Should I invest in Sahara Midcap Fund-Auto Payout?

We don't give personal investment advice. Sahara Midcap Fund-Auto Payout is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 33.6%. 5-year CAGR: 2.47%.

Sahara

Sahara Midcap Fund-Auto Payout

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.10%	+0.06%	-0.16	199 / 299	Q3
1W	-0.16%	-3.61%	+3.45	168 / 303	Q3
2W	-7.09%	-4.52%	-2.57	254 / 303	Q4
1M	-27.49%	-5.64%	-21.85	271 / 302	Q4
3M	-25.75%	-4.27%	-21.47	276 / 302	Q4
6M	-18.71%	+1.48%	-20.19	262 / 307	Q4
YTD	-25.37%	-0.18%	-25.19	274 / 309	Q4
1Y	-21.67%	+7.10%	-28.77	261 / 307	Q4
2Y	-13.55%	+2.20%	-15.75	253 / 303	Q4
3Y	-6.16%	+0.76%	-6.92	199 / 264	Q4
4Y	+4.09%	+0.58%	+3.51	121 / 235	Q3
5Y	+2.47%	+0.02%	+2.45	128 / 208	Q3
7Y	+12.50%	+3.12%	+9.38	22 / 130	Q1
10Y	+8.16%	+7.20%	+0.96	28 / 68	Q2
Inception	+9.26%	+0.51%	+8.75	77 / 310	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2020 YTD	-25.37%	-9.83%	-15.54	19 / 39
2019	+8.08%	+4.81%	+3.27	10 / 39
2018	-15.81%	-8.44%	-7.37	45 / 55
2017	+40.87%	+29.57%	+11.30	12 / 65
2016	+12.68%	+1.07%	+11.61	7 / 88
2015	+3.34%	-3.94%	+7.28	18 / 99
2014	+56.87%	+34.59%	+22.29	17 / 133
2013	+5.41%	+0.03%	+5.39	45 / 154
2012	+33.10%	+23.57%	+9.54	38 / 190
2011	-26.66%	-23.68%	-2.98	170 / 241
2010	+23.90%	+11.69%	+12.21	29 / 256

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.82%

159 windows

min -59.3% · max 137.3%

71% positive

3-Year rolling

+14.62%

135 windows

min -12.9% · max 38.9%

93% positive

5-Year rolling

+14.34%

110 windows

min 1.3% · max 27.4%

100% positive

7-Year rolling

+14.30%

86 windows

min 5.7% · max 24.8%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

22.62%

3-year · annualised

Sharpe ratio

-0.44

vs risk-free 6.5%

Sortino ratio

-0.50

Downside-only deviation

Max drawdown

-33.56%

Jan 2018 → Mar 2020

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
3 Apr 2020	₹62.3033
1 Apr 2020	₹62.3653
31 Mar 2020	₹62.4287
30 Mar 2020	₹62.3787
27 Mar 2020	₹62.4039
26 Mar 2020	₹62.3850
25 Mar 2020	₹62.3813
24 Mar 2020	₹62.2726
23 Mar 2020	₹62.1861
20 Mar 2020	₹67.0599

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Sahara Midcap Fund-Auto Payout is a Growth from Sahara (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Sahara Midcap Fund-Auto Payout has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Sahara Midcap Fund-Auto Payout is managed by Sahara. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Sahara Midcap Fund-Auto Payout has delivered a absolute return of -21.67% — -28.77 pp behind the Growth category average of 7.10%. The fund ranks #261 of 307 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Sahara Midcap Fund-Auto Payout has delivered a CAGR of -6.16% — -6.92 pp behind the Growth category average of 0.76%. The fund ranks #199 of 264 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Sahara Midcap Fund-Auto Payout has delivered a CAGR of 2.47% — +2.45 pp ahead of the Growth category average of 0.02%. The fund ranks #128 of 208 in its category — the third (Q3) quartile.

₹1 lakh invested in Sahara Midcap Fund-Auto Payout exactly 10 years ago would be worth approximately ₹219,086 today — a multiplier of 2.19×, based on the 10-year CAGR of 8.16%. The category average over the same window would have grown ₹1 lakh to ₹200,432.

A ₹10,000 monthly SIP in Sahara Midcap Fund-Auto Payout over the last 5 years — total invested ₹600,000 — would be worth ₹541,127 today. That's an XIRR (money-weighted annualised return) of -4.05%.

A ₹10,000 monthly SIP for 10 years in Sahara Midcap Fund-Auto Payout = ₹1,200,000 invested. It would currently be worth ₹1,700,942 (multiplier 1.42×). XIRR: 6.78%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Sahara Midcap Fund-Auto Payout ranks #128 out of 208 funds in the Growth category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 0.02%; this fund delivered 2.47%.

The worst peak-to-trough decline Sahara Midcap Fund-Auto Payout has experienced over the last 5-year window is 33.56% — its NAV fell from a high on 15 Jan 2018 to a low on 23 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Sahara Midcap Fund-Auto Payout averaged 14.34% (best 27.43%, worst 1.28%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.07 — negative risk-adjusted performance.

In calendar year 2019, Sahara Midcap Fund-Auto Payout returned 8.08% — beating the Growth category average of 4.81% by 3.27 pp. It ranked #10 of 39 in its category that year.

Sahara Midcap Fund-Auto Payout doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Sahara Midcap Fund-Auto Payout is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 33.6%. 5-year CAGR: 2.47%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.