Religare
Religare GILT Fund - Long Duration Plan - Institutional-Growth
Category
Gilt
Plan type
Dividend
Structure
Open-ended
AMFI Scheme Code
107475
ISIN (Growth)
—
ISIN (Dividend)
—
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | +0.01% | +0.19% | -0.18 | 3 / 14 | Q1 |
| 1W | +0.19% | +0.30% | -0.11 | 2 / 13 | Q1 |
| 2W | +0.27% | +0.53% | -0.27 | 2 / 13 | Q1 |
| 1M | +0.56% | +1.05% | -0.49 | 2 / 13 | Q1 |
| 3M | +0.12% | +1.25% | -1.13 | 7 / 12 | Q3 |
| 6M | -0.75% | +2.11% | -2.85 | 9 / 9 | Q4 |
| YTD | -0.60% | +0.17% | -0.77 | 8 / 8 | Q4 |
| 1Y | +0.80% | +1.81% | -1.02 | 5 / 10 | Q2 |
| 2Y | -0.43% | -2.74% | +2.31 | 2 / 3 | Q3 |
| 3Y | — | — | — | — | — |
| 4Y | — | — | — | — | — |
| 5Y | — | — | — | — | — |
| 7Y | — | — | — | — | — |
| 10Y | — | — | — | — | — |
| Inception | -0.45% | +2.55% | -3.00 | 14 / 14 | Q4 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2010 YTD | -0.60% | -1.87% | +1.27 | 6 / 7 |
| 2009 | -9.89% | -4.70% | -5.20 | 7 / 7 |
| 2008 | — | — | — | — |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
1-Year rolling
+0.10%
16 windows
min -3.3% · max 3.1%
63% positive
Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.
3-Year rolling
—
Insufficient history
5-Year rolling
—
Insufficient history
7-Year rolling
—
Insufficient history
Recent NAVs
| Date | NAV |
|---|---|
| 3 Nov 2010 | ₹9.9186 |
| 2 Nov 2010 | ₹9.9172 |
| 1 Nov 2010 | ₹9.9160 |
| 29 Oct 2010 | ₹9.9120 |
| 28 Oct 2010 | ₹9.9107 |
| 27 Oct 2010 | ₹9.9000 |
| 26 Oct 2010 | ₹9.8849 |
| 25 Oct 2010 | ₹9.8944 |
| 22 Oct 2010 | ₹9.8903 |
| 21 Oct 2010 | ₹9.8928 |
Advertisement
Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
Religare GILT Fund - Long Duration Plan - Institutional-Growth is a Gilt from Religare (Institutional plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.
Religare GILT Fund - Long Duration Plan - Institutional-Growth has NAV history starting from 11 Feb 2008, a track record of about 18 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.
Religare GILT Fund - Long Duration Plan - Institutional-Growth is managed by Religare. It's classified by AMFI under the 'Gilt' SEBI category, which determines its peer set and tax treatment.
Over the trailing 1-year window, Religare GILT Fund - Long Duration Plan - Institutional-Growth has delivered a absolute return of 0.80% — -1.02 pp behind the Gilt category average of 1.81%. The fund ranks #5 of 10 in its category — the second (Q2) quartile.
Religare GILT Fund - Long Duration Plan - Institutional-Growth doesn't have a complete 3-year window yet (we need at least 3 year of NAVs). Check the shorter-window returns above.
Religare GILT Fund - Long Duration Plan - Institutional-Growth doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.
Religare GILT Fund - Long Duration Plan - Institutional-Growth doesn't yet have a 3-year CAGR on file, so a ₹1 lakh growth projection isn't reliable.
We don't have enough NAV history yet to simulate a SIP on Religare GILT Fund - Long Duration Plan - Institutional-Growth. The fund typically needs 12+ months for a 1-year SIP backtest.
Religare GILT Fund - Long Duration Plan - Institutional-Growth doesn't have enough SIP-backtest history yet. Check the 1-year SIP simulation above as soon as it has 12+ months of NAVs.
Religare GILT Fund - Long Duration Plan - Institutional-Growth doesn't yet have a peer rank on file — typically because its category set is too small or it lacks the required NAV history. Compare manually using the returns table above.
Religare GILT Fund - Long Duration Plan - Institutional-Growth doesn't have a computed drawdown figure yet.
Consistency stats for Religare GILT Fund - Long Duration Plan - Institutional-Growth need at least 3 years of NAVs to compute. They'll populate automatically once the fund has enough history.
In calendar year 2009, Religare GILT Fund - Long Duration Plan - Institutional-Growth returned -9.89% — lagging the Gilt category average of -4.70% by 5.20 pp. It ranked #7 of 7 in its category that year.
Religare GILT Fund - Long Duration Plan - Institutional-Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.
We don't give personal investment advice. Religare GILT Fund - Long Duration Plan - Institutional-Growth is suitable for an investor whose:
- time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
- primary goal is capital preservation or steady accrual, not high growth
- tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.
More from Religare
- Religare Active Income Fund - Regular - AnnualDividend
- Religare Active Income Fund - Regular - Growth
- Religare Active Income Fund - Regular - MonthlyDividend
- Religare Active Income Fund - Regular - QuarterlyDividend
- Religare Arbitrage Fund - Dividend Option
- Religare Arbitrage Fund - Growth Option
- Religare Banking Fund - Retail Dividend
- Religare Banking Fund - Retail Growth