Should I invest in SBI Premier Liquid Fund - Super Institutional?

We don't give personal investment advice. SBI Premier Liquid Fund - Super Institutional - Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.0%. 5-year CAGR: 6.03%.

SBI

SBI Premier Liquid Fund - Super Institutional - Growth

Unit split applied to historical metrics

This scheme had a 100× unit consolidation on 13 Jan 2012. Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).

Latest NAV

₹4,319.7180

As of

12 Jun 2026

6,657 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	+0.01%	+0.01	8 / 46	Q1
1W	+0.16%	+0.08%	+0.08	15 / 46	Q2
2W	+0.30%	+0.14%	+0.15	16 / 46	Q2
1M	+0.54%	+0.25%	+0.29	9 / 46	Q1
3M	+1.73%	+0.71%	+1.02	10 / 46	Q1
6M	+3.20%	+1.30%	+1.90	11 / 46	Q1
YTD	+2.84%	+1.15%	+1.69	11 / 46	Q1
1Y	+6.10%	+2.37%	+3.74	14 / 46	Q2
2Y	+6.63%	+2.56%	+4.06	14 / 46	Q2
3Y	+6.81%	+2.63%	+4.19	14 / 46	Q2
4Y	+6.68%	+2.68%	+3.99	14 / 45	Q2
5Y	+6.03%	+2.49%	+3.54	16 / 45	Q2
7Y	+5.56%	+2.34%	+3.22	12 / 45	Q2
10Y	+5.99%	+2.51%	+3.48	14 / 43	Q2
Inception	—	—	—	—	—

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.84%	+1.22%	+1.62	10 / 38
2025	+6.41%	+2.63%	+3.78	14 / 38
2024	+7.24%	+3.08%	+4.16	14 / 38
2023	+6.93%	+3.02%	+3.91	16 / 38
2022	+4.75%	+2.16%	+2.59	14 / 40
2021	+3.26%	+1.46%	+1.80	4 / 40
2020	+4.17%	+1.63%	+2.53	8 / 44
2019	+6.49%	+2.29%	+4.20	9 / 45
2018	+7.29%	+2.61%	+4.68	13 / 45
2017	+6.53%	+2.33%	+4.21	12 / 45
2016	+7.57%	+2.72%	+4.85	12 / 44

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.93%

220 windows

min 3.2% · max 9.8%

100% positive

3-Year rolling

+6.92%

196 windows

min 4.0% · max 9.4%

100% positive

5-Year rolling

+6.98%

172 windows

min 5.1% · max 9.0%

100% positive

7-Year rolling

+7.06%

147 windows

min 5.6% · max 8.5%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.26%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.01%

Mar 2026 → Mar 2026

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Liquid Fund

Scheme	Fund house	NAV	As of
SBI Premier Liquid Fund - Institutional - Daily Dividend	SBI	₹1,400.8925	12 Jun 2026
ICICI Prudential Liquid Plan - -Super Institutional Dividend Daily	ICICI Prudential	₹100.1482	12 Jun 2026
Templeton India Treasury Management Account-Super Institutional Plan - Daily Dividend	Franklin Templeton	₹1,000.0000	12 Jun 2026
Kotak Liquid-Institutional Premium Plan - (Daily Dividend)	Kotak Mahindra	₹1,264.7507	12 Jun 2026
DSP BlackRock Liquidity Fund- Institutional Plan-Daily Dividend	DSP BlackRock	₹1,001.4663	12 Jun 2026
HSBC Liquid Fund - Institutional Daily IDCW	HSBC	₹1,562.8262	12 Jun 2026
Canara Robeco Liquid-Super Institutional-Daily Div Reinvest.	Canara Robeco	₹1,005.5000	12 Jun 2026
Tata Floating Short Term Institutional Plan (Growth)	UTI	₹4,354.0095	12 Jun 2026
Birla Sun Life Cash Plus-Institutional - Weekly Dividend	Birla Sun Life	₹108.0680	12 Jun 2026
JM High Liquidity Fund-Super Institutional Plan- Growth	JM Financial	₹43.3245	12 Jun 2026

Recent NAVs

Date	NAV
12 Jun 2026	₹4,319.7180
11 Jun 2026	₹4,318.7388
10 Jun 2026	₹4,317.8556
9 Jun 2026	₹4,317.0325
8 Jun 2026	₹4,315.5355
7 Jun 2026	₹4,314.5437
6 Jun 2026	₹4,313.7999
5 Jun 2026	₹4,313.0559
4 Jun 2026	₹4,311.8318
3 Jun 2026	₹4,310.8422

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 12 Jun 2026, the NAV of SBI Premier Liquid Fund - Super Institutional - Growth is ₹4,319.7180. It's a Liquid Fund from SBI, run as a Institutional plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

SBI Premier Liquid Fund - Super Institutional - Growth has NAV history starting from 24 Mar 2007, a track record of about 19 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

SBI Premier Liquid Fund - Super Institutional - Growth is managed by SBI. It's classified by AMFI under the 'Liquid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI Premier Liquid Fund - Super Institutional - Growth has delivered a absolute return of 6.10% — +3.74 pp ahead of the Liquid Fund category average of 2.37%. The fund ranks #14 of 46 in its category — the second (Q2) quartile.

Over the trailing 3-year window, SBI Premier Liquid Fund - Super Institutional - Growth has delivered a CAGR of 6.81% — +4.19 pp ahead of the Liquid Fund category average of 2.63%. The fund ranks #14 of 46 in its category — the second (Q2) quartile.

Over the trailing 5-year window, SBI Premier Liquid Fund - Super Institutional - Growth has delivered a CAGR of 6.03% — +3.54 pp ahead of the Liquid Fund category average of 2.49%. The fund ranks #16 of 45 in its category — the second (Q2) quartile.

₹1 lakh invested in SBI Premier Liquid Fund - Super Institutional - Growth exactly 10 years ago would be worth approximately ₹178,928 today — a multiplier of 1.79×, based on the 10-year CAGR of 5.99%. The category average over the same window would have grown ₹1 lakh to ₹128,142.

A ₹10,000 monthly SIP in SBI Premier Liquid Fund - Super Institutional - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹707,993 today. That's an XIRR (money-weighted annualised return) of 6.55%.

A ₹10,000 monthly SIP for 10 years in SBI Premier Liquid Fund - Super Institutional - Growth = ₹1,200,000 invested. It would currently be worth ₹1,628,116 (multiplier 1.36×). XIRR: 5.94%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, SBI Premier Liquid Fund - Super Institutional - Growth ranks #16 out of 45 funds in the Liquid Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 2.49%; this fund delivered 6.03%.

The worst peak-to-trough decline SBI Premier Liquid Fund - Super Institutional - Growth has experienced over the last 5-year window is 0.04% — its NAV fell from a high on 03 May 2022 to a low on 05 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI Premier Liquid Fund - Super Institutional - Growth averaged 6.98% (best 9.02%, worst 5.12%). 100% of rolling windows ended positive.

In calendar year 2025, SBI Premier Liquid Fund - Super Institutional - Growth returned 6.41% — beating the Liquid Fund category average of 2.63% by 3.78 pp. It ranked #14 of 38 in its category that year.

SBI Premier Liquid Fund - Super Institutional - Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. SBI Premier Liquid Fund - Super Institutional - Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.0%. 5-year CAGR: 6.03%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

SBI Premier Liquid Fund - Super Institutional - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Liquid Fund

Recent NAVs

Frequently asked questions

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