR of 5.64%. The category average over the same window would have grown ₹1 lakh to ₹200,432.

A ₹10,000 monthly SIP in Tata Dividend Yield Fund ( Div) over the last 5 years — total invested ₹600,000 — would be worth ₹730,990 today. That's an XIRR (money-weighted annualised return) of 7.83%.

A ₹10,000 monthly SIP for 10 years in Tata Dividend Yield Fund ( Div) = ₹1,200,000 invested. It would currently be worth ₹1,807,606 (multiplier 1.51×). XIRR: 7.94%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Tata Dividend Yield Fund ( Div) ranks #46 out of 208 funds in the Growth category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 0.02%; this fund delivered 11.21%.

The worst peak-to-trough decline Tata Dividend Yield Fund ( Div) has experienced over the last 5-year window is 24.80% — its NAV fell from a high on 18 Feb 2015 to a low on 29 Feb 2016. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Dividend Yield Fund ( Div) averaged 6.44% (best 13.38%, worst -4.24%). 92% of rolling windows ended positive. The 5-year Sharpe ratio is 0.38 — weak risk-adjusted performance.

In calendar year 2017, Tata Dividend Yield Fund ( Div) returned 17.14% — lagging the Growth category average of 29.57% by 12.43 pp. It ranked #53 of 65 in its category that year.

Tata Dividend Yield Fund ( Div) doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Tata Dividend Yield Fund ( Div) is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.8%. 5-year CAGR: 11.21%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.