Should I invest in SBI MAGNUM NRI FLEXIASSET PLAN?

We don't give personal investment advice. SBI MAGNUM NRI FLEXIASSET PLAN-GROWTH is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 55.3%. 5-year CAGR: 2.19%.

SBI

SBI MAGNUM NRI FLEXIASSET PLAN-GROWTH

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.06%	-0.06	139 / 299	Q2
1W	+0.99%	-3.61%	+4.60	72 / 303	Q1
2W	+0.79%	-4.52%	+5.31	101 / 303	Q2
1M	+6.00%	-5.64%	+11.64	32 / 302	Q1
3M	+3.84%	-4.27%	+8.11	109 / 302	Q2
6M	+5.51%	+1.48%	+4.03	131 / 307	Q2
YTD	+13.53%	-0.18%	+13.72	90 / 309	Q2
1Y	+9.41%	+7.10%	+2.30	133 / 307	Q2
2Y	-1.97%	+2.20%	-4.18	201 / 303	Q3
3Y	+4.21%	+0.76%	+3.45	143 / 264	Q3
4Y	+11.92%	+0.58%	+11.34	55 / 235	Q1
5Y	+2.19%	+0.02%	+2.17	135 / 208	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+4.20%	+0.51%	+3.68	169 / 310	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2012 YTD	+13.53%	+23.57%	-10.03	172 / 190
2011	-13.59%	-23.68%	+10.09	33 / 241
2010	+9.87%	+11.69%	-1.81	151 / 256
2009	+63.32%	+65.86%	-2.54	152 / 238
2008	-47.47%	-52.86%	+5.39	36 / 198
2007	+34.90%	+42.91%	-8.01	97 / 137
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.38%

68 windows

min -50.4% · max 83.0%

63% positive

3-Year rolling

+6.85%

43 windows

min -6.7% · max 25.6%

95% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+4.32%

19 windows

min 2.2% · max 9.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.54%

3-year · annualised

Sharpe ratio

-0.09

vs risk-free 6.5%

Sortino ratio

-0.14

Downside-only deviation

Max drawdown

-17.65%

Nov 2010 → Dec 2011

% positive months

47.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
5 Oct 2012	₹30.1918
4 Oct 2012	₹30.1917
3 Oct 2012	₹30.0379
1 Oct 2012	₹29.9475
28 Sep 2012	₹29.8950
27 Sep 2012	₹29.6122
26 Sep 2012	₹29.6590
25 Sep 2012	₹29.7708
24 Sep 2012	₹29.8356
21 Sep 2012	₹29.9555

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

SBI MAGNUM NRI FLEXIASSET PLAN-GROWTH is a Growth from SBI (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

SBI MAGNUM NRI FLEXIASSET PLAN-GROWTH has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

SBI MAGNUM NRI FLEXIASSET PLAN-GROWTH is managed by SBI. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI MAGNUM NRI FLEXIASSET PLAN-GROWTH has delivered a absolute return of 9.41% — +2.3 pp ahead of the Growth category average of 7.10%. The fund ranks #133 of 307 in its category — the second (Q2) quartile.

Over the trailing 3-year window, SBI MAGNUM NRI FLEXIASSET PLAN-GROWTH has delivered a CAGR of 4.21% — +3.45 pp ahead of the Growth category average of 0.76%. The fund ranks #143 of 264 in its category — the third (Q3) quartile.

Over the trailing 5-year window, SBI MAGNUM NRI FLEXIASSET PLAN-GROWTH has delivered a CAGR of 2.19% — +2.17 pp ahead of the Growth category average of 0.02%. The fund ranks #135 of 208 in its category — the third (Q3) quartile.

₹1 lakh invested in SBI MAGNUM NRI FLEXIASSET PLAN-GROWTH exactly 5 years ago would be worth approximately ₹111,426 today — a multiplier of 1.11×, based on the 5-year CAGR of 2.19%. The category average over the same window would have grown ₹1 lakh to ₹100,100.

A ₹10,000 monthly SIP in SBI MAGNUM NRI FLEXIASSET PLAN-GROWTH over the last 5 years — total invested ₹600,000 — would be worth ₹713,666 today. That's an XIRR (money-weighted annualised return) of 6.86%.

SBI MAGNUM NRI FLEXIASSET PLAN-GROWTH doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹713,666 — XIRR 6.86%.

On a 5-year basis, SBI MAGNUM NRI FLEXIASSET PLAN-GROWTH ranks #135 out of 208 funds in the Growth category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 0.02%; this fund delivered 2.19%.

The worst peak-to-trough decline SBI MAGNUM NRI FLEXIASSET PLAN-GROWTH has experienced over the last 5-year window is 55.26% — its NAV fell from a high on 07 Jan 2008 to a low on 09 Mar 2009. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI MAGNUM NRI FLEXIASSET PLAN-GROWTH averaged 4.32% (best 9.36%, worst 2.19%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.06 — negative risk-adjusted performance.

In calendar year 2011, SBI MAGNUM NRI FLEXIASSET PLAN-GROWTH returned -13.59% — beating the Growth category average of -23.68% by 10.09 pp. It ranked #33 of 241 in its category that year.

SBI MAGNUM NRI FLEXIASSET PLAN-GROWTH doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. SBI MAGNUM NRI FLEXIASSET PLAN-GROWTH is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 55.3%. 5-year CAGR: 2.19%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.