Should I invest in Religare Mid Cap Fund?

We don't give personal investment advice. Religare Mid Cap Fund - Dividend Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.2%. 5-year CAGR: 14.87%.

Religare

Religare Mid Cap Fund - Dividend Option

Latest NAV

₹56.3700

As of

8 Jun 2026

4,700 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.00%	+0.00	26 / 27	Q4
1W	-0.04%	-1.00%	+0.96	2 / 27	Q1
2W	-2.12%	-2.96%	+0.85	4 / 27	Q1
1M	-3.61%	-3.78%	+0.17	11 / 27	Q2
3M	-2.46%	+4.67%	-7.12	27 / 27	Q4
6M	-9.42%	-0.90%	-8.52	26 / 27	Q4
YTD	-10.59%	-2.96%	-7.64	26 / 27	Q4
1Y	-7.64%	-2.56%	-5.07	26 / 27	Q4
2Y	+1.36%	+2.15%	-0.79	16 / 27	Q3
3Y	+15.61%	+15.71%	-0.10	15 / 27	Q3
4Y	+17.13%	+16.54%	+0.59	11 / 27	Q2
5Y	+14.87%	+14.05%	+0.82	13 / 27	Q2
7Y	+13.85%	+15.90%	-2.05	21 / 27	Q4
10Y	+9.58%	+12.98%	-3.40	21 / 27	Q4
Inception	+9.41%	+10.83%	-1.42	17 / 27	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-10.59%	-2.96%	-7.64	26 / 27
2025	-3.88%	+0.65%	-4.54	23 / 27
2024	+43.36%	+23.63%	+19.74	1 / 27
2023	+32.96%	+35.07%	-2.10	17 / 27
2022	+0.50%	+2.50%	-1.99	19 / 27
2021	+27.69%	+38.76%	-11.07	24 / 27
2020	+12.12%	+20.23%	-8.12	20 / 27
2019	-6.54%	-0.75%	-5.79	24 / 27
2018	-16.41%	-14.09%	-2.32	17 / 27
2017	+28.71%	+36.02%	-7.31	25 / 27
2016	-11.13%	+0.99%	-12.12	27 / 27

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.78%

221 windows

min -64.2% · max 147.8%

64% positive

3-Year rolling

+11.84%

197 windows

min -14.6% · max 37.4%

80% positive

5-Year rolling

+10.99%

173 windows

min -8.2% · max 26.1%

90% positive

7-Year rolling

+10.20%

148 windows

min 1.7% · max 25.3%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

18.63%

3-year · annualised

Sharpe ratio

0.53

vs risk-free 6.5%

Sortino ratio

0.91

Downside-only deviation

Max drawdown

-27.20%

Dec 2024 → Mar 2026

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC MID-CAP OPPORTUNITIES FUND - Dividend Option	HDFC	₹49.3920	8 Jun 2026
SBI Magnum MIDCAP FUND - DIVIDEND	SBI	₹93.7251	8 Jun 2026
ICICI Prudential Emerging Star Fund-Dividend	ICICI Prudential	₹42.0400	8 Jun 2026
Franklin India Prima Fund-Dividend	Franklin Templeton	₹89.1331	8 Jun 2026
Kotak Emerging Equity Scheme - Dividend	Kotak Mahindra	₹75.3280	8 Jun 2026
UTI Mid Cap Fund-Growth Option	UTI	₹293.4262	8 Jun 2026
Taurus Discovery Divided Option	Taurus	₹103.2000	9 Jun 2026
Birla Sun Life MIDCAP Fund-Plan A (Dividend)	Birla Sun Life	₹55.2000	8 Jun 2026
Escorts Opportunities Fund-Dividend	Escorts	₹76.0348	8 Jun 2026
Reliance Growth Fund-Dividend Plan-(D)	Reliance	₹115.2300	8 Jun 2026

Recent NAVs

Date	NAV
8 Jun 2026	₹56.3700
5 Jun 2026	₹57.1000
4 Jun 2026	₹56.9600
3 Jun 2026	₹56.5400
2 Jun 2026	₹56.7300
1 Jun 2026	₹56.3900
29 May 2026	₹57.0800
27 May 2026	₹57.7300
26 May 2026	₹57.6600
25 May 2026	₹57.5900

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 08 Jun 2026, the NAV of Religare Mid Cap Fund - Dividend Option is ₹56.3700. It's a Mid Cap Fund from Religare, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Religare Mid Cap Fund - Dividend Option has NAV history starting from 20 Apr 2007, a track record of about 19 years 1 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Religare Mid Cap Fund - Dividend Option is managed by Religare. It's classified by AMFI under the 'Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Religare Mid Cap Fund - Dividend Option has delivered a absolute return of -7.64% — -5.07 pp behind the Mid Cap Fund category average of -2.56%. The fund ranks #26 of 27 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Religare Mid Cap Fund - Dividend Option has delivered a CAGR of 15.61% — -0.1 pp behind the Mid Cap Fund category average of 15.71%. The fund ranks #15 of 27 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Religare Mid Cap Fund - Dividend Option has delivered a CAGR of 14.87% — +0.82 pp ahead of the Mid Cap Fund category average of 14.05%. The fund ranks #13 of 27 in its category — the second (Q2) quartile.

₹1 lakh invested in Religare Mid Cap Fund - Dividend Option exactly 10 years ago would be worth approximately ₹249,646 today — a multiplier of 2.50×, based on the 10-year CAGR of 9.58%. The category average over the same window would have grown ₹1 lakh to ₹338,784.

A ₹10,000 monthly SIP in Religare Mid Cap Fund - Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹801,803 today. That's an XIRR (money-weighted annualised return) of 11.53%.

A ₹10,000 monthly SIP for 10 years in Religare Mid Cap Fund - Dividend Option = ₹1,200,000 invested. It would currently be worth ₹2,211,393 (multiplier 1.84×). XIRR: 11.75%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Religare Mid Cap Fund - Dividend Option ranks #13 out of 27 funds in the Mid Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 14.05%; this fund delivered 14.87%.

The worst peak-to-trough decline Religare Mid Cap Fund - Dividend Option has experienced over the last 5-year window is 27.20% — its NAV fell from a high on 16 Dec 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Religare Mid Cap Fund - Dividend Option averaged 10.99% (best 26.07%, worst -8.20%). 90% of rolling windows ended positive. The 5-year Sharpe ratio is 0.49 — weak risk-adjusted performance.

In calendar year 2025, Religare Mid Cap Fund - Dividend Option returned -3.88% — lagging the Mid Cap Fund category average of 0.65% by 4.54 pp. It ranked #23 of 27 in its category that year.

Religare Mid Cap Fund - Dividend Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Religare Mid Cap Fund - Dividend Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.2%. 5-year CAGR: 14.87%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.