Should I invest in Religare MID N SMALL CAP Fund?

We don't give personal investment advice. Religare MID N SMALL CAP Fund - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.0%. 5-year CAGR: 11.30%.

Religare

Religare MID N SMALL CAP Fund - Growth Option

Latest NAV

₹120.2800

As of

8 Jun 2026

4,473 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.00%	+0.00	11 / 15	Q3
1W	-0.75%	-1.22%	+0.47	2 / 15	Q1
2W	-2.95%	-3.09%	+0.14	4 / 15	Q2
1M	-3.68%	-3.87%	+0.19	5 / 15	Q2
3M	+3.74%	+4.28%	-0.53	8 / 15	Q3
6M	-4.92%	-3.36%	-1.55	8 / 15	Q3
YTD	-5.23%	-4.20%	-1.03	9 / 15	Q3
1Y	-9.50%	-5.53%	-3.96	12 / 15	Q4
2Y	+0.93%	-0.88%	+1.81	7 / 15	Q2
3Y	+12.97%	+12.04%	+0.93	7 / 14	Q2
4Y	+14.13%	+13.29%	+0.84	6 / 14	Q2
5Y	+11.30%	+12.34%	-1.04	8 / 11	Q3
7Y	+14.29%	+13.86%	+0.43	8 / 11	Q3
10Y	+12.99%	+12.05%	+0.94	7 / 11	Q3
Inception	+14.92%	+9.30%	+5.62	1 / 15	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-5.23%	-4.20%	-1.03	9 / 15
2025	-7.19%	-2.20%	-4.99	13 / 15
2024	+29.89%	+20.09%	+9.81	2 / 14
2023	+30.69%	+29.56%	+1.13	6 / 14
2022	-2.20%	+2.92%	-5.11	9 / 14
2021	+40.00%	+43.14%	-3.14	8 / 11
2020	+18.82%	+14.21%	+4.61	5 / 11
2019	+4.61%	+2.05%	+2.56	3 / 11
2018	-12.31%	-8.46%	-3.85	9 / 11
2017	+45.10%	+32.89%	+12.21	2 / 11
2016	+0.14%	-3.19%	+3.33	4 / 11

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+21.41%

210 windows

min -44.3% · max 147.1%

76% positive

3-Year rolling

+18.12%

186 windows

min -3.8% · max 42.3%

97% positive

5-Year rolling

+17.91%

162 windows

min 1.0% · max 32.9%

100% positive

7-Year rolling

+17.10%

137 windows

min 9.7% · max 31.2%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.53%

3-year · annualised

Sharpe ratio

0.47

vs risk-free 6.5%

Sortino ratio

0.79

Downside-only deviation

Max drawdown

-23.99%

Sep 2024 → Mar 2026

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Multi Cap Fund - Growth Option	HDFC	₹17.7020	8 Jun 2026
ICICI Prudential Power Plan - Dividend	ICICI Prudential	₹32.6800	8 Jun 2026
Franklin India Multi Cap Fund - Growth	Franklin India	₹10.0854	8 Jun 2026
BARODA PIONEER GROWTH FUND-Dividend Plan	Baroda Pioneer	₹49.6110	8 Jun 2026
Escorts Growth Plan-DIVIDEND OPTION	Escorts	₹71.9336	8 Jun 2026
Reliance Equity Opportunities Fund-Dividend Plan-Dividend Option	Reliance	₹56.8282	8 Jun 2026
Religare MID N SMALL CAP Fund - Dividend Option	Religare	₹109.0600	8 Jun 2026
Sundaram Multi Cap Fund (Formerly Known as Principal Multi Cap Growth Fund)- Income Distribution CUM Capital Withdrawal Option (IDCW)	Sundaram	₹58.7462	8 Jun 2026

Recent NAVs

Date	NAV
8 Jun 2026	₹120.2800
5 Jun 2026	₹121.8700
4 Jun 2026	₹121.6200
3 Jun 2026	₹120.7200
2 Jun 2026	₹121.5300
1 Jun 2026	₹121.1900
29 May 2026	₹122.3000
27 May 2026	₹123.7300
26 May 2026	₹123.6800
25 May 2026	₹123.9400

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 08 Jun 2026, the NAV of Religare MID N SMALL CAP Fund - Growth Option is ₹120.2800. It's a Multi Cap Fund from Religare, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Religare MID N SMALL CAP Fund - Growth Option has NAV history starting from 18 Mar 2008, a track record of about 18 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Religare MID N SMALL CAP Fund - Growth Option is managed by Religare. It's classified by AMFI under the 'Multi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Religare MID N SMALL CAP Fund - Growth Option has delivered a absolute return of -9.50% — -3.96 pp behind the Multi Cap Fund category average of -5.53%. The fund ranks #12 of 15 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Religare MID N SMALL CAP Fund - Growth Option has delivered a CAGR of 12.97% — +0.93 pp ahead of the Multi Cap Fund category average of 12.04%. The fund ranks #7 of 14 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Religare MID N SMALL CAP Fund - Growth Option has delivered a CAGR of 11.30% — -1.04 pp behind the Multi Cap Fund category average of 12.34%. The fund ranks #8 of 11 in its category — the third (Q3) quartile.

₹1 lakh invested in Religare MID N SMALL CAP Fund - Growth Option exactly 10 years ago would be worth approximately ₹339,198 today — a multiplier of 3.39×, based on the 10-year CAGR of 12.99%. The category average over the same window would have grown ₹1 lakh to ₹311,960.

A ₹10,000 monthly SIP in Religare MID N SMALL CAP Fund - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹750,092 today. That's an XIRR (money-weighted annualised return) of 8.86%.

A ₹10,000 monthly SIP for 10 years in Religare MID N SMALL CAP Fund - Growth Option = ₹1,200,000 invested. It would currently be worth ₹2,318,971 (multiplier 1.93×). XIRR: 12.64%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Religare MID N SMALL CAP Fund - Growth Option ranks #8 out of 11 funds in the Multi Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 12.34%; this fund delivered 11.30%.

The worst peak-to-trough decline Religare MID N SMALL CAP Fund - Growth Option has experienced over the last 5-year window is 23.99% — its NAV fell from a high on 23 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Religare MID N SMALL CAP Fund - Growth Option averaged 17.91% (best 32.94%, worst 0.97%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.34 — weak risk-adjusted performance.

In calendar year 2025, Religare MID N SMALL CAP Fund - Growth Option returned -7.19% — lagging the Multi Cap Fund category average of -2.20% by 4.99 pp. It ranked #13 of 15 in its category that year.

Religare MID N SMALL CAP Fund - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Religare MID N SMALL CAP Fund - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.0%. 5-year CAGR: 11.30%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.