Should I invest in Sahara Infrastructure Fund ---VARIABLE PRICING OPTION?

We don't give personal investment advice. Sahara Infrastructure Fund ---VARIABLE PRICING OPTION-Dividend Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 36.2%. 5-year CAGR: 1.56%.

Sahara

Sahara Infrastructure Fund ---VARIABLE PRICING OPTION-Dividend Option

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.07%	+0.06%	-0.13	192 / 299	Q3
1W	-0.12%	-3.61%	+3.49	161 / 303	Q3
2W	-8.71%	-4.52%	-4.19	272 / 303	Q4
1M	-28.60%	-5.64%	-22.96	279 / 302	Q4
3M	-30.21%	-4.27%	-25.94	283 / 302	Q4
6M	-24.96%	+1.48%	-26.44	286 / 307	Q4
YTD	-29.55%	-0.18%	-29.37	288 / 309	Q4
1Y	-26.89%	+7.10%	-33.99	277 / 307	Q4
2Y	-14.90%	+2.20%	-17.10	267 / 303	Q4
3Y	-7.43%	+0.76%	-8.19	210 / 264	Q4
4Y	+3.11%	+0.58%	+2.52	133 / 235	Q3
5Y	+1.56%	+0.02%	+1.54	141 / 208	Q3
7Y	+8.04%	+3.12%	+4.93	55 / 130	Q2
10Y	+2.44%	+7.20%	-4.76	55 / 68	Q4
Inception	+3.19%	+0.51%	+2.68	190 / 310	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2020 YTD	-29.55%	-9.83%	-19.72	30 / 39
2019	+6.52%	+4.81%	+1.71	17 / 39
2018	-12.85%	-8.44%	-4.41	36 / 55
2017	+40.77%	+29.57%	+11.20	17 / 65
2016	+15.19%	+1.07%	+14.12	3 / 88
2015	+2.49%	-3.94%	+6.43	25 / 99
2014	+48.40%	+34.59%	+13.81	25 / 133
2013	-13.19%	+0.03%	-13.22	142 / 154
2012	+27.88%	+23.57%	+4.31	80 / 190
2011	-31.65%	-23.68%	-7.97	219 / 241
2010	+0.72%	+11.69%	-10.97	215 / 256

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+10.87%

159 windows

min -63.8% · max 97.2%

58% positive

3-Year rolling

+7.65%

135 windows

min -15.7% · max 29.1%

73% positive

5-Year rolling

+6.82%

110 windows

min -10.2% · max 22.0%

81% positive

7-Year rolling

+6.47%

86 windows

min -3.7% · max 13.6%

84% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

23.00%

3-year · annualised

Sharpe ratio

-0.49

vs risk-free 6.5%

Sortino ratio

-0.55

Downside-only deviation

Max drawdown

-36.23%

Jan 2018 → Mar 2020

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
3 Apr 2020	₹16.2662
1 Apr 2020	₹16.2776
31 Mar 2020	₹16.2891
30 Mar 2020	₹16.2804
27 Mar 2020	₹16.2855
26 Mar 2020	₹16.2823
25 Mar 2020	₹16.2818
24 Mar 2020	₹16.2627
23 Mar 2020	₹16.2476
20 Mar 2020	₹17.8173

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Sahara Infrastructure Fund ---VARIABLE PRICING OPTION-Dividend Option is a Growth from Sahara (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Sahara Infrastructure Fund ---VARIABLE PRICING OPTION-Dividend Option has NAV history starting from 05 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Sahara Infrastructure Fund ---VARIABLE PRICING OPTION-Dividend Option is managed by Sahara. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Sahara Infrastructure Fund ---VARIABLE PRICING OPTION-Dividend Option has delivered a absolute return of -26.89% — -33.99 pp behind the Growth category average of 7.10%. The fund ranks #277 of 307 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Sahara Infrastructure Fund ---VARIABLE PRICING OPTION-Dividend Option has delivered a CAGR of -7.43% — -8.19 pp behind the Growth category average of 0.76%. The fund ranks #210 of 264 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Sahara Infrastructure Fund ---VARIABLE PRICING OPTION-Dividend Option has delivered a CAGR of 1.56% — +1.54 pp ahead of the Growth category average of 0.02%. The fund ranks #141 of 208 in its category — the third (Q3) quartile.

₹1 lakh invested in Sahara Infrastructure Fund ---VARIABLE PRICING OPTION-Dividend Option exactly 10 years ago would be worth approximately ₹127,322 today — a multiplier of 1.27×, based on the 10-year CAGR of 2.44%. The category average over the same window would have grown ₹1 lakh to ₹200,432.

A ₹10,000 monthly SIP in Sahara Infrastructure Fund ---VARIABLE PRICING OPTION-Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹515,292 today. That's an XIRR (money-weighted annualised return) of -5.95%.

A ₹10,000 monthly SIP for 10 years in Sahara Infrastructure Fund ---VARIABLE PRICING OPTION-Dividend Option = ₹1,200,000 invested. It would currently be worth ₹1,400,359 (multiplier 1.17×). XIRR: 3.03%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Sahara Infrastructure Fund ---VARIABLE PRICING OPTION-Dividend Option ranks #141 out of 208 funds in the Growth category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 0.02%; this fund delivered 1.56%.

The worst peak-to-trough decline Sahara Infrastructure Fund ---VARIABLE PRICING OPTION-Dividend Option has experienced over the last 5-year window is 36.23% — its NAV fell from a high on 15 Jan 2018 to a low on 23 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Sahara Infrastructure Fund ---VARIABLE PRICING OPTION-Dividend Option averaged 6.82% (best 21.98%, worst -10.24%). 81% of rolling windows ended positive. The 5-year Sharpe ratio is -0.11 — negative risk-adjusted performance.

In calendar year 2019, Sahara Infrastructure Fund ---VARIABLE PRICING OPTION-Dividend Option returned 6.52% — beating the Growth category average of 4.81% by 1.71 pp. It ranked #17 of 39 in its category that year.

Sahara Infrastructure Fund ---VARIABLE PRICING OPTION-Dividend Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Sahara Infrastructure Fund ---VARIABLE PRICING OPTION-Dividend Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 36.2%. 5-year CAGR: 1.56%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.